10/30/2026
September ended with a Fed rate hike. October ended with a pause.
In between, the September jobs report came in weak at 29,000 new jobs, and Freddie Mac’s 30-year average reached 7.4% in mid-October, its highest level since late 2023.
Mixed signals like these are why a single data point should not drive a financing decision.
The Fed meets again December 8–9. Markets currently expect another increase, but that is an expectation, not a decision.
We don’t try to guess where rates go next. We build financing plans for investors, self-employed borrowers and entrepreneurs that work at today’s rates.
Happy Halloween, from all of us at Central Group Mortgage.