Andrew Fisher - Loan Officer - Modern Home Lending

Andrew Fisher - Loan Officer - Modern Home Lending Mortgage Loan Officer
NMLS #2102892
Purchase - Refinance - Renovate MORTGAGES MADE MODERN

Our goal is to help keep the mortgage process as simple as possible.

We use today's technology to both be more efficient and also make sure we're finding the best loans for our clients' needs.

Congratulations to our buyer from Washington! ๐ŸŽ‰ ๐ŸŽ‰  About a month ago, she reached out for options after speaking with a ...
06/16/2023

Congratulations to our buyer from Washington! ๐ŸŽ‰ ๐ŸŽ‰ About a month ago, she reached out for options after speaking with a couple different lenders. On a Conventional loan, we secured her a very competitive interest rate, and closed on her new property this week. ๐Ÿ’ช๐Ÿผ ๐Ÿ 

What an awesome month, as weโ€™ve closed a VA loan at the beginning of this month, and a VA and FHA loan closing next week! ๐Ÿ‡บ๐Ÿ‡ธ

New Review ๐Ÿ”ฅ ๐Ÿ’ช๐Ÿผ  Also, I finally hit 25+ reviews on my Google page, all 5 stars. On the journey to be the VA expert in A...
06/03/2023

New Review ๐Ÿ”ฅ ๐Ÿ’ช๐Ÿผ Also, I finally hit 25+ reviews on my Google page, all 5 stars. On the journey to be the VA expert in Arizona ๐ŸŒต ๐Ÿ‡บ๐Ÿ‡ธ

Great start to June with a MARINE CORPS Veteran and his wife closing on their home yesterday ๐Ÿ’ช๐ŸผI met them last year, and...
06/02/2023

Great start to June with a MARINE CORPS Veteran and his wife closing on their home yesterday ๐Ÿ’ช๐Ÿผ

I met them last year, and we came up with a game plan to restore their VA entitlement, and rent their previous home to cover that mortgage payment, and even a portion of their new payment.

The sellers covered most of their closing costs, and we were able to provide lender credits to cover the appraisal and more.

Our vet only came in with $193 at closing, and secured a 5.875% interest rate!!

Congrats to these two, and looking forward to helping 3 more families close this month ๐Ÿ’ช๐Ÿผ

Last month, I also checked out of Bulk Fuel Co C! I spent the better part of over 6 years here, and I have memories that...
05/20/2023

Last month, I also checked out of Bulk Fuel Co C! I spent the better part of over 6 years here, and I have memories that I will never forget. For those Iโ€™ll miss, you guys already know who you are. Looking forward to starting my new journey at 4th Law Enforcement Battalion ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿš”

I'll give you a hint: it may be lower than you thought ๐Ÿ˜‰ If you're a first time homebuyer (or haven't owned a home in th...
12/20/2022

I'll give you a hint: it may be lower than you thought ๐Ÿ˜‰ If you're a first time homebuyer (or haven't owned a home in the previous 3 years), or are under the area median income, you're possibly eligible to only need 3% of the home's price as a down payment! Shoot me a message if you have any questions about it!

Saying goodbye to Quantico, VA today. Completed Sergeantโ€™s School, with academic excellence distinction. Also had the op...
12/17/2022

Saying goodbye to Quantico, VA today. Completed Sergeantโ€™s School, with academic excellence distinction. Also had the opportunity belt up to Brown belt in MCMAP. Met some other great Marine sergeants, and absorbed as much knowledge as I could. Semper Fi ๐Ÿ’ช๐Ÿผ

Wanted to share a few reviews I recently received from some very happy homeowners, and even a real estate agent! If you'...
11/29/2022

Wanted to share a few reviews I recently received from some very happy homeowners, and even a real estate agent! If you're in the market for a home, or even have any questions about qualifying, shoot me a message or drop a comment and I'll help you out ๐Ÿ˜€๐Ÿก

10/28/2022

Day 4 of our VA Mini Series!

Almost done with this weekโ€™s mini series. I hope youโ€™re gaining some valuable info! Todayโ€™s video discusses having multiple VA loans.

Regarding the question โ€œCan I have more than 1 VA loan at a timeโ€, the answer is YES โœ…

Now, you can even have multiple VA loans without a down payment. But once you go above your remaining eligibility, youโ€™ll have to put 25% down of the difference of your remaining eligibility, and the new loan amount.

BUT, if you have full entitlement remaining, the VA does not restrict your loan amount. So if you have full entitlement, you can purchase a multi million dollar property with ZERO down.

If you need assistance calculating your eligibility amounts, shoot me a DM.

10/27/2022

Day 3 of our VA Mini Series!

Today, Iโ€™m talking about the VA appraisal process with Randy Flora Randy Sells Real Estate

Many people cite that the VA appraisal is tougher than other appraisals and comes in lower. However from what weโ€™ve seen, thatโ€™s not the case.

The VA has certain standards in place to make sure the home is move in ready for the buyer.

Tidewater is also an interesting concept with the VA appraisal process. This initiative allows the appraiser to reach out to the lender and ask to submit comparable sales if they anticipate the value to come in lower than the purchase price.

And just a heads up, a termite inspection is always required with any VA purchase in Arizona.

New 5 Star Review!I recently closed a home loan in Yuma for our first responder client, Charlie! Erica with the Rivera T...
10/27/2022

New 5 Star Review!

I recently closed a home loan in Yuma for our first responder client, Charlie!

Erica with the Rivera Team (Erica Rivera, Real Estate) found him the perfect the new build home (and she is a true EXPERT in Yuma). Because of the build time, we decided to go with an extended lock. And thankfully we did. We beat the rising interest rates with our 90 day lock (of course with no extra fees).

Although I take care of everyone, I have a true connection with my first responder and military family, and will always have incentives available for them.

DM me today if you need a great REALTOR referral, and/or would like to discuss your home loan options!

I'm dead serious when I say I want to help you find the right home loan ๐Ÿ˜‚๐Ÿ’€  Send me a message so we can get started toda...
10/25/2022

I'm dead serious when I say I want to help you find the right home loan ๐Ÿ˜‚๐Ÿ’€ Send me a message so we can get started today!

10/24/2022

๐Ÿšจ VA MINI SERIES! ๐Ÿก

Recently, I sat down with Randy Flora Randy Sells Real Estate to discuss some of the ins and outs of the VA Home loan.

One of the best benefits of the VA home loan is there is NO monthly mortgage insurance. This can save you HUNDREDS of dollars per month.

If you have questions about your VA home loan eligibility, DM or text me and we can take a look at your options.

623-826-6147

Address

4250 N Drinkwater Boulevard Suite 300
Scottsdale, AZ
85251

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