Rasleen Kaur- Mortgage Adviser, SKM Mortgages

02/09/2026

📢 OCR UPDATE | 2 SEPTEMBER 2026

The Reserve Bank of New Zealand has today increased the Official Cash Rate (OCR) by 0.25%, taking it from 2.50% to 2.75%. 📈

🏦 What’s behind the decision?

• Annual inflation rose to 4.1% in the June 2026 quarter, largely driven by higher fuel prices following conflict in the Middle East.
• The RBNZ expects inflation to return to the 1–3% target range during 2027, eventually returning to the 2% midpoint.
• New Zealand’s economic recovery is showing signs of resuming, with businesses reporting stronger activity.
• The RBNZ has indicated that further OCR increases may be required, depending on inflation and economic conditions.

🏡 What could this mean for homeowners and borrowers?

An OCR increase can put upward pressure on mortgage interest rates, particularly floating and shorter-term rates. If your home loan is coming up for refixing, you’re considering buying, or you simply want to review your current mortgage structure, now is a good time to understand your options.

📩 Feel free to get in touch for a review of your home lending and to discuss what today’s OCR decision could mean for you.

Lending criteria, terms and conditions apply.

29/05/2026

28/05/2026

OCR stays at 2.25% yesterday 📌

The Reserve Bank of NZ has kept the OCR unchanged for now, but inflation is still being closely watched 👀

What this means for homeowners and buyers:

✔️ Interest rates may still change in the future
✔️ A good time to review your home loan setup
✔️ Splitting loans can help manage risk
✔️ First home buyers should focus on what’s affordable

Everyone’s situation is different, so having the right plan is important.

If you’d like a quick review of your home loan or buying plans, feel free to reach out 😊

21/05/2026

✨ Welcome to the Team ✨
I’m excited to officially introduce Pinki, who joined me in February as our Program Services Coordinator.

Pinki brings over 7 years of experience in operations, administration, customer service, and investor relations within the financial services industry. She has worked with leading organisations in India and also completed her MBA in the United Kingdom, adding valuable international experience and business knowledge to the team.

With her positive attitude, attention to detail, and passion for helping people, Pinki is looking forward to support my clients and helping make the process smoother and more efficient.

Welcome aboard, Pinki 😊

13/05/2026

Helping people achieve their home ownership goals is something I’m truly passionate about. Whether you’re buying your first home, refinancing, investing, or building — I’m here to make the process simple, stress-free, and tailored to your situation.

Before becoming a Mortgage Adviser at SKM Mortgages, I worked with one of New Zealand’s leading banks, giving me valuable insight into how lenders assess applications and what it takes to get the best possible outcome for clients.

I understand that every family and financial situation is different, which is why I focus on honest advice, personalised service, and supporting my clients every step of the way. 🤝🏡

📍 Proudly supporting clients across Christchurch, Rolleston, Lincoln, Selwyn, Ashburton, Timaru, Nelson & wider Canterbury.

If you’d like to chat about your options — whether now or in the future — feel free to reach out anytime for a free, no-obligation conversation 😊

08/04/2026

📢 OCR Update – What it means for you

The Monetary Policy Committee has decided to hold the OCR at 2.25%.

Here’s what’s happening 👇
• Global tensions (Middle East conflict) are impacting fuel prices and supply chains
• Inflation may rise in the short term
• Economic recovery could slow down

💡 What does this mean for you?
Interest rates may stay steady for now, but uncertainty remains — and things can change quickly.

If your fixed rate is coming up, or you’re thinking of buying or refinancing, now is the time to review your options.

📩 Message me for a quick chat — happy to help you plan ahead

07/04/2026

✨ READY TO LEVEL UP YOUR HOME? 🏡🔥
That outdated kitchen… the cramped bathroom… the “we’ll do it one day” plans 👀
What if today was the day you started?
You may be eligible for a renovation loan with rates as low as 2.50% fixed for 3 years 💥
💡 Upgrade your kitchen
🛁 Refresh your bathroom
🛏️ Add space for the family
🎨 Transform your entire home
Why wait years when your dream home could be closer than you think?
🚀 Use the value in your home
💰 Keep your savings intact
📈 Make your space work for YOU
Your future home is calling… will you answer? 👇
📩 Message the page now to see what you could qualify for
🔥 Don’t miss out — opportunities like this don’t last forever

09/12/2025

We’re grateful to share that SKM – Sandeep Khanna Mortgages was named one of the winners at the NZ Mortgage Awards 2026 in the Brokerage of the Year (1–5 Staff) category. 🏆
A heartfelt thank-you to our clients, partners and community for your trust and support — we truly couldn’t have achieved this without you. 🙏❤️

27/11/2025

🎉 Sandeep Khanna - Mortgage Adviser LUCKY DRAW IS LIVE! 🎉
🏏 WIN 8 x FREE TICKETS to the BLACKCAPS 🖤 vs WEST INDIES TEST at Hagley Oval, Christchurch!

📅 Date: Thursday, 4 December 2025
⏰ Time: 11:00 AM
📍 Venue: Hagley Oval

✅ (General Admission) Seats
✅ Perfect day out with friends or whānau
✅ On us at Sandeep Khanna Mortgages (SKM)

👉 HOW TO ENTER:

1️⃣ LIKE this post
2️⃣ TAG your friends in the comments
3️⃣ SHARE for a bonus entry

🎟️ That’s it – you’re in the draw to WIN!
Winners announced soon, so get tagging! 👇👇

🏏🔥

08/10/2025

📉 Good news for homeowners and buyers!
The Reserve Bank has reduced the Official Cash Rate (OCR) to 2.5%, a drop of 0.50%.

While inflation is still near the top of the 1–3% range, it’s expected to return closer to the 2% target in early 2026. The Bank has also suggested that further rate cuts may be on the way if needed to keep inflation stable.

💬 This change could bring more opportunities for home buyers and those looking to review their current mortgage.
If you’d like to understand what this means for your home loan or upcoming purchase, feel free to get in touch — I’m here to help!