Michael J. DeHaut Jr, Bay Capital Mortgage

Michael J. DeHaut Jr, Bay Capital Mortgage Please give me a call for a free credit analysis and rate quote. Direct 240-417-0591

NMLS #202640
Company NMLS #39610
www.nmlsconsumeraccess.com

With over two decades of experience in the mortgage industry, I am a seasoned professional dedicated to helping individuals and families achieve their homeownership dreams. www.michaeldehautjr.com I am a mortgage professional licensed in MD,DC,VA.I take much pride in working with my clients and making sure they are introduced to all products and guide them into the best program for their needs.

🦀 Local Picks: Jerry's SeafoodOne of the things I enjoy most about living and working in this area is getting to support...
06/15/2026

🦀 Local Picks: Jerry's Seafood

One of the things I enjoy most about living and working in this area is getting to support great local businesses, and Jerry's Seafood is definitely one of them.

A longtime Bowie favorite, Jerry's has built its reputation on fresh seafood, generous portions, and the kind of welcoming atmosphere that keeps people coming back year after year. If you've been there before, you've probably heard about their legendary crab cake. If you haven't, it might be time to see what all the buzz is about.

Whether you're meeting friends for dinner, celebrating a special occasion, or simply looking for a great local restaurant, Jerry's is a place that's become a staple in our community.

Jerry's Seafood
📍 15211 Major Lansdale Blvd, Bowie, MD

Have you been to Jerry's Seafood? What's your go to order? 👇

Maximize your savings with smart refinancing and a strategy built for the long term.Understanding your break even point ...
06/14/2026

Maximize your savings with smart refinancing and a strategy built for the long term.

Understanding your break even point can help you make more confident financial decisions and maximize the benefits over time.

Have questions? Visit MichaelDeHautJr.com.

06/12/2026

Here is the good news agents should be sharing with their clients right now: buyers have not disappeared. They have just become more selective and there is a meaningful difference between those two things.

Purchase mortgage applications are still running higher than last year. That tells us people are actively trying to buy homes even with all the noise around affordability and rates. The demand is there. What has changed is the behavior. Buyers are not chasing every listing that comes to market. But they are absolutely still moving when the home, the price, and the monthly payment all make sense together.

So if a seller is feeling like the market is frozen, the more accurate and more useful message is this: the market is not dead. It is selective. Serious buyers are out there every day. They are just more intentional about what they will commit to and less willing to rationalize a purchase that does not pencil out.

What that means in practice is that pricing, presentation, and strategy matter more than ever right now. A well-priced home that shows well and is marketed strategically is still finding buyers. An overpriced home that is waiting for the market to come to it is accumulating days and losing leverage with every week that passes.

Reach out if you want to talk through how to position your clients for success in this environment.

Secure your dream home with confidence by exploring your rate lock and protection options early in the process.Having th...
06/10/2026

Secure your dream home with confidence by exploring your rate lock and protection options early in the process.

Having the right strategy in place can provide peace of mind while you shop for the right home. Have questions? Visit MichaelDeHautJr.com for expert advice! 🔑

06/08/2026

Achieve financial freedom by investing in a home of your own.

Homeownership can be a powerful step toward building long term stability and wealth. Start your journey here! 🏠

06/06/2026

Finding the right home is about more than just timing, it is about having the right long term strategy. 🏡

See the tip below for a simple perspective that is helping many buyers approach today’s market with more confidence.

06/05/2026
Maximize your savings with the right refinance strategy.Refinancing is not just about today’s rates, it is about your lo...
06/04/2026

Maximize your savings with the right refinance strategy.

Refinancing is not just about today’s rates, it is about your long term financial goals and overall savings strategy. Have questions? Visit MichaelDeHautJr.com for more guidance. 📈

06/04/2026

The Iran conflict may be winding down, and for buyers, sellers, and real estate professionals, that is meaningful news worth paying attention to.

Geopolitical uncertainty has been one of the primary drivers pushing mortgage spreads higher and creating the rate volatility that has made planning difficult for anyone in the market.

As that uncertainty begins to ease, it creates a more stable and predictable environment for buyers and sellers to make confident decisions.

Rates will still be influenced by broader economic conditions, including inflation and bond market movement, but removing a major source of unpredictability from the equation changes the landscape in a positive way.

For agents, this is a genuinely good moment to reassure clients who have been hesitant.

The market is steadying.

Strategic moves made now can position buyers and sellers well for the months ahead before broader awareness of this shift drives increased competition and reduces the negotiating leverage that currently exists.

Reach out and let's talk through what this means for your specific situation and how to take advantage of the current window.

06/02/2026

Thinking of buying your first home?

Discover tips for a financially secure future beyond just the down payment. Check it out here: MichaelDeHautJr.com

Address

2553 Housley Road Suite 200
Annapolis, MD
21401

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