Mortgages with Samantha - Certainty Home Lending

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Mortgages with Samantha - Certainty Home Lending

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mortgages with Samantha - Certainty Home Lending, Loan service, 6490 Veterans Pkwy Ste D, Columbus, GA.

🍑Helping GA & AL homebuyers win 🏡 📉
💰Mortgage Loan Originator | NMLS: 2697235
💨Let’s make your move happen‼️
📲 (404) 345-5991 | 📞 (706) 534-6521
📧[email protected]

10/30/2026

CLOSED! 🏡🔑 And did I mention we got them CLEAR TO CLOSE in just 10 DAYS?!
😏🔥

Mortgages with Samantha - Certainty Home Lending

10/18/2026

🏡 NOVEMBER MOVE-IN = NO MORTGAGE PAYMENT UNTIL JANUARY 2027! 🎉

And it gets BETTER! We’re offering a $7,500 INCENTIVE on select Driggers Construction homes in The Woodlands in Kathleen, GA!

💰 So what can $7,500 actually do for you?

✅ Lower your cash to close! Use the incentive toward eligible closing costs and prepaid expenses, potentially keeping more money in your pocket.

✅ Buy down your interest rate! Use the incentive to secure a lower mortgage rate, potentially saving you money on your monthly payment for YEARS to come.

✅ Or combine the two! Depending on your loan program, you may be able to split the incentive between closing costs and a rate buydown.

📍 The Woodlands | Kathleen, GA

📲 Ready to see which homes qualify and what that $7,500 could do for YOUR payment? Let’s run the numbers and find the best option for you!

Anisa Driggers (478) 312-5081
Jason Lee (478) 832-0388
Driggers Team Real Estate

Incentive available on select homes with use of trusted lender.

09/28/2026

09/23/2026

🏡 Mortgage rates are making headlines this week… but don’t let the headline stop you from shopping.

New mortgage data released today showed the average 30-year fixed reached 7.12% in the latest weekly survey. But here’s the important part: mortgage rates move daily, and your actual rate depends on your loan type, credit profile, down payment, points and overall scenario.

Higher rates are also making buyers get more creative. ARM usage increased to 9.8% of applications, as borrowers looked for ways to lower their initial payment.

And ARMs aren’t the only option. Depending on the scenario, we can look at seller-paid rate buydowns, closing-cost credits, different loan programs and other strategies to make the numbers work.

So no—this isn’t me telling you to stop shopping. 😅

Get preapproved. Know your numbers. Shop when you’re ready. And if the market improves while you’re looking, even better.

A headline tells you what the market is doing. Your preapproval tells you what YOU can do. 🏡🔑

Mortgages with Samantha - Certainty Home Lending 📍 Licensed in GA and AL

Samantha Radloff | NMLS: 2697235
Guaranteed Rate, Inc. DBA Certainty Home Lending, NMLS 2611
VP of Mortgage Lending
Direct: (404) 345-5991 (Call/Text)
Office: (706) 534-6521
[email protected]
Branch NMLS: 827864

09/17/2026

Mortgage Market Update 🏡📊

Here’s a little behind-the-scenes look at what actually moves mortgage rates.

This morning, fewer people filed for unemployment than expected. Normally, that sounds like great news—and for the economy, it can be. But for mortgage rates, strong employment data can actually work against us.

Why? A strong job market gives the Federal Reserve more room to keep interest rates higher while it continues fighting inflation. That can put upward pressure on the bond market, which directly affects mortgage pricing.

There is some good news this morning: oil prices are coming down, which helps ease inflation concerns, and the 10-year Treasury is back below 5% for now.

In simple terms:
Strong jobs = good for the economy, but not always good for mortgage rates.
Lower inflation = generally good for mortgage rates.

This is why mortgage rates can move even when the Fed isn’t making an announcement—and why I watch the bond market and economic data every day for my borrowers. 🏡

Know your numbers now. Decide when to move later.

Mortgages with Samantha - Certainty Home Lending

Samantha Radloff | NMLS: 2697235
Guaranteed Rate, Inc. DBA Certainty Home Lending, NMLS 2611
VP of Mortgage Lending
Direct: (404) 345-5991 (Call/Text)
Office: (706) 534-6521
[email protected]
Branch NMLS: 827864

Address

6490 Veterans Pkwy Ste D
Columbus, GA
31909

Website

https://www.certaintyhomelending.com/loan-officers/samantha-radloff-2697235

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