PBS Mortgage Solutions LTD

22/10/2026

❤️ HELP US GROW – WE’D LOVE YOUR SUPPORT! ❤️

At PBS Mortgage Solutions, we’re so grateful to all our amazing customers who have trusted us to help them on their mortgage journey. 🏡🔑

As a growing business, reviews and recommendations mean so much to us and help other people feel confident when choosing a mortgage broker.

If we’ve helped you with your mortgage, whether that’s buying your first home, moving house, remortgaging or finding the right deal, we’d be incredibly grateful if you could spare just a couple of minutes to leave us a review! ⭐

You can support us by leaving a review on:

📘 Facebook Reviews – Help us boost our social media presence!

⭐ Google Reviews – Help others find us and see what our customers think.

https://g.page/r/CSj36F30RIBvEAI/review

💚 Trustpilot – Share your experience and help build trust in our services.

https://uk.trustpilot.com/review/pbsmortgagesolutions.co.uk

Every review, recommendation and share makes a real difference to our small business, and we genuinely appreciate every single one. 🥰

Thank you for choosing PBS Mortgage Solutions and for being part of our journey. Your support means the world to us! ❤️

👇 Leave us a review and help spread the word!

21/10/2026

🎄🏡 THINKING OF GETTING A MORTGAGE? BE CAREFUL WITH KLARNA THIS CHRISTMAS! 🏡🎄

Christmas is just around the corner, and whilst it can be tempting to use Klarna or Buy Now, Pay Later services to spread the cost of presents, it’s worth thinking about how this could affect your mortgage application! 🎁💳

📌 Here’s why you should think twice before using Klarna:

❌ Credit searches – Depending on the product and circumstances, Klarna may carry out a hard credit search, which can be visible on your credit file and potentially affect how lenders assess your application.

❌ Affordability checks – Outstanding Buy Now, Pay Later payments and regular commitments can be taken into account when a mortgage lender assesses your affordability, potentially reducing how much you can borrow.

❌ Your credit profile – Missed or late payments could negatively affect your credit history and cause problems when applying for a mortgage.

🏡 Planning to buy your first home, move house or remortgage?

Our advice is to be mindful of taking on extra credit in the run-up to Christmas. Even small payments can make a difference to your overall financial picture!

🎅 Don’t let Christmas spending put your mortgage plans at risk!

📩 Get in touch with PBS Mortgage Solutions today for advice on preparing your finances and understanding your mortgage options.

📞 Let’s get you one step closer to your property goals!

14/10/2026

🏡 IS YOUR MORTGAGE RENEWAL DUE IN THE NEXT 6 MONTHS? 🏡

⏰ Now is the time to start planning!

With the next Budget announcement on the horizon, you may be wondering what could happen to mortgage rates and how it might affect your next deal.

💡 The good news? You may be able to secure a new mortgage interest rate in advance of your current deal ending!

At PBS Mortgage Solutions, we can help you:

✅ Review your current mortgage deal
✅ Compare mortgage rates from a range of lenders
✅ Look at securing a new rate ahead of your renewal
✅ Find a deal that suits your circumstances

📅 Don’t leave it until the last minute! Many lenders allow you to secure a rate several months before your current mortgage deal ends, giving you time to explore your options.

📩 Get in touch with PBS Mortgage Solutions today to review your options and see what rates may be available to you before the next Budget announcement.

🏡 Whether you’re looking to remortgage or simply want to know where you stand, we’re here to help!

📞 Message us today to get started.

Your home may be repossessed if you do not keep up repayments on your mortgage.

06/10/2026

What a fantastic day spent at Elland Road with Omni Mortgage Club at the Buy to Let Conference, hearing from so many Buy to Let lenders about the future of the market.

Always great to go and keep myself up to date with the latest market trends and patterns so I can help my clients as much as possible.

So if you are a Landlord, or you are thinking about moving into the Rental market in any way shape or form, get in touch today!

What a fantastic day spent at Elland Road with Omni Mortgage Club at the Buy to Let Conference, hearing from so many Buy to Let lenders about the future of the market.

Always great to go and keep myself up to date with the latest market trends and patterns so I can help my clients as much as possible.

So if you are a Landlord, or you are thinking about moving into the Rental market in any way shape or form, get in touch today!

