Chesapeake Lending Group

Chesapeake Lending Group Rick Hennen Team -
Producing Area Manager NMLS # 662158 www.rickhennenteam.com
Southern Trust Mortgage, LLC Equal Opportunity Lender NMLS #2921

RICK HENNEN, PRODUCING AREA MANAGER WITH SOUTHERN TRUST MORTGAGE

With 20+ years experience and as a top producing originator, Rick attributes his success to providing clients with the highest level of service. His priority is to ensure all customers have a pleasant and well-informed mortgage experience. As a result, Rick has closed over $800,000,000 in mortgages and has garnered loyalty from his past clients. It’s not uncommon for Rick to acquire customers for life.

03/03/2026

I'm thrilled to share all of the blessings I had 2 weeks ago. It's an honor to be a part of so many new beginnings for my clients. Thanks to my realtor partners for your continued trust and congratulations to all of my amazing clients. Let's keep making the dream happen. 🙏💪

02/07/2026

Winning isn’t everything… but it sure feels good when you’re going after a home you love. 😄
Who you work with makes a huge difference when it comes to putting together strong offers. Big congrats to my buyers for getting the win, and a huge shoutout to Nicki and Amy for coming up with a game plan that helped lock in their new home. Team effort all the way!
The market’s heating up, so now’s a great time to start chatting with your home-buying team. It’s never too early to get prepared.
Thinking about making a move? Let’s talk and start mapping out your home-buying journey.

☎️410-858-8853
✉️[email protected]

01/31/2026

This last week of January was very busy. Congrats to my buyers who closed on their new home and my clients who got their contracts ratified. The ice may have slowed some of us down, but it didn't stop us from helping clients take their next step to homeownership.

Thanks to my amazing realtor partners for giving me the opportunity to assist your clients. I'm always very grateful for your trust and partnership.

Folks, if you are considering buying start talking now. Everyone's timeline is different, but being prepared is the smart move. Federal Grant Funds will become available here shortly which will help qualified buyers with their cash to close. You don't need a credit check to start the process. You just need to invest 20 minutes of your time. Let's talk!

☎️410-858-8853
✉️[email protected]

01/27/2026

I'm feeling incredibly grateful for the opportunity I had to help an amazing family close on their dream home. It's moments like these that makes me love what I do. I want to give a huge thank you to Amelia Whitman of the Whitman Team of Long & Foster for trusting me with this introduction and partnership. You were one step ahead of everything I needed which makes the process so much easier. It truly makes a difference when we all work together as a team. Congrats to this amazing family and enjoy your new home.

Thanks to all the local Teachers who participated in our first ever Teachers helping Teachers drawing.  There is nothing...
12/21/2025

Thanks to all the local Teachers who participated in our first ever Teachers helping Teachers drawing. There is nothing better than giving back to those who deserve it. Congratulations to this year’s winners!

The Chesapeake Lending Group had a great closing month in November! We are grateful to share that we helped our buyers f...
12/09/2025

The Chesapeake Lending Group had a great closing month in November! We are grateful to share that we helped our buyers finance their dream homes.
Thank you for trusting us!

12/04/2025

I'm excited to share my clients closing. I was introduced to this client in August of 2024. We put a plan together that worked for her and 15 months later she is getting keys to her new home. Helping families and making a difference is what drives me. That's why I love being a loan officer, it lets me give back and help people achieve their dreams.

A huge shout out goes to Amy Coleman from Next Step Realty. Amy was there with me every step of the way and went above and beyond for her client. It truly makes my job a lot easier when I'm teamed up with an agent who cares and gives exceptional service to their clients.

Let's talk if you want to start working on your home buying journey. Scheduling a 30-minute call is all it takes to start putting the plan in motion.

11/26/2025

Congrats to my Military family who just closed on this awesome house. They came to one of my cosponsored home buying seminars and 6 months later they are getting keys to their new home. This couple with the help of their agent Amy Scott was able to buy this home and receive most of their earnest money deposit back. To sum it up they roughly spent a little over $1,000 to buy this house. What and amazing deal!

I'm not saying every offer will get this kind of deal, but I'm seeing a lot of them right now. If you would like to buy a home, but don't know where to start let's talk. A simple conversation can put you on the right path to purchasing your next 🏠. Call or text my cell to schedule a call. a 30-minute conversation could save you thousands.
☎️410-858-8853
✉️ [email protected]

11/21/2025
11/21/2025

Is a 50yr mortgage worth waiting for? 🤷‍♂️

11/18/2025

I'd like to give a huge shoutout to my military family that closed on their new home. Thank you both for your service.

Story time. In the middle of our transaction my client's situation was impacted by the government shutdown. It was a total team effort to keep this loan moving along smoothly. Lucky for them they had an amazing agent to keep us on the right path. Cayleigh Gibbons Hall, Realtor you went above and beyond on this one. You were the glue that kept the deal moving along and your clients were truly lucky to have you in their corner. Trust me folks when they say experience matters it does. I'm very lucky to work with the best realtors in this state.

Congrats again to my clients and welcome to MD! Let's chat if you want to know what all the fuss is about. 😎
☎️410-858-8853 ✉️[email protected]

11/14/2025

It's always an incredible honor to help a Veteran and their family buy a home. It's even a better feeling when you have helped this family before and they want to work with you again. It also helps me that their agent (Lynn Peaper) and I have been working together for years. Lynn is an amazing agent and I'm very lucky to be part of her team. Thanks again to my military family and Lynn for trusting me and my team. Your support and trust are greatly appreciated.

If you are thinking of moving within the next 12 months let's talk. A simple conversation today could help put you on the right path to getting the right loan for your situation. 😎
☎️410-858-8853

Address

170 Jennifer Road
Annapolis, MD
21401

Website

http://www.nmlsconsumeraccess.org/

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Bay Capital Mortgage

Since 1994 we have been building a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Mid Atlantic Region, Georgia and Florida.

We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan.