Anne Balila - Mortgage Specialist at Future Secure Financial

Anne Balila - Mortgage Specialist at Future Secure Financial I am Financial Advisor specialising in Mortgage based in Canterbury. For appointments:
https://calendly.com/anne-futuresecure/meeting
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🏡 Hindi lang sa pagkuha ng home loan recommended ang adviser. Importante rin ang ongoing advice habang tumatakbo ang loa...
24/07/2026

🏡 Hindi lang sa pagkuha ng home loan recommended ang adviser. Importante rin ang ongoing advice habang tumatakbo ang loan mo.

Share ko lang tong recent client experience…

When my clients bought their first home, 10% deposit lang ang meron sila, kaya hindi pa sila eligible for special rates. We structured their loan and fixed it for 1 year para ma-review ulit yung financial position nila kapag time na for refix.

Fast forward one year, refix time na. May offer na yung clients ko from the bank through their online banking, which is convenient and madaling gawin.

Pero bago sila nag-decide, they contacted me at nireview muna namin ang kanilang current situation.

Tiningnan namin ang updated value ng property at ang remaining loan balance. Based on their improved equity position, nakita namin na possible na silang maging eligible for special rates.

Instead na i-click lang ang online refix, we worked with the bank manually para ma-update ang kanilang details and ma-apply ang rates na mas tama sa current position nila.

Ang result? ✅ Nakuha nila ang special rates na hindi na nila sana na-avail kung hindi na-review ang kanilang loan.

From 2 years rate of 5.89% to 4.99% - in $ value, that's a $47 per week or $203 per month savings that they would have missed out kung wala silang adviser.

Ito ang isa sa mga reasons why having a mortgage adviser matters. Hindi lang kami tumutulong kapag bibili ka ng bahay. We continue to review your loan and make sure na habang nagbabago ang situation mo, your mortgage is still working for you.

At ang maganda pa? Walang binayaran ang client para sa advice na ito. Because the bank pays us.

Your home loan is one of the biggest financial commitments you’ll have. Having someone check on it along the way can make a big difference.

Feel free to book for an advice:

https://calendar.app.google/QMyd7ARrJh21oQhAA

Disclaimer: This post is for general information only and is based on a real client scenario. Results will vary depending on individual circumstances. It is not intended as personalised financial advice. If you'd like advice specific to your situation, please get in touch for a personalised review. I am a Financial Adviser engaged by Future Secure Financial Limited, a licensed Financial Advice Provider. Disclosure information is available on request or before personalised financial advice is provided.

Yung home loan mo ngayon, Is it working for you or nagpapahirap sayo?Kailan mo huling na-review ang home loan mo?👉 Tama ...
01/03/2026

Yung home loan mo ngayon, Is it working for you or nagpapahirap sayo?

Kailan mo huling na-review ang home loan mo?

👉 Tama ba ang repayment structure mo for your current situation?
👉 May way ba para mapabilis ang payoff ng loan mo and save on interest?
👉 Overpaying ka ba without realizing it?
👉 May option ka bang mag-refinance to get a better deal or cash flow relief?

Minsan, small changes can save you thousands of dollars and help you become mortgage-free sooner.

Join us in our FREE Info Session: Understanding the Basics: Protecting Your Family & Finances

📩 Register here: https://forms.gle/8zJFQ3shamtk91nv8

Kung mawalan ka ng income bukas dahil sa illness or accident… ready ba ang family mo?Hard question pero kailangan pag-us...
27/02/2026

Kung mawalan ka ng income bukas dahil sa illness or accident… ready ba ang family mo?

Hard question pero kailangan pag-usapan.

👉 May Life Insurance ka ba na sapat para sa needs ng family mo?
👉 May Health Insurance ka ba in case kailangan ng major treatment?
👉 Alam mo ba kung ano talaga ang covered at ano ang hindi?
👉 If something unexpected happens, may financial buffer ba kayo?

Hindi natin kontrolado ang future.
Pero kaya nating i-prepare ang protection.

Join us in our FREE Info Session: Understanding the Basics: Protecting Your Family & Finances

📩 Register here: https://forms.gle/8zJFQ3shamtk91nv8

Alam mo ba kung nasaan ang KiwiSaver mo ngayon… at kung paano ito nagwo-work for your future?Simple questions pero maram...
27/02/2026

Alam mo ba kung nasaan ang KiwiSaver mo ngayon… at kung paano ito nagwo-work for your future?

Simple questions pero marami ang hindi sigurado:

👉 Anong provider ba ang may hawak ng KiwiSaver mo?
👉 Paano ba ito ini-invest - conservative, balanced, or growth?
👉 Aligned ba ito sa values mo?
👉 At pinaka-importante… sapat ba ito for your future goals and retirement plans?

Hindi lahat ng KiwiSaver ay the same. The right fund can make a huge difference sa lifestyle mo in the future.

