09/19/2026
The Fed raised rates. So…what does that mean for your homebuying plans? 👀
Here's the thing: mortgage rates don't move in lockstep with the Fed. Markets often react before the Fed even makes it official, which is exactly what happened this time. Mortgage rates ticked up heading into the meeting, and they've come down some since, but not all the way back to where they were.
If the headlines have you second-guessing your plans, you're not overreacting. This stuff is confusing, even for people who watch it closely.
A rate change doesn't automatically mean the door closes on buying a home. It might change the math a little. It might not change much at all. The only way to know is to look at your actual numbers, not the headlines.
That's what I'm here for. Send me a message and let's look at where things stand for you.
NMLS # 1937617
