NZHL Papanui

16/11/2025

A big goal ☑️ Caitlin one of our team members completing the Queenstown half marathon in under 2 hours 🏁 🏃‍♀️ 🏃‍♀️ 🏃‍♀️ Congratulations 🥳

13/11/2025

This is why we go to work everyday NZHL TimaruNZHL Ashburton

Have a mortgage & a life

13/11/2025

Just like your car needs a regular check-up, so does your mortgage. Our team believes in keeping your financial engine running smoothly. Family-owned, community-focused, and always here to help you stay on track.

13/11/2025

15/100 money tips received, thank you. Whether it’s budgeting hacks, saving strategies, investing wisdom, or just how you stretch a dollar further than most, please share in the comments. The graph shows the Average Annual Household living expenses in the South Island and can be a prompt for you to review each category.

09/11/2025

Help Needed - We have received 9 out of 100 money tips/hacks strategies. What's your go-to for staying on track financially?

07/11/2025

I had a meeting yesterday with soon to be new clients and they keep it simple strive for one holiday at a time whilst paying your mortgage off faster 👍 a great money tip

Big dreams don’t have to wait.

Travel, explore, and tick off that bucket list, without putting your mortgage on hold. With the right plan, you can do both.

You can have a mortgage & still do the things you love… like travel.

Ready to make it happen? Book your free chat today.

https://ap1.hubs.ly/y0nhYK0

03/11/2025

We're on a mission to collect 100 of the best money-saving tips from real people, for real life. Whether it's a clever grocery hack, a budgeting trick, or a mindset shift that changed your game, we want to hear it.

What's your #1 money-saving tip? Or give us two if you are feeling generous.

We'll be collecting the top 100 into something special as part of our wealth pillar because financial well-being starts with smart, everyday choices.

Drop yours below 👇

31/10/2025

Want to Own Your First Home or Save on Your Loan? Let’s Talk!

Buying your first home or refinancing doesn’t have to be scary or confusing. We’re breaking it all down at our free seminar, no jargon, no pressure, just real advice from people who get it.

Details:
Ski Time Resort - 43 Racecourse Avenue
Tuesday, 25th November 2025
Time: 5:30pm

We’ll cover:
✅How to get home-buying ready
✅ What refinancing could mean for your wallet
✅ Legal stuff (explained in plain English)
✅ Smart tips to help you move forward

Bring your questions, bring a mate, and leave feeling confident about your next step.

Grab your free ticket now – or tag someone who needs to see this!

Join us for a free seminar designed to give you practical steps to achieve financial freedom faster.

30/10/2025

What Is an Offset Mortgage? (A longer read, but this is saving our clients a lot of money)
An offset mortgage links your home loan to one or more of your bank accounts (like savings or everyday transaction accounts). Instead of earning interest on those accounts, the balances are used to reduce the amount of your mortgage that accrues interest.
Example:
Mortgage: $200,000
Savings: $10,000
Interest charged on: $190,000

Why It Works: Interest is calculated daily, so every dollar sitting in your linked accounts helps reduce your loan interest. Savings, bills, holiday funds, they all count.

Pros
Pay less interest overall
Pay off your mortgage faster
Flexible access to your money, unlike making extra repayments (you can also do this too), your funds stay liquid.

Cons
No interest earned on linked savings

Smart Tips
Keep your salary and income flowing into your offset account.
Use credit cards (wisely) for monthly expenses and pay them off in full. This keeps cash in your offset longer.
Link all possible accounts to maximize the offset effect.

29/10/2025

We had a great session with our AIA insurance colleagues this morning we always love upskilling, one nugget how much water we should drink daily the formula your weight
x .0035 at 93kgs that’s 3.25 litres 💦💧💦

24/10/2025

The back story!! Yerane helped 2 mates into their new home, it was not a straight forward application and a lot of Consultants wouldn’t have even started trying given the back ground. The result 2 very happy fellas, that led to them dropping these treats in on Friday.