The Wilt Group at Peoples Mortgage

10/21/2025

Staged Homes Sell 73% Faster

Staged homes sell 73% faster. That’s not a coincidence. If you want to sell quickly, let’s chat about whether staging makes sense for you.

10/20/2025

Have you heard how much this year’s shift in mortgage rates could save you?

Monthly mortgage payments are now $280 lower than they were just a few months ago.

For some buyers, that’s the kind of change that can take buying a home from “not yet” to “let’s go.”

It’s the best affordability we’ve seen in 2.5 years.

If you want an estimate of what a mortgage payment could look like at your price point in our market, comment “LET’S GO” and I’ll run the local numbers for you.

10/19/2025

New home sales just hit their highest level in more than two years, and it’s not hard to see why.

To help sell their inventory, many builders are cutting prices, buying down mortgage rates, and more. And these incentives can make a real difference when you buy.

That’s why so many people are opting for brand-new homes lately.

The bottom line? A newly built home may be more within reach than you ever thought possible.

Let’s talk about what local builders are offering in your target area and see what fits your budget.

10/18/2025

The $280 Shift in Affordability Every Homebuyer Should Know

Affordability is improving in many markets. And that resets the math on your move.

If you’ve been sitting on the sidelines, this is your cue to start looking again. Let’s run the local numbers together so you can get a rough estimate of how much more buying power you may have than you did just a few months ago.

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. 

10/17/2025

1 in 5 Sellers Are Cutting Prices Right Now

1 in 5 sellers are cutting prices right now. That means you’ve got room to maybe score a better deal. Want to know which negotiation strategies are working for buyers in our area? Let’s chat.

10/16/2025

Have you heard? 1 in 5 sellers are dropping their asking price right now.

And that opens the door for buyers like you to negotiate for a better price.

You’ve got more leverage than you’ve had in years.

Want to know which negotiation tactics are actually working for buyers here in our local market? DM me and I’ll give you the details.

10/15/2025

How low will mortgage rates go? Here's what the experts are saying in their latest forecasts.

While no one is calling for a big drop, experts think there will be slow improvement over the next year.

But it won’t be a straight line down. You’ll want to brace for some bumps along the road as new economic data comes out.

And here's what you need to remember. We don't have to see a big drop for you to feel the difference. Any downward movement should help your bottom line.

If you want to see a rough ballpark of what your future monthly payment could look like as rates ease, DM me.

10/14/2025

Why More Buyers Are Turning to New Construction This Year

With builders cutting prices and maybe even helping you score a lower monthly payment, that’s not something to overlook.

If you want to see how active builders are in your target area and what they’re offering, here’s your power move: before you even begin looking, connect with your own agent.

That way, you have someone to help you compare incentives from multiple builders and negotiate on your behalf, making sure you get the best deal possible.

There’s a trend taking hold in real estate right now: more buyers are choosing newly built homes.

10/13/2025

Here’s why the right answer is so important for you to know.

A lot people overestimate how much they really need to save for a down payment.

The most common answers? 10 or 20%.

The truth: you may be able to put down as little as 3%.

According to FirstHomeIQ, only 8 out of 100 people actually get this right.

Don’t let misinformation hold you back.

What did you guess? Drop a comment below. And if you want more information, talk to a trusted lender.

10/12/2025

Why Experts Say Mortgage Rates Should Ease Over the Next Year

Keeping up with all of these shifts can feel overwhelming. That’s why having an experienced agent or lender on your side matters. They’ll do the heavy lifting for you.

If you want real-time updates on mortgage rates, let's connect so you have someone to keep you in the loop and help you plan your next move.

You want mortgage rates to fall – and they've started to. But is it going to last? And how low will they go?

10/11/2025

You’ve probably seen headlines saying home prices are flat. But that’s not the full story.

In half of the largest U.S. metros, prices are still rising. In the other half, they’re easing a bit. Average those together and the numbers look flat, but what’s really happening depends entirely on where you live.

That’s why knowing your local trend is everything. Has anyone stopped to explain to you what’s really happening right here, right now?

If you want to know the latest on our area and what it means for your plans, DM me or drop a comment below.