Rosemarie J. Litoff - Certified Reverse Mortgage Professional

10/18/2025

"Thanks for your patience in waiting for me to come to a decision about whether or not to do the Reverse Mortgage. When I finally understood how beneficial it would be it was a no brainer. I thought it would be a very difficult process but you being right on top of everything made it pretty easy. When it was completed and I did not have to make mortgage payments I really saw the benefit.
I’m happy to refer you."

Susan Cheer - Thousand Oaks, CA

10/13/2025

Did you know?
More than 50% of home equity in the U.S. is held by women 62+.

Yet most retirement planning advice doesn’t speak to them.

That’s why we wrote Reverse Mortgages for Women, by Women — a breakthrough guide that clears up myths, shares real-life case studies, and shows how reverse mortgages can support retirement with trust and clarity.

📖 Coming November 1, 2025.

Reserve your copy or request a sample chapter:
👉 [email protected]

10/03/2025

"Thank you for all you have done for me. I really appreciate it. I will gladly pass your name on to someone who is in need of a reverse mortgage. All is good now as I feel much more financially secure."

Reda, Vacaville, CA

09/30/2025

I had a great conversation with Chris Spade about reverse mortgages. Make sure to watch it at the link below.

Secure Your Future: How Reverse Mortgages Empower Seniors

We’re talking about:
✔️ What reverse mortgages are and how they work
✔️ Who qualifies and what’s required
✔️ Common misconceptions and risks to avoid
✔️ How reverse mortgages can fund long-term care, home modifications, and even big dreams
✔️ What Gen Xers need to know to support their aging parents

Whether you’re a senior exploring your options or a Gen Xer helping your parents plan for the future, this episode has everything you need to make informed decisions about reverse mortgages.

Are reverse mortgages a good idea? What do they really offer, and how can they help seniors maintain financial independence? In this episode of Moving Mom an...

09/29/2025

“I was referred to Rosemarie two years ago by a friend of mine because she said Rosemarie could handle my special refinance. Rosemarie not only was able to complete my refinance, she was in my corner on every issue we had. (and there were several!) She has since done another refinance and lowered my interest rate again. Rosemarie will go to bat for you and make sure that she can do everything she can to make your loan process a successful one.”

Sharon May, La Mesa, CA

09/28/2025

Discover the benefits of a reverse mortgage or a 5-year mortgage payment pause to give you financial peace of mind while you maintain the remaining equity in your home.

09/26/2025

Rosemarie Litoff is a very experienced reverse mortgage consultant. She helped me a great deal and made it easy for me to understand the process. I am so glad she helped me and I went through it with her. She has a lot of experience.

Mary Hight
Fresno, CA

09/24/2025

I sat down with Chris Spade to unpack the truth about reverse mortgages — dispelling myths, exploring common misconceptions, and sharing how this financial tool can help seniors:

• Maintain independence
• Fund long-term care
• Pursue dreams

Whether you’re planning your own golden years or supporting aging parents, this episode is full of practical insights and stories to help you make smarter financial decisions.

If you haven’t listened to it yet - tune in!

https://podcasts.apple.com/us/podcast/the-truth-about-reverse-mortgages-a-financial/id1790887924?i=1000689571779

09/24/2025

Your help with obtaining the refinancing of my reverse mortgage was terrific!! You were patient, knowledgeable and very helpful with continual updates on the progress of the loan via email, phone, and text!! I can't recommend your services enough!! You are the BEST!!!

Susan Osmith
Rancho Santa Fe, CA

09/21/2025

"Rosemarie came along at just the right time! We were able to complete the Reverse Mortgage process quickly and easily. She is knowledgeable and easy to work with. I would highly recommend her to anyone thinking about doing a Reverse Mortgage. Sure takes the stress of finances off your mind! Thank you Rosemarie."

Lynda B., Poway, CA

09/19/2025

“A Sincere Thank You. to Rose Marie, (Reverse Mortgage Professional)
to making a reverse mortgage happen for me !!!

It was extremely challenging, demanding, and even grueling at times, But your unwavering commitment to see it through made it happen!

Could not have done it without the support and guidance you provided every step of the way. Being able to remain in my own home continues to bring me such peace and happiness.”

Sylvia J.
San Marcos, CA

09/18/2025

Make sure to watch this quick video that discusses how the media‘s scare mongering is negatively impacting our most vulnerable population.

https://www.youtube.com/watch?v=MuDGFSvcfs8