Maryhelen Loya, NMLS: 400336, Loan Officer, Preferred Rate

Maryhelen Loya, NMLS: 400336, Loan Officer, Preferred Rate I’m Maryhelen Loya, NMLS: 400336, Loan Officer with Preferred Rate, a partner with American Pacific mortgage

I’m Maryhelen Loya, NMLS: 400336, Loan Officer with Preferred Rate, a national mortgage lender making the home loan process simple. At Preferred Rate, loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease.

We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. Preferred Rate loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. Equal Housing Lender
Equal Housing opportunity
AZ BK 0906702
NMLS 1850

05/22/2026

Doctors, dentists, pharmacists. CRNA's or veterinarians—your dedication deserves a home of its own. Our exclusive Doctor Loan offers flexible terms and little to no down payment, making homeownership more accessible for medical professionals. Learn more about how we can help you get into your new home.
https://myoc.io/MaryhelenLoya



NMLS # 400336

05/21/2026

Did you know there are ways to lower your interest rate upfront when buying a home?
A seller-paid buydown allows the seller to contribute toward reducing your interest rate, helping to lower your monthly payment (especially in the early years of your loan).
This can be a powerful strategy in today’s market, giving buyers more flexibility and affordability.
It’s not one-size-fits-all, but it’s an option worth exploring if you’re planning to purchase.
https://myoc.io/MaryhelenLoya



NMLS # 400336

05/20/2026

Teachers, You Take Care of Everyone Else—Let Us Take Care of You.
Our STaR Loan Program was created just for educators like you, with special benefits that make buying a home easier and more affordable. Because you deserve a place to call your own.
https://myoc.io/MaryhelenLoya



NMLS # 400336

The smartest buyers aren’t waiting.They’re preparing.Want to be one of them? Let’s talk.https://myoc.io/MaryhelenLoya   ...
05/19/2026

The smartest buyers aren’t waiting.
They’re preparing.

Want to be one of them? Let’s talk.
https://myoc.io/MaryhelenLoya



NMLS # 400336

05/15/2026

To all the nurses out there, thank you for everything you do.
We created the STaR Loan Program to give you the homebuying support you deserve.
Let’s make your next move a little easier.
https://myoc.io/MaryhelenLoya



NMLS # 400336

Rates will change. They always do.But trying to time the market perfectly?That’s not a strategy.Having a plan is.https:/...
05/14/2026

Rates will change. They always do.
But trying to time the market perfectly?
That’s not a strategy.

Having a plan is.
https://myoc.io/MaryhelenLoya



NMLS # 400336

Patio season is officially here.If your outdoor space isn’t quite what you want yet… it might be time to change that.Wha...
05/12/2026

Patio season is officially here.
If your outdoor space isn’t quite what you want yet… it might be time to change that.
What’s your must-have: fire pit, garden, or outdoor lounge?
https://myoc.io/MaryhelenLoya



NMLS # 400336

Address

8675 College Boulevard Ste 270
Overland Park, KS
66210

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