Maryhelen Loya, NMLS: 400336, Loan Officer, Preferred Rate

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Maryhelen Loya, NMLS: 400336, Loan Officer, Preferred Rate I’m Maryhelen Loya, NMLS: 400336, Loan Officer with Preferred Rate, a partner with American Pacific mortgage

I’m Maryhelen Loya, NMLS: 400336, Loan Officer with Preferred Rate, a national mortgage lender making the home loan process simple. At Preferred Rate, loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. Preferred Rate loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. Equal Housing Lender
Equal Housing opportunity
AZ BK 0906702
NMLS 1850

10/28/2026

You handle emergencies for a living.
Your mortgage doesn’t need to become another one. 🚨🏡
APM’s STaR Loan Program offers home financing benefits for eligible first responders, including police officers, firefighters, medical first responders, and correctional officers.
Today—and every day—we’re grateful for the people who answer the call when their communities need them most.
Now let us help when you’re ready to make your next move.
Connect with me, your local Loan Advisor. Link in bio.

https://myoc.io/MaryhelenLoya

NMLS # 400336

Wow - great price!
10/22/2026

Wow - great price!

Investors....Buyers....this great duplex is 2 bedroom & 1 bath on each side, located on a corner lot, with parking for both sides it is perfect to rent out both or live on one side and rent the other!
One side is completely updated, the other needs cosmetic updates. Close to everything! Bring your buyers that are ready to start making equity!

10/12/2026

Plot twist: Your home isn’t just where you live. The equity you’ve built also gives you options for what comes next.
A HELOC, or home equity line of credit, gives you access to your available equity —giving you flexibility to use funds when you need them.
And you can do it without refinancing your existing first mortgage.
So…the real question is: What could your equity be doing for you? 🏡
👉 Let's connect to explore your options.
Program availability and eligibility vary. Terms and conditions apply.

https://myoc.io/MaryhelenLoya

NMLS # 400336

09/23/2026

💰Reverse Mortgage = Equity on YOUR terms. Ask Granny. She knows.

"Y'all out here talkin' 'bout downsizing — meanwhile, I’m over here monetizin’! It's called a reverse mortgage, sweetheart. I stay in my home, turn that equity into cash, and still have money left over for bingo and bling."
https://myoc.io/MaryhelenLoya



NMLS # 400336

Looking to help a loved one find a home they’ll love? The Family Opportunity Mortgage makes it easier to purchase a home...
09/18/2026

Looking to help a loved one find a home they’ll love? The Family Opportunity Mortgage makes it easier to purchase a home for aging parents, college-bound kids, or other family members.

Providing stability and comfort has never been simpler. Let’s chat to see how this program could work for your family!
https://myoc.io/MaryhelenLoya



NMLS # 400336

09/16/2026

Unlike a bridge loan or home equity loan, a home equity line of credit (HELOC) requires payments only on the amount you borrow, making it a flexible financing option if you’re buying your next home if you're planning to keep your home as a rental.

With a HELOC, you can tap into your current home’s equity before it goes on the market—giving you access to funds when timing matters most.

It’s like having a built-in financial cushion that helps you move forward—on your own terms. If you're looking at strategies to BRIDGE the gap TO BUY a home - let's talk!
https://myoc.io/MaryhelenLoya



NMLS # 400336

09/11/2026

💰Reverse Mortgage = Equity on Your Terms.
Ask Granny. She’s already two steps ahead.

"They told me to sell and move in with the kids.
I said, 'I love my family — from a comfortable distance.' I stayed put, got a reverse mortgage, and now I’ve got peace, quiet, and pedicures on repeat."
https://myoc.io/MaryhelenLoya

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NMLS # 400336

https://www.listreports.com/share/shareables/social?sid=MLBc6z0FgIf homeownership has been floating around in your plans...
08/14/2026

https://www.listreports.com/share/shareables/social?sid=MLBc6z0Fg
If homeownership has been floating around in your plans, there’s no better time to see where the tide could take you. 🌊🏡 Getting preapproved can give you a clearer picture of your budget and help you feel ready to make a move when the right home makes waves. I’m here to help you navigate your financing options and keep the process sailing as smoothly as possible. Ready to dive in? Send me a message and let’s get your homebuying journey underway!

Knowing your budget is the first step toward finding the perfect home 🏡. By looking at your income, monthly debts, and s...
07/20/2026

Knowing your budget is the first step toward finding the perfect home 🏡. By looking at your income, monthly debts, and savings, we can figure out a price range that feels comfortable and realistic for you. I’ll guide you through the numbers so there are no surprises along the way. Ready to see what’s possible? Let’s run the numbers together!

Address

8675 College Boulevard Ste 270
Overland Park, KS
66210

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