Tony Mounce Mortgages

27/02/2026

🔧 Is your mortgage due for a WOF?

Just like your car, your mortgage needs a regular check-in to make sure it’s still working for you.

With interest rates settling back into more manageable territory, now’s a great time to ask:
✔️ Is my rate still competitive?
✔️ Is my loan structure right for where life’s at now?
✔️ Could I be freeing up more cashflow each week?

A Mortgage WOF is a no-pressure review of your home loan - whether you’re coming up for renewal, thinking about your next move, or just want peace of mind that you’re on track.

If you want to chat about what this means for you, we’re always happy to help! 👉 https://tonymouncemortgages.co.nz/contact-us/

26/02/2026

⭐️⭐️⭐️⭐️⭐️ We love our returning clients!

A big thank you to Gethyn for the kind words:
"This is the 2nd time I've used Tony Mounce Mortgages and Jono Ladbrook was a phenomenal mortgage adviser. Amazing fast communication and a friendly personality made the whole process enjoyable. I really feel like he was invested in the journey with me and I can't recommend him enough."

It’s always a pleasure helping our clients feel confident and supported on their mortgage journey! 🏡💛

23/02/2026

Is 2026 the year you buy your first home? 🏡

With over 100 years of combined lending experience, our team knows how to make the mortgage process simple and stress-free. But experience doesn’t mean we don’t stay innovative - our approach is always about finding the right solution for you.

For 15+ years, we’ve been helping South Islanders secure finance, and we’re not slowing down anytime soon.

Get in touch and let’s make 2026 the year your property dreams come true.

👉 You might be closer than you think. Take the Test today to see if you’re Mortgage Ready. https://tonymouncemortgages.co.nz/take-the-test/

20/02/2026

💰 Is mortgage relief ahead for 2026?

With fixed rates having dropped from the peak of 7.5%, homeowners who need to renew their fixed terms or are taking out new loans this year could see their monthly payments and overall cashflow improve significantly.

If your mortgage is coming up for renewal, now is a great time to review your options. We can help you compare rates, terms, and lenders to make sure your mortgage works for you and your budget.

Get in touch today 👉 https://tonymouncemortgages.co.nz/contact-us/

Read more about what 2026 might have in store for borrowers here: https://www.nzherald.co.nz/sponsored-stories/the-good-news-for-mortgage-holders/RXABEUEZKNE27KZHO3YXGUJ2TQ/

19/02/2026

The first Official Cash Rate (OCR) update for 2026 has been announced, with the Reserve Bank of New Zealand holding the OCR at 2.25%, as expected. While the news headlines focus on the rate itself, what really matters is what it means for your mortgage.

Whether you’re coming up for a refix or just want to chat through your options, now’s a great time to review. Get in touch with the TMM team for tailored advice that works for you and your situation 👉 https://tonymouncemortgages.co.nz/contact-us/

17/02/2026

Hey West Coasters! 👋 Looking at buying or selling this year? We’re teaming up with trusted industry experts for a FREE information evening full of practical property and finance knowledge.

👉 Hokitika - Tuesday 24th February, 5.30pm
https://www.facebook.com/events/2003085213602178

👉 Greymouth - Wednesday 25th February, 5.30pm
https://www.facebook.com/events/1494666855409407

Join us and experts from Valuation Partners, Betta Inspect It, and leading local lawyers Parry Field and Corcoran French for an evening of practical property and financial knowledge.

FREE ENTRY, no need to register. Check out the event links in our bio or above for more info.
See you there!

17/02/2026

Last month, QV released their latest House Price Index, and the data shows that Christchurch City has some of the strongest quarterly growth in the country.

🔴 ⚫ With a new stadium nearly completed, affordable housing and a pleasant commute, Christchurch is really shaping up to be the place to be for both owner occupiers and investors.

With values up 2.5% over the past three months, the average house price now sits at $791,541. This is an encouraging sign of market momentum that overall represents an annual growth rate of 3.3% and shows no signs of slowing down.

If you want to chat about what this means for you, we’re always happy to help! 👉 https://tonymouncemortgages.co.nz/contact-us/

🔗 Check out the link for all the data - https://www.qv.co.nz/price-index/

Source: QV Price Index - accessed 15 January 2026.

01/02/2026

Now that we’re back into the swing of things, now is the perfect time to think about your 2026 goals and make sure your mortgage plans still fit what you want.

Rates are shifting, opportunities are opening, and a quick review can set you up well for the year ahead. If you need help working out your best move, reach out and let’s chat.

Check out our latest article with the NZHerald for our take on the year ahead.

Tony Mounce Mortgages

23/01/2026

Do you know how an interest rate drop can affect your affordability? A small rate drop can reduce repayments, ease pressure and improve borrowing power.

Or, you could keep your repayments the same and make headway on saving some interest and paying your mortgage off sooner.

If your fixed rate comes up for renewal this year, don’t just accept what you’re offered. It is a great time now to explore your options and get ahead of the curve and hit the ground running in 2026.

Likewise if you’re looking at purchasing get in touch and we can offer the right advice to suit your situation.

Want to run the numbers in the meantime? Check out our mortgage calculator - it’s an easy way to review rates and view the impact on your repayments.

Check out our mortgage calculator here 👉
https://tonymouncemortgages.co.nz/calculators/mortgage-calculator/

19/01/2026

Thinking home ownership is out of reach by yourself? We’re starting to see more and more buyers teaming up with trusted family members or friends to purchase property.

Shared mortgages can boost your deposit and borrowing power, but they need the right structure.

We can walk you through the key things to know before you commit.

Let’s see if we can make home ownership a reality 👉 https://tonymouncemortgages.co.nz/contact-us/

14/01/2026

Just got back from your holiday and now dreaming of having your own bach to escape to whenever you like?

Destinations like the Nelson Lakes, Hanmer Springs and Banks Peninsula continue to attract holiday home buyers.

We can help you understand whether a holiday home is the right investment for you, how to get the most from it following purchase, or what you might need to do to get there in the coming year.

Navigating holiday home finance can be complex. An adviser can help you structure your finance effectively, assess your equity, and find suitable lenders and loan structures for your specific situation.

Get in touch and let’s make those holiday home dreams a reality 👉 https://tonymouncemortgages.co.nz/contact-us/