What are the opening hours?

Monday 8:30am - 6pm Tuesday 8:30am - 6pm Wednesday 8:30am - 6pm Thursday 8:30am - 6pm Friday 8:30am - 6pm

Keystone Mortgages - Gary Singh

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New Zealand
Christchurch
Keystone Mortgages - Gary Singh

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Helping Kiwis nationwide secure the best mortgage rates. First-home buyers, investors, and refinancing specialists. Based in Christchurch, serving all of NZ

Expert mortgage adviser

I can assist with

Home loans
First home buyers
Investers
New NZ Residents
Development
Asset finance
Commercial loan
Business Loans

28/10/2026

OCR ON HOLD AGAIN!

With plenty of properties to choose from, now could be a great opportunity for first-home buyers and investors to explore the market and secure the right deal.

Looking to refix or refinance? Let's review your mortgage and explore your options

Get in touch with Keystone Mortgages today!

🌐 www.keystonemortgage.co.nz
📞 022 541 2233

MortgageAdviserNZ

28/10/2026

OCR HELD AT 2.75%

The Reserve Bank has kept the Official Cash Rate unchanged at 2.75%

For mortgage holders and buyers, that’s a welcome pause

It doesn’t mean mortgage rates will automatically fall, but it does give borrowers a little more certainty while planning their next move

If you’re thinking about:

-Buying your first home
-Investing in property
-Refinancing or refixing
-Building or developing

this could be a good time to review what’s possible

A small change in loan structure, lender strategy or timing can make a real difference

Talk to Gary Singh, Mortgage Adviser
022 541 2233
[email protected]
keystonemortgage.co.nz

Helping clients NZ-wide

11/09/2026

Want better cash flow from your commercial property loan?
✅ Loan terms up to 20 years
✅ Lower repayments
✅ More flexibility for your business

Let's find the right lending solution for your commercial property goals.
📲 Keystone Mortgages

Reserve bank increased OCR by 25bpsFeel free to get in touch for any queries 0225412233gary@keystonemortgage.co.nz

02/09/2026

Reserve bank increased OCR by 25bps

Feel free to get in touch for any queries
0225412233
[email protected]

01/09/2026

How much will your dream home actually cost you per week or month? 🇳🇿🏡

Before you make an offer in the NZ market, calculate your exact repayments with our free Mortgage Calculator! Whether you're buying your first home or looking to refix for a better rate, running the numbers first saves thousands.

👉 Link in bio to try it yourself:
keystonemortgage.co.nz/mortgagecalculator/

Need expert advice on securing the best rate? Let’s chat!
📲 Call Gary Singh: 022 541 2233
✉️ Email: [email protected]
💼 Keystone Mortgage

Hashtags

MortgageBrokerNZ HomeLoansNZ PropertyInvestingNZ NZRealEstate InterestRatesNZ

01/09/2026

What if an extra $50 a week could shave YEARS off your home loan?

Most Kiwis don't realize how much impact micro-extra repayments make over a 30-year mortgage. Adding just $50/week goes straight to reducing your principal, slashing tens of 7 in interest and getting you mortgage-free much faster.

👉 Use our free Mortgage Calculator to see how many years you could save:
keystonemortgage.co.nz/mortgagecalculator/

Want a customized strategy to smash your mortgage early? Let’s talk!
📲 Call Gary Singh: 022 541 2233
✉️ Email: [email protected]
💼 Keystone Mortgage

Hashtags

MortgageBrokerNZ HomeLoanTipsNZ PropertyNZ NZRealEstate FinancialFreedomNZ

29/07/2026

Stop Paying More Than You Need To

Thinking about buying your first home or refinancing your current mortgage?

Special lender rates are now available from:

4.49% fixed for 1 year
4.54% fixed for 2 years

1% cash incentive available

Available for eligible borrowers with at least 20% equity.

Whether you're buying your first home or reviewing your existing mortgage, we'll help you compare lenders and find the right solution.

📞 Gary
022 541 2233

Lending criteria, terms and conditions apply
The rates are subject to change

24/12/2025

Merry Christmas !!!

As we wrap up the year, I want to say a heartfelt thank you to all my clients for trusting me and giving the opportunity to support you with your lending and financial needs. Your confidence in me means a lot, and I truly value the relationships we have built.

Wishing you and your families a safe, relaxing, and joyful Christmas. I look forward to continuing to work with you in the year ahead.

20/11/2025

Limited time offer

Main bank is offering 85% lending on purchase of existing investment property

31/10/2025

Limited time offer

Conditions apply

3.99% for upto 2 years
First home buyers or refinance with 20% equity and 1% cash for limited time

Gary
022 541 2233

Address

Christchurch
8013

Opening Hours

Monday	8:30am - 6pm
Tuesday	8:30am - 6pm
Wednesday	8:30am - 6pm
Thursday	8:30am - 6pm
Friday	8:30am - 6pm

Telephone

+64225412233

Website

http://keystonemortgage.co.nz/, https://keystonemortgage.co.nz/

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