Victoria Clayton Hand NMLS 2175832 at Rate NMLS 2611

Victoria Clayton Hand NMLS 2175832 at Rate NMLS 2611 Victoria Clayton Hand | NMLS #2175832
VP of Mortgage Lending at Rate NMLS #2611

09/09/2026

When planning to enter the housing market, prioritize your personal situation, not a calendar. While spring is a popular time to shop for homes, you may be overlooking some major advantages that fall brings.

Let’s discuss a plan that makes sense for you based on your unique situation.
https://myoc.io/0FRRc/Cxeb3



NMLS # 2175832

09/08/2026

With Forward Commitments and DSCR, you can lock in pricing for your investor buyers and let their rental income do the qualifying. It's a faster path from contract to close, and a real edge over builders who can't offer it.

Ready to protect your pipeline? Let's connect.
https://myoc.io/0FRRc/aJXR5



NMLS # 2175832

09/07/2026

The small moments at home are often the ones we remember for a lifetime. However you’re enjoying Labor Day, I hope it’s filled with loved ones, laughter and great food.

How’re you celebrating today?
https://myoc.io/0FRRc



NMLS # 2175832

09/04/2026

Comparing rates is important but it’s only part of the picture. A lender’s experience, process and platform could make or break your entire homebuying experience. See how choosing the right lender makes all the difference:
https://myoc.io/0FRRc/P4p9E



NMLS # 2175832

09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options.

Let’s break down the differences together.
https://myoc.io/0FRRc/Qmu4T



NMLS # 2175832

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/0FRRc/xKPqJ



NMLS # 2175832

POV: Your job is the reason your screen time is insane 😮‍💨 The mortgage world doesn’t stop when the clock hits 5. Client...
08/14/2026

POV: Your job is the reason your screen time is insane 😮‍💨

The mortgage world doesn’t stop when the clock hits 5.

Clients Call when they are home from work.
Realtors Call.
Builders Call.
Insurance Calls about your clients DEC Page.
Processor calls about conditions being due.

and somehow it all gets taken care of.. which is part of the magic 💫

Victoria Clayton Hand NMLS 2175832 at Rate NMLS 2611

Address

7830 Veterans Pkwy
Columbus, GA
31909

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+17065805975

Website

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