Dennis Sullivan- President at Southern Trust Mortgage NMLS #170161

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Dennis Sullivan- President at Southern Trust Mortgage NMLS #170161

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Dennis Sullivan - President/Loan Officer NMLS #170161

Southern Trust Mortgage, LLC Equal Opportunity Lender. NMLS #2921

When it comes to buying, refinancing, or building a new home, Annapolis home buyers have a lot riding on their loan specialists. I am proud to specialize in several home loan programs, including First-Time Homebuyers, FHA, VA, USDA, Conventional loans, and more. While I live in the Ellicott City, Maryland area, I am a licensed Loan Officer in AL, DC, DE, FL, GA, MD, NC, NC, PA, SC, TN, VA and WV. Ensuring that you make the right choice for yourself and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations. As always, you may contact me anytime for personalized service and expert advice.

10/22/2026

Being your own boss comes with plenty of perks, but getting a mortgage can sometimes feel a little more complicated.

The good news? Self-employed buyers have options!

From understanding how your income is calculated to knowing what documentation you’ll need, having the right mortgage professional in your corner can make the process easier.

Your built the business. Now we can work together to make home happen.

NMLS # 170161

10/15/2026

Buying a home in the current market may feel like a challenge for many buyers, but it doesn’t need to be! There are so many options available that are tailored to your situation.

If you’d like to learn more about what options may work best for you, contact me!

NMLS # 170161

10/08/2026

Own a business and looking to purchase, but have a ton of questions? Start here!

Have a question we didn't answer? We're here to help you make a home happen.

NMLS # 170161

10/01/2026

Love the house, but it needs some work? That’s okay! That’s what a renovation loan is here for!

Say goodbye to the days of falling in love with your dream property just to be let down by an outdated interior – there are options! If a home has good bones, we could look into a Renovation Loan to create your dream space and have the cost combined with your mortgage payment!

Message me today to learn more about your options!

NMLS # 170161

09/30/2026

As the season changes, so could your home! Fall is a great time to move, with less stress and less competition.

NMLS # 170161

09/23/2026

The path to homeownership doesn’t have to be perfect, and you don’t have to have everything figured out today. 🏡

Start with one small step. Get informed, understand your options, and create a plan that works for you. Those small steps can turn into real momentum toward the keys to your next home.

Connect with me to get started!

NMLS # 170161

09/16/2026

You don’t have to know everything about buying a home. That’s what I’m here for! I’m here to help guide you through the process, answer your questions, and help you feel confident from pre approval to closing.

If you’re thinking about buying a home, message me today and let’s talk about your goals and next steps!

NMLS # 170161

09/09/2026

Choosing the right people for your home team makes the biggest difference in your homebuying journey. As you're looking around to build your perfect home team, use these tips to help!

If you have any questions about your homebuying journey, message me today!

NMLS # 170161

Address

Jennifer Road
Ellicott City, MD
21401

Telephone

+14107502167

Website

https://www.southerntrust.com/dennis-sullivan/, http://www.nmlsconsumeraccess.org/

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