Ashley McCarty-Carnahan - Mortgage Adviser

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Ashley McCarty-Carnahan - Mortgage Adviser Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Ashley McCarty-Carnahan - Mortgage Adviser, Mortgage brokers, Level 1 443/445 Colombo Street, Christchurch.

I work with over 30 lenders to navigate the ever changing landscape of loan products and interest rates to ensure we are securing the best deal for your individual circumstances.

Your date isn’t ready to hear it, but its not the first time I have
11/09/2026

Your date isn’t ready to hear it, but its not the first time I have

Roll the dice and land on your dream home 4 months later 🎲
20/01/2026

Roll the dice and land on your dream home 4 months later 🎲

Monday Mortgage Morsels
18/01/2026

Monday Mortgage Morsels

A 5 star review never fails to put a smile on the dial 🫶🏼Link to google reviews in bio!
03/11/2025

A 5 star review never fails to put a smile on the dial 🫶🏼
Link to google reviews in bio!

Ashleys Real Life Monopoly Deals 😮‍💨Back when interest rates were slightly higher than what we’re seeing today I support...
21/10/2025

Ashleys Real Life Monopoly Deals 😮‍💨

Back when interest rates were slightly higher than what we’re seeing today I supported a client with the purchase of their (second) first home. This one’s a great reminder that while current rates might feel achievable, they won’t be the same rates you’ll have across your full 30-year loan term. For this reason it’s important to stress test your financial position with a financial adviser!

Here’s how my client purchased a new build with just a 10% deposit while still managing to secure special discounted rates - 0.60% off all fixed terms and 1.25% off floating through a limited bank offer.

Every client arrives with a different story, specific requirements and a unique financial position so I’ll be sharing more of these (anon pls) real-life client wins each with a different structure, challenge and outcome.

If you spot a scenario that sounds like you (or the one you’re working towards), reach out and we can map out your own strategy to get you on the board. 🏡

Contacted on Monday after reading my website bio.Unconditionally approved for auction the following Thursday.That’s what...
17/04/2025

Contacted on Monday after reading my website bio.
Unconditionally approved for auction the following Thursday.

That’s what happens when trust meets efficiency.

Are you utilising the maximum potential of your penalty free additional repayments like my client? ✅
11/11/2024

Are you utilising the maximum potential of your penalty free additional repayments like my client? ✅

A pre-approval is a good tool that provides you with certainty of your purchasing power while you are actively searching...
10/11/2024

A pre-approval is a good tool that provides you with certainty of your purchasing power while you are actively searching for a property.

It can help reduce the time required to get a property accepted as security by your chosen lender but is not essential if you come across a home you want to make an offer on.

Not having a pre-approval simply means you will have to ensure your offer is subject to a slightly longer finance period. This is to allow enough time for us to submit your application to the bank and receive an unconditional letter of approval.

If you still feel unsure or have any questions, my DM’s are wide open!

It’s so confusing sometimes to buy a house 🙂‍↕️But not when you have the right team 🫶🏼
25/07/2024

It’s so confusing sometimes to buy a house 🙂‍↕️
But not when you have the right team 🫶🏼

Address

Level 1 443/445 Colombo Street
Christchurch
8014

Opening Hours

Monday 7am - 9pm
Tuesday 7am - 9pm
Wednesday 7am - 9pm
Thursday 7am - 9pm
Friday 7am - 9pm

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