Join us in our FREE Info Session: Understanding the Basics: Protecting Your Family & Finances

📩 Register here: https://forms.gle/8zJFQ3shamtk91nv8

Kung may mangyari sa’yo bukas… sigurado ka bang protected ang family mo?May Will ka na ba, or isa ito sa mga bagay na “n...
26/02/2026

Kung may mangyari sa’yo bukas… sigurado ka bang protected ang family mo?

May Will ka na ba, or isa ito sa mga bagay na “next time na lang”?

Marami sa atin ang hardworking para ma-provide ang needs ng family. Pero one important question…

👉 Sino ang magde-decide kung paano hahatiin ang assets mo kung wala kang Will?
👉 Mapupunta ba ito sa tamang tao at sa tamang paraan?
👉 Kanino maiiwan ang mga dependent children mo? Sino mag dedecide kung sino ang magpapalaki sakanila?

Join us in our FREE Info Session: Understanding the Basics: Protecting Your Family & Finances

Register here: https://forms.gle/8zJFQ3shamtk91nv8

📣 You’re Invited! 📣Understanding the Basics: Protecting Your Family & FinancesJoin us for a FREE educational info sessio...
03/02/2026

📣 You’re Invited! 📣

Understanding the Basics: Protecting Your Family & Finances

Join us for a FREE educational info session designed to help you feel more confident about your family’s financial future.

In this session, we’ll cover:
• The importance of having a will
• Understanding the right insurances for you and your family
• Helpful insights on applying for home loans
• Ways to repay loans faster
• Home loan application process

We’ll be joined by:
✨ Tania Cochrane from J&Co Law – discussing wills
✨ Enrica Abulencia – covering personal/risk insurance
✨ Anne Zablan-Balila – discussing home loans and lending

🍪 Light snacks will be provided, and the session will run for approximately 2 to 3 hours.

🎟️ Seats are limited, so registration is required to reserve your spot. Please register as soon as you can to avoid missing out.

👉 Register here:
https://forms.gle/ZsetthsWDLXMsCkL6

We’d love to see you there and help you take the next step in protecting what matters most 💙

Hello mga kababayan!Nag-oorganise po kami ngayon ng financial advice info session dito sa Christchurch and gusto po nami...
21/01/2026

Hello mga kababayan!

Nag-oorganise po kami ngayon ng financial advice info session dito sa Christchurch and gusto po naming malaman kung ilan po ang gustong maka attend para makahanap kami ng tamang venue. The session will cover wills, home loans, and life insurance, explained in a simple and easy way. We will be inviting advisers/professionals who will be able to to discuss Wills and Insurance.

Around 2 to 3 hours max lang po yung session. Please fill out the form and choose a day na pinaka convenient sa inyo. Once we have the final numbers, we will find a suitable place and we’ll update everyone po sa date depende sa preference ng majority.

FREE po ito and may snacks provided 😊

Eto po ung google form link to register:
https://forms.gle/P22quPK5cuVbCYBJ6

Maraming salamat po!

I have this wild vision… ✨I’m on a holiday overseas, and I bump into some of my clients, smiling, relaxed, and telling m...
10/10/2025

I have this wild vision… ✨

I’m on a holiday overseas, and I bump into some of my clients, smiling, relaxed, and telling me how easy and beautiful it is to retire early and well-prepared.

And I’ll proudly say, “We planned for that!” 🙌

Because retirement shouldn’t just be about stopping work, it should be about living the life you’ve dreamed of. 🌅

Bakit hindi, di ba? The earlier you plan, the earlier you can enjoy life without limits.

Watch this space 👀

Surely this is how it feels when you’re finally mortgage-free! 🙌But what happens after this? 🤔For many, this moment come...
10/10/2025

Surely this is how it feels when you’re finally mortgage-free! 🙌

But what happens after this? 🤔

For many, this moment comes after 15 to 25 years of hard work and sacrifices.
By then, will you also have retirement funds prepared? or just a fully paid house, a car, and rely on super (currently around $414 to $497 per week) to get by?

Ang sarap ng feeling maging mortgage-free, but imagine how much better it would feel to also be financially free! 🌅

Let’s build a future where you can truly enjoy the life you worked hard for and not just live within limits.

Watch this space! 👀

📉 OCR rates are down to 2.5%!I hope you’re thinking “extra cash flow to save” rather than “extra to spend.” 😉Feeling tru...
09/10/2025

📉 OCR rates are down to 2.5%!

I hope you’re thinking “extra cash flow to save” rather than “extra to spend.” 😉

Feeling truly blessed to help people achieve their dream homes, whether it’s their first home or an investment property.

But beyond that, I’m equally passionate about helping people grow their hard-earned money and plan for an early or well-prepared retirement. 🌱💰

✨Watch this space! 🧐

Address

Christchurch

Telephone

+64221628451

Website

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