Graham Hughes Mortgage Adviser

Graham Hughes Mortgage Adviser Personalised Mortgage & Protection Advice from over 90 lenders & 1000's of mortgage products.

⭐🏡 Feedback Friday | "Peace of mind and reassurance every step of the way." 🔑✨Helping first-time buyers navigate one of ...
12/06/2026

⭐🏡 Feedback Friday | "Peace of mind and reassurance every step of the way." 🔑✨

Helping first-time buyers navigate one of life's biggest milestones with confidence is why I love this job. 🙌

From setting a realistic budget 💷, to securing the right mortgage 📋, and providing support every step of the way right through to collecting the keys 🔑🏠, my aim is always to make the process as smooth and stress-free as possible. 🤝✨

A huge thank you for this fantastic 5⭐ review and for trusting me to be part of your home-buying journey. It truly means a lot. 🙏😊

⭐ 🏡 📋 🤝 ⭐⭐⭐⭐⭐ 🔑

🏡 🥳Great news today for my clients! 🥳 🏡Congratulations to my first-time buyers on receiving their mortgage offer today! ...
11/06/2026

🏡 🥳Great news today for my clients! 🥳 🏡

Congratulations to my first-time buyers on receiving their mortgage offer today! 🎉

🥳 This is one of the most exciting stages of the home-buying journey and brings them a big step closer to moving into their very first home. 🥳

It's great to have been part of your journey and can't wait to see you get those keys! 🔑

Thinking about buying your first home? Get in touch to see how we can help. 🏡

🏡 Mortgage Application Do’s & Don’ts 👀💭Applying for a mortgage soon?As an adviser with access to multiple lenders, I see...
27/05/2026

🏡 Mortgage Application Do’s & Don’ts 👀💭

Applying for a mortgage soon?

As an adviser with access to multiple lenders, I see all sorts of situations every day, it can be the little things can make a BIG difference when it comes to getting approved 👌

Here are some of the biggest green flags ✅ and red flags ❌ that can impact you when getting a mortgage

✅ Things that can HELP your application:

✔️ Get a Mortgage Agreement in Principle before house hunting
✔️ Check your credit score and correct any errors early
✔️ Save your deposit
✔️ Reduce existing debts if you can
✔️ Budget for all costs involved, E.g. Legal fee's, Stamp Duty
✔️ Speak to an adviser who can compare options from multiple lenders

❌ Things to AVOID before applying:

🚫 Making large financial changes/ taking out additional credit
🚫 Missing payments on loans, cards or bills
🚫 Maxing out credit cards
🚫 Applying for lots of credit at once

Whether you’re a first-time buyer, moving home or remortgaging, getting the right advice early can save you time, stress and money 💙

📲 Feel free to message me or call 07368 129270 if you’d like to chat about your options or start your home buying journey!

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

🏡 Lenders opening up more opportunities for first time buyers! 🥳 Get On The Property Ladder With Just a £5,000 Personal ...
12/05/2026

🏡 Lenders opening up more opportunities for first time buyers! 🥳 Get On The Property Ladder With Just a £5,000 Personal Deposit! 🗝️✨

Buying your first home may be more achievable than you think with this lender’s exclusive First Time Buyer deal 👇

✔️ Only ONE customer on a joint application needs to be a First Time Buyer

✔️ Available on properties up to a maximum purchase price of £300,000

✔️ Just a £5,000 minimum personal deposit required
(Deposit cannot be gifted)

✔️ Available for both employed and self-employed customers
(No minimum income level required)

✔️ 5-year fixed rate product available
Including a £0 product fee option above 95% to 98.34% LTV

✔️ Includes a FREE Level 1 mortgage valuation 🏠

If you’ve been waiting for the right time to buy your first home, this could be the boost you need 🙌

📩 Message me today to find out if you could qualify and start your home buying journey!

