Jennifer Dooley - Mortgage Adviser

03/08/2026

30/07/2026

It was scary and it was hard. Leaving a secure career I'd built for over 12 years to step into the complete unknown, that's not a small thing.

But since coming on board with Guardian Smith, it's honestly been so refreshing. Such kind people, genuinely supportive, and I've felt part of the team from day one.

And getting to help people through this stuff, actually sit with someone and watch them go from confused to confident, that's such a buzz. I love it.

28/07/2026

Ok here's my pitch for why you should use an adviser (me) instead of just walking into your bank.

I actually get to know your situation first. I compare way more than one lender. And I don't just chase the rate, your loan structure matters just as much and that part gets missed all the time.

Doesn't cost you anything either, the lender pays me, not you.

Let's chat. Link in bio.

27/07/2026

The best part of the job 🙌

Getting someone through their first pre-approval is such a big deal, especially when it's all new territory.

So grateful for the kind words 💚

If you're thinking about buying and don't know where to start, that's literally what I'm here for. DM me or hit the link in my bio.

22/07/2026

Ok I need to share this one 👀

Had a client come to me a while back feeling pretty flat. She'd tried to get things moving somewhere else and it just didn't go anywhere. By the time she got to me she didn't think it was possible.

We sat down, went through everything properly, and turns out she was actually in a really good spot. Just needed someone to actually take the time and look.
Applied under Kāinga Ora, got her preapproval. From thinking it wasn't happening, to holding it in her hand. 🏡

Every situation's different, but it's always worth having someone actually look properly.

If something feels stalled for you, or just doesn't sit right, get a second opinion.

Message me, let's have a look.

18/07/2026

I hear this so much. People convince themselves they won't get approved because of one thing they read somewhere, and half the time it was never even true.

If something on this list or similar has been sitting in the back of your mind, don't just assume. Ask me. 👋

17/07/2026

Not going to lie, I've done the 11pm scroll through listings too. Telling myself I'm "just looking."

Here's the thing though. Most clients I sit down with thinks they're way further from owning a home than they actually are.
It's never as far off as it feels at midnight on your phone.

You don't need your whole life sorted to have this conversation. You just need to ask the question.

So ask it. Send me a message. Let's actually look at your numbers. 🏡

15/07/2026

Sometimes it requires a second opinion and approach.

These young first home buyers now have an approval and I'm so stoked for then.

If you've been told no elsewhere it may be worth a second look 👌

08/07/2026

🚨OCR Increase🚨

The OCR was raised today by 0.25% up to 2.50%.

Wholesale swap rates increased after the announcement.

We may see some upward movement in mortgage rates..