Jim Kubicka at Guaranteed Rate Affinity NMLS# 268849

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Jim Kubicka at Guaranteed Rate Affinity NMLS# 268849 I am a VP of Mortgage Lending at Guaranteed Rate Affinity. NMLS # 268849. Guaranteed Rate Affinity NML Guaranteed Rate Affinity NMLS 1598647. 1800 W.

Larchmont Ave., Chicago, IL 60613. (866) 934-7283 • grarate.com. Equal Housing Lender. For licensing information, go to www.nmlsconsumeraccess.org & http://www.grarate.com/licensing. Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

08/21/2026

Hear from one of our top Loan Officers, Greta Slagill, as she shares what one of our core values, “We Have an Owner’s Mentality," means to her.

At Guaranteed Rate Affinity, we embrace a scrappy, entrepreneurial mindset. We will always invest in what matters to our members, referral partners and the communities we serve.


08/21/2026

Relocating comes with big decisions, and having the right guidance can make the process easier.

From understanding your options to creating a clear plan, Guaranteed Rate Affinity helps clients feel confident wherever their next move takes them 🌎

08/20/2026

The best partnerships start with a conversation.

Whether you are exploring your next career opportunity or looking for a better mortgage experience, Guaranteed Rate Affinity is always ready to connect.

08/19/2026

Learn from the best of the best, Rick Harrington, as he takes you through his day and shows us what it truly looks like to make the most of every partnership opportunity.

Rick’s approach is a powerful reminder that success is built through meaningful connections. When we work together, we don’t just expand our networks, we amplify what’s possible.

08/19/2026

Culture is built through the people, values, and actions that shape every day.

At Guaranteed Rate Affinity, our culture is focused on collaboration, innovation, and creating an environment where people can grow and succeed ✨

08/19/2026

If you’re thinking about buying, cooler inflation and slower growth are giving
mortgage markets some relief without signaling a recession. This week’s housing reports could show whether that shift is starting to lift buyer confidence and demand. Connect with one of our Loan Officers now to compare your options and be ready with your financing plan in place.

08/18/2026

Hear from Denny Bennett on what makes Life at Guaranteed Rate Affinity so incredible from the cutting-edge technology to the people-first culture. Curious what it’s really like to be part of the team? Hear it straight from Denny and discover what sets Guaranteed Rate Affinity apart.

Congratulations to Rick Harrington for achieving this incredible milestone. Welcome to the Centurion Club!
08/18/2026

Congratulations to Rick Harrington for achieving this incredible milestone. Welcome to the Centurion Club!

Congratulations Matthew Hibler on your incredible achievement earning a spot in the Chairman’s Circle!
08/18/2026

Congratulations Matthew Hibler on your incredible achievement earning a spot in the Chairman’s Circle!

If it’s true that the warmer the temperature, the hotter (and more competitive) the housing market will be, this leaves ...
10/11/2022

If it’s true that the warmer the temperature, the hotter (and more competitive) the housing market will be, this leaves you in a good position to find a great home when it’s not as warm out.
Find out more: http://ms.spr.ly/6183d33aJ

What do you do to maintain your mental health?
10/10/2022

What do you do to maintain your mental health?

10/10/2022

Have you factored in all of the costs of owning a home? Don’t forget about these often-overlooked homeownership expenses...
10/07/2022

Have you factored in all of the costs of owning a home? Don’t forget about these often-overlooked homeownership expenses. http://ms.spr.ly/6180dJAGn

10/06/2022

If you’re jumping into the homebuying game, our FREE guide for first-time homebuyers will teach you how to play hard ball: http://ms.spr.ly/6182dy0Qw

From mortgage rates to home prices to inventory, here are the economic indicators to keep an eye on for signs of a housi...
10/05/2022

From mortgage rates to home prices to inventory, here are the economic indicators to keep an eye on for signs of a housing market rebound: http://ms.spr.ly/6183dyGXv

The best way to make your offer stand out from the crowd is to be pre-approved for your loan. A pre-approval letter with...
10/04/2022

The best way to make your offer stand out from the crowd is to be pre-approved for your loan. A pre-approval letter with your offer tells the buyer that you're serious and ready to move forward without delay.
Find out more: http://ms.spr.ly/6189dH8iP

10/03/2022

Lenders don’t look specifically at the amount of debt you have, but rather at your ability to afford your home payments in your monthly budget. As long as you are current on your payments, your debt shouldn’t prevent you from buying a home.
Find out more: http://ms.spr.ly/6182dGpVI

Address

16787 Bernardo Center Drive, Ste 6
San Diego, CA
92128

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