Michael J. DeHaut Jr, Bay Capital Mortgage

09/10/2026

People often ask what I enjoy most about being a lender.

It's not the paperwork or the numbers—it's helping people realize that buying a home is possible.

Seeing the excitement when a client gets the keys to their new home never gets old.

I'm thankful for the opportunity to help families throughout Central Maryland reach their homeownership goals, and I look forward to helping many more.

🏡 Thanks for following along!

09/08/2026

🍽️ Local Picks: The Farmhouse Gambrills

One of the best parts of living in this area is discovering places like The Farmhouse, where great food and a welcoming atmosphere bring people together.

Known for its warm farmhouse-inspired setting, live music, attentive service, and elevated comfort food, The Farmhouse has become a popular spot for everything from weekend brunches to date nights and family gatherings.

Whether you're meeting friends, celebrating a special occasion, or simply looking for a great local restaurant to try, this is one worth adding to your list.

The Farmhouse Gambrills
📍 2383 Brandermill Blvd, Gambrills, MD

Have you been to The Farmhouse? What's your favorite menu item? 👇

09/07/2026

Here’s to a well-earned long weekend!

Wishing everyone a happy Labor Day and some time to relax, recharge, and enjoy the weekend with family and friends.

Bay Capital Mortgage will be closed Monday, September 7th in observance of Labor Day. We’ll be back and ready to help after the holiday.

Have a safe and relaxing weekend! 💙

09/06/2026

Before you start scrolling through listings, it helps to have a clear picture of your own numbers.

Knowing what monthly payment feels comfortable, how much cash you have available upfront, your current monthly debts, and where your credit stands can help you approach your home search with a lot more clarity.

You don’t need to have everything figured out on your own. I’m here to help you understand the financing side so you can start your search feeling prepared.

Start with your numbers. Then start your search.

Michael DeHaut Jr.
📱 240-417-0591
☎️ Office: 443-557-3818

09/04/2026

09/04/2026

Mortgage green flags are all about being prepared.

Knowing your budget, asking questions, keeping your finances steady, and communicating with your lender can help make the homebuying process feel a whole lot smoother.

You don’t have to have everything figured out before you start. That’s what I’m here for.

Have questions about your next move? Let’s talk! 📲

09/02/2026

Underwriting can sound intimidating, but it's really just the step where your lender verifies everything needed to move your loan toward final approval.

While it may involve a few requests for documents or questions along the way, that's all part of making sure everything is accurate before closing.

The smoother and faster you respond, the smoother the process usually goes. And don't worry, I'll be here to help guide you through it from start to finish.

Have questions about underwriting or any part of the mortgage process? Feel free to reach out anytime. 🏡

09/01/2026

Thinking about buying a home in Florida? 🌴

The price of the home is only part of the picture. Property taxes, homeowners insurance, and HOA or condo fees can all play a role in what your monthly costs actually look like.

I can help you look at the full picture and understand your financing options before you make your move.

Have questions about buying in Florida? Let’s talk!

📱 240-417-0591
☎️ Office: 443-557-3818
Michael DeHaut Jr. | Senior Loan Officer
NMLS #202640 | FL LO99674

08/31/2026

Your mortgage should fit more than just the home. It should fit your goals, your budget, and where you see yourself going. 🏡

Every buyer’s situation is different, which is why understanding your options matters. I’m here to help you make sense of the financing process and find a path that works for you.

Have questions about your mortgage options? Let’s talk! 📲