Victoria Clayton Hand NMLS 2175832 at Rate NMLS 2611

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Victoria Clayton Hand NMLS 2175832 at Rate NMLS 2611 Victoria Clayton Hand | NMLS #2175832
VP of Mortgage Lending at Rate NMLS #2611

11/03/2026

It’s a bad time to buy? Think again. 🏡

11/02/2026

Your future home can start with one folder.

Organizing documents, such as income, assets, employment and current housing information before you apply could make mortgage prep feel a lot more manageable.

Start with one category today, then keep building from there. If you have questions, I’m happy to help you understand exactly what may be needed when you’re ready to take the leap toward homeownership. Save this post. Future you will be glad you did.
https://myoc.io/0FRRc/U5Vg2



NMLS # 2175832

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the ave...
10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/0FRRc/vSgUD



NMLS # 2175832

10/30/2026

A low interest rate could be misleading if fees and other costs aren’t included. Looking at the annual percentage rate gives a clearer picture of how different options compare. Let’s connect to run the numbers.
https://myoc.io/0FRRc/3azMS



NMLS # 2175832

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meet...
10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/0FRRc/Z4ecS



NMLS # 2175832

10/28/2026

forget a haunted house, this is what is really haunting lenders 👻🎃

10/28/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/0FRRc/gJkrs



NMLS # 2175832

Buying a home should feel exciting, not overwhelming.Hearing our clients describe their financing journey as a smooth an...
10/27/2026

Buying a home should feel exciting, not overwhelming.

Hearing our clients describe their financing journey as a smooth and easy experience means everything to our team.

Whether you are buying your first home or your next, we stay responsive every step of the way. Our goal is always to make your mortgage process way smoother than you could have imagined.

Are you ready to see how an absolutely amazing lending experience can work for you?

Send me a direct message today to take your first step toward homeownership. 🏡

https://myoc.io/0FRRc

NMLS # 2175832

10/27/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/0FRRc



NMLS # 2175832

Address

7830 Veterans Pkwy
Columbus, GA
31909

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+17065805975

Website

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