Silverton Mortgage - Melody Bishop

Silverton Mortgage - Melody Bishop When you are looking for a Mortgage Lender, having an EXPERIENCED Loan Originator helps to make the process go smoothly. Government. It’s so rewarding! God bless.

I pride myself in the service that I provide to my clients. NMLS 238338
Silverton Mortgage NMLS 1516

Licensing: https://silvertonmortgage.com/licensing/
Apply here: https://silvertonmortgage.com/melodybishop/

Silverton Mortgage is authorized to originate FHA, VA, and USDA loans, but it is not an agent of, or affiliated with, the U.S. All trademarks are property of their respective owners. I res

earch all loan options for the best interest of my clients and offer the best option possible to help achieve their goals. In 2015, I was voted Mortgage Lender of the Year with Columbus Ledger-Enquirer. I have also achieved Gold Club Level Volume with the Mortgage Bankers Association of Georgia (MBAG) for the last 10 years. In addition, I have served on the Columbus Chapter Mortgage Bankers Association Committee for the past seven years as a Board Member, Treasurer, and Vice President. I also served as the Columbus Georgia Chapter President from 2019-2021. I now serve as a Board Member as the Educational Committee Chair. I was born and raised here in Columbus, Georgia. I have been a Loan Originator for 20 years. Before that, I was a Real Estate Attorney Assistant for four years, a Closer for two years, and a Processor for three years. For a short time, I was also a Junior Underwriter. Combined, I have over 30 years of banking, mortgage and real estate experience. I enjoy meeting new clients and working with my agents. I especially love helping those who never thought they had a chance to close on a home. In my spare time, I enjoy Motocross racing and riding, working out, hiking, camping, mountain biking and hanging with my friends and family. I have been married to my husband for 15 wonderful years and we have a 12-year-old son who is a Passionate Motocross Athlete. My boys are my best friends and we have a blast traveling all over the Southeast to race and practice Motocross. Communication is key in our industry to keep you updated and advised on the status of your file – from the start of the loan until the closing date. My support team and I will be in constant touch and ensure that all files are processed and closed within a timely manner. You will receive nothing but exceptional service from Silverton Mortgage, including incentives like zero lender fees for Veterans as a way to show our appreciation for their service. Let us show you how we rise above all other local lenders in Fort Benning/Columbus and the surrounding areas. I would love the opportunity to work with you to show you how easy the loan process can be.

Real estate professionals, what if your client experience could become one of your best sources of referrals?Join Corey ...
09/10/2026

Real estate professionals, what if your client experience could become one of your best sources of referrals?

Join Corey Knight on September 15th for The Selling Point: Ritz-Carlton Service and learn what some of the world's most recognizable brands are doing differently when it comes to customer experience and how it drives repeat business and referrals.

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Here’s to the workers, builders, dreamers, and doers who make it all happen. Hard work builds more than careers. It buil...
09/07/2026

Here’s to the workers, builders, dreamers, and doers who make it all happen. Hard work builds more than careers. It builds stronger communities, creates opportunities, and helps make homeownership attainable. Happy Labor Day!

Homeownership doesn’t look the same for everyone. 🏡 Attainable homeownership starts with financial readiness and finding...
09/03/2026

Homeownership doesn’t look the same for everyone. 🏡

Attainable homeownership starts with financial readiness and finding an approach that fits your life and goals.

Whether you’re just starting to think about buying or wondering if you’re ready now, I can help you find the path that works for you to get home.

Let’s talk about what’s possible. Take the first step. Reach out and let’s discuss your options!

www.silvertonmortgage.com

A house is just the beginning. Home is the place where life unfolds. The hard days, the celebrations, the quiet moments,...
08/31/2026

A house is just the beginning. Home is the place where life unfolds. The hard days, the celebrations, the quiet moments, and the memories you’ll carry forever.

Want to learn what it takes to get there? Let’s start the conversation. Send me a message!

www.silvertonmortgage.com

08/27/2026

This one's a little trickier!

PITI stands for:

• Principal – Pays down the loan balance.
• Interest – The cost of borrowing money.
• Taxes – Property taxes that may be included in the monthly payment.
• Insurance – Homeowners insurance, and sometimes other required insurance.

When people talk about a monthly mortgage payment, they're often referring to the full PITI payment, not just the principal and interest.

www.silvertonmortgage.com

Coffee. Calls. Contracts. Closings. Repeat. ☕📞📄🔑  Take a peek at what a day in the life of a Mortgage Loan Originator lo...
08/24/2026

Coffee. Calls. Contracts. Closings. Repeat. ☕📞📄🔑

Take a peek at what a day in the life of a Mortgage Loan Originator looks like... one emoji at a time! Swipe through and let me know what slide is relatable to you.

www.silvertonmortgage.com

08/20/2026

Did you know this one?

PMI stands for Private Mortgage Insurance.

PMI is typically required on many conventional loans when the down payment is less than 20%.

It helps protect the lender if the loan goes into default, allowing many buyers to purchase a home sooner without waiting to save a full 20% down payment.

Depending on the loan and payment history, PMI may be removed later once certain equity requirements are met.

If this raises any questions, let’s chat! Send me a message.

www.silvertonmortgage.com

08/17/2026

Leveling up isn't just for video games. Every great game rewards progress, and homeownership is no different.

One of the long-term rewards of homeownership is building equity. Equity is the difference between a home's value and the amount still owed on the mortgage. As mortgage payments reduce the loan balance, that ownership stake can grow over time.

It's not an instant power-up, but every payment can be another step toward building long-term value.

www.silvertonmortgage.com

08/13/2026

How'd you do?

LTV stands for Loan-to-Value Ratio.

It compares the amount being borrowed on the loan to the home's value.

For example, buying a $300,000 home with a $30,000 down payment means borrowing $270,000, resulting in a 90% LTV.

LTV helps lenders evaluate risk and can affect loan options, mortgage insurance requirements, and available financing programs.

Comment below if you got this one right!

www.silvertonmortgage.com

Busy doesn't always mean productive. If you're a real estate professional constantly juggling leads, client communicatio...
08/10/2026

Busy doesn't always mean productive. If you're a real estate professional constantly juggling leads, client communication, transactions, marketing, and business development, this webinar is for you.

Join Corey Knight for the next The Selling Point webinar and discover how identifying your highest-priority activity can help you eliminate distractions, improve your time management, make better decisions, and focus on the work that drives the biggest results.

Don't miss this opportunity to sharpen your focus and grow your business with intention.

📅August 18th at 10 AM

Register now to save your spot: https://bit.ly/3TdbyV1

Address

6400 Bradley Park Drive Suite B-D
Columbus, GA
31904

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