📧 Email: [email protected]
📱 WhatsApp: 07774 131 472

30/09/2026

🎃 Don’t be spooked by your mortgage — get in touch and let’s see how we can help! 👻

Whether you’re looking to remortgage, moving home, buying your first property, or simply want to understand your options, navigating the mortgage world can sometimes feel like entering a haunted house — lots of twists, turns and plenty of things you weren’t expecting! 🏚️

That’s where I can help.

As your Mortgage Broker, we can take the stress out of the process, explain your options clearly, search for suitable mortgage solutions and organise the application from start to finish.

Instead of spending your evenings worrying about rates, paperwork and lenders, you can leave the mortgage to us and get on with the things that matter to you.

Because the only frightening thing you should have to deal with this Halloween is deciding which horror film to watch! 🎬👻

📩 So, get in touch today and see how we can help 📞

25/09/2026

🥳 HAPPY FRIDAY 🥳

🏡 What a busy week here at PBS Mortgages, today alone we are sending out 6 mortgage offers to our customers for a range of different applications from purchases, remortgages and product transfers also 📧

☎️ If your mortgage is due for renewal within the next 6 months or you’re looking to purchase a property then please get in touch to see how we can help you! 📞

Your home may be repossessed if you do not keep up with your repayments.

23/09/2026

🏡 Worried your credit score might stop you getting a mortgage?

You might be surprised! 👀

Having a less-than-perfect credit history doesn’t automatically mean you can’t get a mortgage. 🏠

Every lender has different criteria, and things such as missed payments, defaults, credit commitments or a previous financial issue doesn’t necessarily mean you’re unable to get on the property ladder or get a new mortgage deal.

🔍 We can help you understand where you stand. 📞

As mortgage brokers, we can review your credit file and look at your individual circumstances to help establish:

✅ What your credit history looks like
✅ How your circumstances may affect your mortgage options now and in the future
✅ Which types of mortgage you may be eligible for
✅ What steps you could take if your options are currently limited

Don’t assume you can’t get a mortgage before speaking to us.

📩 Get in touch with PBS Mortgage Solutions for a chat and let’s see what options may be available to you.

🏠 Your credit history doesn’t always have to stand between you and your new home.

Your home may be repossessed if you do not keep up repayments on your mortgage.

14/09/2026

🏡 FIRST-TIME BUYER? LET’S GET YOU ON THE PROPERTY LADDER! 🔑

Thinking about buying your first home but have no idea how much you could borrow? 🤔

It can feel overwhelming knowing where to start — but that’s where we come in! 🙌

We can help you understand:
💷 How much you may be able to borrow
🏠 What your potential mortgage payments could look like
📊 What mortgage options may be available to you
🔑 What you need to do to get ready to buy

Don’t spend hours guessing — let’s work it out together!

📩 Get in touch with us today for a chat and let’s see how much you could potentially borrow and how we can help you take that first step towards owning your own home. ❤️

Your first home could be closer than you think! 🏡✨

10/09/2026

WE’RE BACK! 👋🏡

It’s been a little while since we’ve posted on here… and there’s a very good reason! ❤️

We’ve been a little quieter on social media while Katie has been enjoying some precious time on maternity leave 👶💕 — but behind the scenes, things have still been moving!

We’re also incredibly excited to share that PBS Mortgage Solutions is growing! 🎉

✨ We’ve welcomed TWO new starters to the team
✨ We’re continuing to build and expand the business
✨ And we’re back and ready to help more people with their mortgage journeys 🏡🔑

So, if you’re thinking about buying your first home, moving house, remortgaging, or simply want to know what you could potentially borrow, get in touch with our team.

And make sure you follow our page because we’ve got lots more updates, mortgage tips, helpful advice and exciting news coming your way! 👀

Thank you for sticking with us and it’s great to be back! ❤️

📞 Get in touch with PBS Mortgage Solutions today.

13/06/2026

🚨 Myth Busting Mortgage Edition 🚨

Think you need 3 months’ payslips before you can apply for a mortgage? Think again!

Many lenders can consider your application with fewer payslips, depending on your circumstances. Whether you’ve recently started a new job, received a pay rise, or changed employers, you may not need to wait months before exploring your mortgage options.

Every lender has different criteria, which is why speaking to a mortgage broker can save you time and help you understand what’s possible right now.

🏡 Don’t let outdated information delay your homeownership plans.

If you’re wondering whether you’re mortgage-ready, send me a message for a free, no-obligation chat.

* Think carefully before securing your debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.