10/14/2026
Mortgage rates climbed this fall. Here's why, and why it could still be a smart time to buy. 🏡
What pushed rates higher: • Oil prices surged with the Iran conflict • The 10-Year Treasury jumped to the top of its 52-week range • Inflation is still above the Feds 2% goal • The Fed raised rates in September.
Higher rates mean fewer buyers, and fewer buyers mean more leverage for you: ✔️ Less competition ✔️ Price reductions ✔️ Seller-paid closing cost credits ✔️ Temporary rate buydowns to lower your first-years payment.
Buy the home now, and well watch rates for you.
Thinking about buying? Lets run your numbers. 📞 858-829-7186 📧 [email protected]
Shanne Sleder NMLS # 239958 | DRE # 01346265. Residential Wholesale Mortgage, Inc. dba RWM Home Loans, NMLS # 79445, DRE # 01174642, licensed by the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity.