Shawn Chappell at Waterstone Mortgage NMLS #473668

Directions Website

Shawn Chappell at Waterstone Mortgage NMLS #473668 Shawn is a Sales Manager / Senior Loan Officer at WMC serving the community of Overland Park, Kansas Your financial success is his priority.

With 15 years of hands-on experience as a home loan advisor, Shawn has honed the art of mortgage planning to help clients build a solid foundation for their financial future. His expertise extends beyond the realm of standard mortgages; he is here to guide you toward lasting wealth through personalized mortgage solutions. Shawn firmly believes that mortgages should be as unique as the individuals and families they serve. That's why he takes the time to understand your specific needs and goals, tailoring mortgage options that align seamlessly with your aspirations. Beyond his work, Shawn is passionate about real estate. He and his family actively build their own residential and commercial real estate portfolio, deepening my insight into the world of property investment. This hands-on experience directly benefits his clients and underscores his commitment to helping you secure a brighter financial future. While he’s dedicated to his career, Shawn’s heart belongs to his cherished family: his wife, Courtney, and his three wonderful boys, Canaan, Brooks, and Paxton. They remind Shawn every day of the importance of a secure and prosperous home life. Shawn is here to navigate the intricacies of the mortgage landscape with you, offering not just financial solutions but a path to lasting wealth and security. Let's embark on this journey together, turning your unique dreams into a reality.

How much money do you actually need to buy a home? 🤔It’s one of the most common questions homebuyers have — and the answ...
11/01/2026

How much money do you actually need to buy a home? 🤔

It’s one of the most common questions homebuyers have — and the answer isn’t simply “your down payment.”

Depending on your purchase, you may also need to plan for things like:

🏡 Down payment
📝 Closing costs
🔍 Home inspection
đź’° Earnest money
đźšš Moving expenses

The good news is that some of these expenses may be offset by assistance programs, seller contributions, or other options, depending on your situation.

Instead of guessing at a savings goal, let’s chat. Together, we’ll put together a plan for what homebuying could actually look like for you.

Every ghost deserves a house to haunt. 👻🏡 Happy Halloween!
10/31/2026

Every ghost deserves a house to haunt. 👻🏡 Happy Halloween!

When it comes to home financing, there’s no one-size-fits-all solution. Every homebuyer has different financial goals, c...
10/30/2026

When it comes to home financing, there’s no one-size-fits-all solution.

Every homebuyer has different financial goals, circumstances, and needs. That’s why finding the right mortgage program is so important.

At Waterstone Mortgage, we offer a variety of specialty loan options designed to help you find a financing solution that fits your situation. đź’ˇ

Explore our specialty loan programs and discover what’s possible: https://bit.ly/4kq1hQD

10/29/2026
More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's bu...
10/28/2026

More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's buying them.

It's not just wealthy investors swooping in with deep pockets.

A lot of these cash buyers are everyday homeowners who've built up serious equity over the years. And that equity is giving them more buying power than they may have ever imagined.

According to Cotality, the average homeowner with a mortgage has about $310,000 in equity.

Think about what that could mean for your next move.

You might have enough equity to buy your next home outright. No mortgage payment. No worrying about today's interest rates.

And even if you can't pay all cash, that equity could help you borrow significantly less.

But what if you're buying with a mortgage?

Here's some good news: Nearly 3 out of 4 homebuyers are still using financing. You're actually in the majority.

So don't let the headlines about cash buyers make you second-guess what's possible for you. Whether you're buying your first home or using equity to make your next move, there may be more opportunities than you think.

Wondering how you stack up in today's market? Send me a message. Let's talk about your options.

10/28/2026

🎭 Simple art is so classic. Less is more here. 🎨

10/27/2026
Do you like this take on an accent wall?
10/26/2026

Do you like this take on an accent wall?

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a bet...
10/26/2026

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a better deal on a brand-new home?
Here's why that matters.

When the market slows, homeowners and builders don't always react the same way.

A homeowner who isn't getting the offers they want can decide to stay put and wait. But builders? They've already invested in houses they need to sell. And every completed home that sits unsold costs them money.

That can make builders more motivated to negotiate. And the numbers prove they're already making moves.

According to the National Association of Home Builders, 65% of builders are offering incentives, and 43% are cutting prices. The typical reduction? 6%.
For buyers, that could mean serious savings. Think lower prices, help with closing costs, or even a better mortgage rate.

And the biggest opportunities may be hiding in brand-new homes that are already built and waiting for buyers.

So, before you rule out new construction, let’s see which builders in our area may be ready to negotiate.

Address

7516 West 161st Street
Overland Park, KS
66085

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Alerts

Be the first to know and let us send you an email when Shawn Chappell at Waterstone Mortgage NMLS #473668 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share