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Mitch Palmer - NMLS - 300298

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Mitch Palmer - NMLS - 300298

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Our Team views each transaction as a partnership that has lasting value. The precise lending option that fits their unique circumstances.

Mortgage Advisor |C2 Financial | Personal NMLS 300298 | CA DRE 01358376 | CO MLO 100538171 | C2 Financial CA DRE # 01821025 | C2 Financial NMLS 135622
www.nmlsconsumeraccess.org Mitch Palmer NMLS - 300298

Whether you are purchasing a new home, or seeking to refinance your existing mortgage, we strive to provide superior customer service to our valued clients. Utilizing our extensive knowledge of the home loan industry, we link our clients with the correct lending option. We work to meet and exceed both industry expectations and our clients' expectations. We are a full service, direct lender. Our competent and highly skilled team of Mortgage Professionals assist clients with the important life task of finding the right lending option for their family. Our primary focus is upon locating and securing the correct funding option for each person. Our Team works exclusively in the state of California. Whether you are purchasing a new home, or seeking to refinance your existing mortgage, we strive to provide superior customer service to our valued clients.

11/03/2026

Here’s one for you:
A 20% down payment is required to get a mortgage…

10/29/2026

Why was the mortgage so clingy?
It hated being alone… 😃

10/27/2026

Way back in the 1930’s, if you didn’t have enough money to buy a house outright, there wasn’t much you could do in the way of obtaining property.

So the insurance companies of the time had a brilliant idea:

Give people the chance to own a house by means of a loan, but with a catch – if you failed to make your payments, they would have the right to take your property!

The banks, ever opportunistic as they are, thought this was a great idea.

And thus, the great American mortgage was born!

We don’t think it’s so nice that they’d take your house when times get tough, which is why we are proud to offer mortgage assistance to those who are in need of a little helping hand :)

Call us today at [insert custom variable] and we’ll be happy to get you the assistance you need, with great rates and a smile on our face!

10/22/2026

Debtception!

One thing you should avoid at all costs, is taking out a loan to cover pre existing debt.

If you feel like it's your only option, we strongly recommend you calculate your “debt to income ratio” first.

The calculation goes as follows:

1) Add up all your monthly debt payments
2) Divide them by your gross monthly income

If you fall above 43%, you should strongly consider finding another option.

Because when taking out a loan to pay off debt, it's never tit for tat – you’ll have to pay it back, and then some!

10/21/2026

We offer mortgage assistance for people from all walks of life.

It doesn’t matter where you came from, or where you're going – all that matters is that we can help you get over the hill and through to the other side.

Other lenders may try to include hidden fees, prepayment penalties, or other tricky features that just don't seem honest.

But if you give us a call or shoot us a message, we’ll be happy to get you the assistance you need, in full transparency, and with no strings attached.

Because everybody needs a helping hand from time to time, and we want to see you succeed in building your best life :)

10/16/2026

With rising inflation, it can be more difficult than ever to meet those mortgage payments on time.

And unfortunately, the bank won't accept an IOU…

So that's why we here at [insert custom variable] are committed to providing the mortgage assistance you need to keep the ball rolling, and move forward with owning the house of your dreams.

Unsure about mortgage assistance? Interested in learning more about the finer details? Leave us a comment down below and we’ll be happy to shed some light on all the ways that we can help you :)

10/13/2026

Looking to borrow some cash to make that life changing purchase?

Could be a car, a pizza oven, a workspace, a fancy toolkit, or even a house…

Before you go rushing into the lenders office pen in hand, have a look at these tips for responsible borrowing:

-Spend time looking at your options, researching what offers are available and getting advice. Perhaps you need the loan quickly and you feel like there is no time – but the wrong decision can have you paying for years in the future.
-Always find out the total amount you will have to repay when borrowing. A shorter repayment period may beat a slightly lower Annual Percentage Rate (APR) amount.
-Know the difference between secured and unsecured loans. With a secured loan you can lose your home if you don't consistently make payments
-Make a budget to ensure you will be able to afford making payments
-Watch out for interest free deals. They seem great, but are only interest free if you pay them off within a certain time period. If you don't pay them off in time, the interest rate goes through the roof!

It's a dog eat dog world out there, so avoid the loan sharks and come out to see us. We will give you the assistance you need, without the shady hidden fees :)

10/08/2026

Mortgage mania!

For most people, the best option for buying a house is to take out a mortgage. But what exactly does that mean?

A mortgage is the agreement between you and a lender, which gives the lender the right to take your property if you are unable to repay the borrowed amount plus interest.

I know, right? Pretty heavy.

So it's very important that you take the time to get yourself the best deal possible! Here are a few things to look out for when taking out a mortgage:

-The size of the loan
-The interest rate
-The closing costs of the loan
-The lender's fees
-The Annual Percentage Rate (APR)
-The type of interest rate and whether it can change (fixed vs. adjustable?)
-The loan term (how long you have to repay the loan)
-Whether the loan has a prepayment penalty, a balloon clause, an interest-only feature, or negative amortization

Being educated about your decision is the first step to ensuring that you will be able to pay it off and own the house of your dreams!

Happy hunting!

10/06/2026

The year 2020 saw the most first time home buyers in the history of the US.

Real estate reality or mortgage mumbo-jumbo?

10/01/2026

Who do you talk to to get out of debt?

Mortgage Freeman…

Address

16486 Bernardo Center Drive #228
San Diego, CA
92128

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

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