PBS Mortgage Solutions LTD

27/02/2026

Coming to the end of the second month of the year and we can honestly say that it has been a busy few weeks in the office 😁

🏠 Helped 30 existing clients secure new deals as they are coming to the end of their fixed rate period

🏠 79 Remortgage applications processed and to offer for clients coming to the end of their fixed rates in the next 4 months

🏠 Helped 12 First time buyers secure their mortgage offers - one or two being alittle tricky but with the help of our knowledge managed to over come that hurdle and get that offer out 👏

🏠 Last but not least helped 15 home movers secure new rates for their new homes

So if we have been a little quiet, thats why 🤣 oh and not forgetting the protection cover we have also put in place for these customers

Anyone coming to the end of their fixed rate or a first time buyer looking to get on the ladder please do get in touch 😁 theres always space in the diary for you guys!

07/01/2026

🚨 NEW YEAR… NEW MORTGAGE? 🚨

🏡 Is your New Year’s resolution for 2026 to get onto the property ladder as a first time buyer?

🏡 Are you looking to move home and either upsize or downsize?

🏡 Is your current mortgage due for renewal this year and you need to get the best deal available to you and/or raise additional equity to complete some home improvements or perhaps clear some debts?

🏡 Are you looking to start investing in properties or enhance your current property portfolio?

✨ If either one of the above is going to be you in 2026 then don’t hesitate to get in touch to see how we can help you achieve your goals this year! ✨

18/12/2025

Great News! The Bank of England has cut the base rates from 4% to 3.75% - The lowest since early 2023

08/11/2025

🏡 Buying the house of your dreams can be one of the biggest financial commitments in your lifetime, but it can also be one of the most stressful 😞

Using a mortgage adviser can give you peace of mind that someone is with you every step of the way 🔑

What makes us different?

⭐️ We go above and beyond to do everything we can to help and make your journey as stress free as possible

⭐️ We are on hand to answer any of your messages and calls at times that suit you

⭐️ We can help with all paperwork and questions to make the process seamless

🏡 We understand that each client is unique, and their circumstances will be too. There is no one size fits all mortgage. We are here to match your needs to the perfect mortgage that suits YOU!

💰 Our expert advisers are always on hand to answer any questions! 💰

📱 WhatsApp : 07765738796

📧 Email : [email protected]

⌨️ Website : WWW.Pbsmortgagesolutions.co.uk

06/11/2025

🚨 KLARNA 🚨

As Christmas is around the corner, we thought we would remind you, if you are looking to take out a mortgage then we would suggest avoid using Klarna… the reasons for this…

🏡 The monthly payments can be used on the affordability of the application.

🏡 Everytime you sign up, they do a hard credit check and this is a new credit account on the credit file.

🏡 Every credit check you do will sit on the credit file for 6 years.

🏡 Some lenders can consider these the same as payday loans, which can be detrimental to your application.

Especially with Christmas coming up, please avoid using Klarna or any buy now pay laters as this could affect your credit file and mortgage application.

☎️ Please message us to find out how we can help you for more information ☎️

* Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

01/04/2025

🚨 Mortgage brokers VS Banks - what is the difference ….

🏡 The difference between banks and mortgage brokers is that banks can only offer their own products, while mortgage brokers can present multiple mortgage options. Independent mortgage brokers have access to multiple lenders and mortgage rates.

🏡 Mortgage brokers essentially negotiate the lowest mortgage rate available to you on the market at that time. Mortgage brokers will compare the products with different lenders to offer a wider selection based on your circumstances.

🏡 Mortgage brokers are obligated to work in your favour, so there is never any question about whether we are on your side. We also have good relationships with the lenders so this can help sway the mortgage process in your favour.

🏡 Mortgage brokers have access to a wide range off lenders. Including those who will accept adverse credit history and also self employed clients who may not have multiple years self employed accounts.

☎️ To find out how we can help you, call me on 07765738796 for more information - Katie ☎️

* Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

27/03/2025

🏡 HAPPY THURSDAY! 🏡

🔑 Tomorrow is completion day for one of our clients, and they have sent Katie these flowers as a thank you! What a great end to the day!! 🥳

☎️ To find out how we can help you, call me on 07765738796 for more information - Katie ☎️

17/01/2025

💰 MORTGAGE MYTHS 🏡

Do I need 3 months payslips before I can apply for a mortgage?

No! There are many lenders that don’t even need you to have started your job and they will still accept your income for the application.

So, if you have just started your new job, or going to start a new job in the next 3 months…. You don’t need to wait before applying for a mortgage!

☎️ To find out how we can help you, call me on 07765738796 for more information - Katie ☎️

* Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

07/01/2025

🚨 NEW YEAR… NEW MORTGAGE? 🚨

🏡 Is your New Year’s resolution for 2025 to get onto the property ladder as a first time buyer?

🏡 Are you looking to move home and either upsize or downsize?

🏡 Is your current mortgage due for renewal this year and you need to get the best deal available to you and/or raise additional equity to complete some home improvements or perhaps clear some debts?

🏡 Are you looking to start investing in properties or enhance your current property portfolio?

✨ If either one of the above is going to be you in 2025 then don’t hesitate to get in touch to see how we can help you achieve your goals this year! ✨

☎️ Give me a ring on 07765738796 and we can discuss everything further! ☎️

07/11/2024

🚨 Bank of England base rate REDUCTION 🚨

The Bank of England has just announced a reduction to the base rate, this has been reduced from 5% to 4.75%!

Read the full article below for more information….

Inflation fell below the Bank of England’s 2% target in September for the first time in three years

01/11/2024

🚨 KLARNA 🚨

If you are looking to take out a mortgage then we would suggest avoid using Klarna… the reasons for this…

🏡 The monthly payments can be used on the affordability of the application.

🏡 Everytime you sign up, they do a hard credit check and this is a new credit account on the credit file.

🏡 Every credit check you do will sit on the credit file for 6 years.

🏡 Some lenders can consider these the same as payday loans, which can be detrimental to your application.

Especially with Christmas coming up, please avoid using Klarna or any buy now pay laters as this could affect your credit file and mortgage application.

☎️ To find out how we can help you, call me on 07765738796 for more information - Katie ☎️

* Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.