Brent McDonald, Mortgage Lender

Brent McDonald, Mortgage Lender I help families purchase & refinance homes hassle free and build long term wealth.

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Barrett Financial Group, LLC

Your Home, Our Heart: Guiding You Home with Care and Commitment - Arizona is home but we lend in 49 states

Brent McDonald | NMLS #149123 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loa

ns made or arranged pursuant to a California Financing Law License | FL MLD1880 | GA 181106 | MI fl0022342 | MN MN-MO-181106 | MT 181106 | NV 5091 | TN 204577 | TX view complaint policy at barrettfinancial.com/texas-complaint | WA MB-181106 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

Is your Arizona Realtor a little… TIED UP? Maybe they’re buried in paperwork. Maybe they can’t cut through all the red ...
09/08/2026

Is your Arizona Realtor a little… TIED UP? Maybe they’re buried in paperwork. Maybe they can’t cut through all the red tape. Maybe getting them to return a phone call is starting to feel like a hostage negotiation.

I’ve been a mortgage lender for years and have worked with hundreds of Realtors. I know the rock stars, I know the merely adequate…and I know a few who probably should be duct-taped to an airplane seat.

So if you need an EXCELLENT Arizona real estate agent who answers the phone, knows their stuff, fights for their clients, and actually cares whether you make it to the closing table, reach out to me. I’d be happy to make the introduction.

Buying a home is stressful enough without having to untie your Realtor first.

And while we’re talking houses…if you need financing, holler at me. We lend in 49 states. Duct tape not included.

Got a 3% mortgage you REALLY don’t want to give up?Fannie Mae just made keeping it a little easier.If you’re buying anot...
09/03/2026

Got a 3% mortgage you REALLY don’t want to give up?
Fannie Mae just made keeping it a little easier.
If you’re buying another home and turning your current house into a rental, eligible borrowers may now be able to use documented market rent to help offset the old mortgage payment.
And here’s the BIG change:
No tenant before closing.
No signed lease.
No first month’s rent collected.
No security deposit collected.
We can potentially document the market rent, use 75% of it, and apply that toward qualifying.
So instead of:
SELL HOUSE → LOSE 3% MORTGAGE → CRY
You may be able to:
KEEP HOUSE → RENT IT → BUY NEXT HOUSE → KEEP THAT BEAUTIFUL 3% RATE
Have a scenario? Holler at me. I’ll run the numbers.

09/02/2026

Think your credit is too crappy to buy a house?

You might be VERY wrong.

I’ve talked to people who disqualified themselves over credit mistakes that happened YEARS ago.

You don’t need perfect credit. You may not even need a 600 score.

Stop guessing.

Watch this video, and if you’re wondering whether YOU could qualify, send me a DM with the word CREDIT.

Why do you think INVENTORY IS PLUMMETING?These 4 cities have seen a decline of about 22% (on average) in homes available...
08/24/2026

Why do you think INVENTORY IS PLUMMETING?
These 4 cities have seen a decline of about 22% (on average) in homes available for purchase in the past four months.
All of these cities are now considered a "Sellers Market"...which favors those who have a house to sell.

You can look up your city or zip code here: https://altos.re/r/4cf472dd-b142-4f5f-bfc0-077e3c0947b8

07/07/2026

We lend in ever state except NY. Holler if I may be of service to you, your family or your friends

05/05/2026

The $9,000 mistake homebuyers don’t see coming…

Most buyers assume the seller pays their agent.

That’s not always true.

I had a client this week who had to bring an extra $9,000 to closing—because of something he signed before we ever wrote an offer.

No one explained what would happen if the seller didn’t cover the full commission… and that’s where buyers get caught.

👉 Before you start house hunting, ask this:
“What happens if the seller doesn’t pay your full commission?”

Because sometimes they don’t—and that difference could come out of your pocket.

This isn’t about avoiding a great agent… it’s about avoiding surprises.

If you’re thinking about buying and want to understand what to look for before you sign anything…

Comment “BUYER” or message me and I’ll walk you through it.

And if you want to be connected with a solid agent who’s upfront and fair, I’m happy to introduce you.

NOT CRASHING!!! This chart shows how many trustee sales occur in each quarter in Maricopa county. There are about 1.8...
12/10/2025

NOT CRASHING!!! This chart shows how many trustee sales occur in each quarter in Maricopa county. There are about 1.85 million homes in the county and there are about 1300 "notices of trustee sale" sent out each month. About 1000 of those 1300 people get caught up or sell their house. Only about 300 trustee sales get completed each quarter which is 0.02%.

I am amused at the Gurus who have successfully predicted 14 of the last 2 real estate crashes. Yeah, reread that. The point is the self proclaimed experts keep predicting crashes that almost never happen. The Real Estate market in Maricopa is strong and will get stronger.

11/12/2025

Can a 21 year old become a homeowner?

HORRIBLE IDEA! One of our country's leaders recently suggested that we start making FIFTY year mortgages to help bring...
11/09/2025

HORRIBLE IDEA! One of our country's leaders recently suggested that we start making FIFTY year mortgages to help bring down the monthly payment for folks. On a $400,000 mortgage this would save you about $293/month, but here is the WHAMMY, you would pay $399,171.01 more in interest by stretching out the payments to 50 years which I feel is a HORRIBLE IDEA.

I recommend that my clients consider a 15-year mortgage because the rates are in the low 5% range and you will save $278,892.06 in interest by paying off your loan in half the time.
We lend in 49 states. Shoot me a message if you'd like to find out what is possible for you.

Address

2701 East Insight Way, Suite 150
Chandler, AZ
85286

Opening Hours

Monday 7am - 10pm
Tuesday 7am - 10pm
Wednesday 7am - 10pm
Thursday 7am - 10pm
Friday 7am - 10pm
Saturday 7am - 10pm
Sunday 7am - 10pm

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