📩 [email protected]
📱07368 129270



*Your home may be repossessed if you do not keep up repayment on your mortgage.
*There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed

This one’s a reminder that the first answer isn’t always the final one 👇After an initial decline from one lender for my ...
06/05/2026

This one’s a reminder that the first answer isn’t always the final one 👇

After an initial decline from one lender for my clients purchase ❌we didn't let that stop us and explored alternative options, and found a route that worked…

Today, my client has had their mortgage offer approved 🥳✅🏡

Situations like this are where experience and persistence really matter, understanding how to present a case and knowing which lenders are the right fit 💡

If you’ve been told “no” before, it doesn't mean every lender will say no 🚫➡️✅

There’s often a way forward with the right approach. 🥳



*Your home may be repossessed if you do not keep up repayment on your mortgage.
*There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed

🏦 Bank Rate holds at 3.75% — here’s what it means for you ✨📊The Bank of England has kept the base rate on hold today, an...
01/05/2026

🏦 Bank Rate holds at 3.75% — here’s what it means for you ✨📊

The Bank of England has kept the base rate on hold today, and honestly? In the current climate, that’s not the worst outcome 👍

With inflation still sitting above target at 3.3% 📈 and ongoing uncertainty in global markets 🌍, they’ve opted for caution over cuts. So what does that mean if you’re thinking about your mortgage? 🤔

👉 Coming to the end of your current deal? If you’re within 6 months of your fix ending, it’s worth exploring your options now 🔍. Many lenders let you lock in a rate today and switch later if something better comes along — so you get protection without losing flexibility 🔐✨

👉 Thinking about buying your first home? 🏡 Don’t let the headlines put you off. Lenders are still competing for business 💼, and there’s more choice in the market than there was 12 months ago. The key is understanding your options, not rushing into a decision 💡

The market is moving… just not as fast as any of us would like ⏳ But the best thing you can do is go into it informed 📚

Not sure where to start? That’s exactly what we’re here for 😊🙌

⭐ Feedback Friday ⭐A huge thank you to Emma for this incredible 5⭐ review! 🙌“Graham was amazing… worked late to help us ...
24/04/2026

⭐ Feedback Friday ⭐

A huge thank you to Emma for this incredible 5⭐ review! 🙌

“Graham was amazing… worked late to help us secure a mortgage in principle… explained everything, found us an amazing deal, and persevered through it all to get us our offer.”

This one really means a lot. I know how stressful things can feel after a difficult experience, so being able to step in, support, and help turn things around is exactly why I do what I do.

Massive congratulations again — and I look forward to helping with your remortgage in the future! 🏡✨

Big smiles all around this week 😄🏡Helping first-time buyers secure their mortgage offer on their new home, with some tig...
22/04/2026

Big smiles all around this week 😄🏡

Helping first-time buyers secure their mortgage offer on their new home, with some tight timescales too! ⏱️✨

We know how stressful the process can feel, especially when deadlines are looming, but with the right guidance and a proactive approach, great things can happen 🙌

Nothing beats getting that mortgage offer and knowing my clients are one step closer to their dream home 🏠💫

If you’re a first-time buyer feeling the pressure, you’re not alone — and you don’t have to figure it out by yourself 🤝

09/04/2026

Our next Leigh Business Group Networking meeting is getting closer — just 6 days to go! ⏳

We’re looking forward to another great morning of building connections, supporting local businesses, and creating new opportunities 🤝

Whether you’re a regular or thinking of joining us for the first time, you’ll be made to feel very welcome!

📅 Wednesday, 15 April 2026
⏰ 07:30am – Approx 08:30am
📍 Holiday Inn Express, Sale Way, Leigh, WN7 4JY

Secure your place now 👇
🎟️ https://bit.ly/4bQmH4Y

📞 07849501311
🌐 https://www.leighbusinessgroup.com/

🚨 BIG NEWS FOR FIRST TIME BUYERS! 🚨Santander have launched 'My First Mortgage' with as little as a 2% deposit 🤯 Here’s w...
04/02/2026

🚨 BIG NEWS FOR FIRST TIME BUYERS! 🚨

Santander have launched 'My First Mortgage' with as little as a 2% deposit 🤯

Here’s what you need to know 👇

✨ Minimum deposit: just £10,000
📉 Repayment mortgages only
🏡 Maximum property value: up to £500,000
📅 5-year fixed rate
👶 All applicants must be first time buyers
💸 No product fee
🔍 Free valuation
🎁 £250 cashback on completion to help with legal costs
👨‍👩‍👧 Gifted deposits accepted – family can help with the £10k
🏠 Houses only and must be a UK property

This is a really positive step for buyers struggling to save a big deposit 🙌

More choice, more flexibility, and more doors opening for first time buyers 🔑

Thinking this could be for you? Drop me a message 💬

*Your home may be repossessed if you do not keep up repayment on your mortgage.
*There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed

Address

Bolton

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+447368129270

Website

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