Stephanie Osseili - Loan Officer - NMLS 964746

09/19/2024

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The Federal Reserve just cut interest rates by 50 Basis Points- this is the first time since March of 2020.

I know industries throw around terms that are not well known so I broke it down into simpler terms. You may see the acronym BPS (Basis Points)

A 50 basis point rate cut means that the cost of borrowing money is going down by 0.5%. When people borrow money to buy homes, this helps make their monthly payments a little cheaper.
Mortgages typically follow the Feds movements so the impact is earlier than auto loans, credit cards etc.

If you have been contemplating purchasing a home due to rates, now is the time to get back into the market.

If you purchased when rates were higher, it may be a great time to refinance!

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If you want to talk it out and see what works best for your unique situation, please reach out!!! We're happy to help 🫶🏻🫶🏻🫶🏻

Stephanie Glass
Mortgage Loan Originator | NMLS #964746
(810) 824-1906
[email protected]
https://www.blink.mortgage/app/signup/p/barrettfinancial/stephanieglass

Joey (NMLS 1978552) holds licenses in 28 states, while Rebecca is licensed in Florida (NMLS 2527292). We both are Loan Officers for Barrett Financial. For areas outside our practice, we can refer you to our network of Brokers. Based in Tampa, Florida, we spend family time with our daughter Aspen. Ou...

08/23/2024

Absolutely unbelievable job by Jeff Wilmoth and his wife Kim on a LIGHTNING ⚡ fast submission to CTC!!! We were down to the wire on this deal, but with Jeff and Kim's incredible knowledge, attention to detail,and a flawless process in place we got er done in just THEEE days 💪🏻💪🏻💪🏻

Amazing work Team,so proud to be on board 🥳🥳🥳

08/12/2024

Thank you Mark Gibson for the wise Monday words 🫶🏻🫶🏻🫶🏻

Good morning everyone!!
Remember as you head to work today or work in your PJ's. :) We are EXTREMELY blessed to do what we do. We receive opportunities to peek into a borrowers life in a more initimate way than most considering the length of our relationship with them. Imagine, within minutes of talking to a stranger they show you their bank account, their credit, what they spend their money on, how much they make. There is a lot of humility for some in this process. Line by line you can see a borrowers daily habits on a statement. Page by page you can see if they wake up each day and worry about the stress of the next paycheck. Be wise and understanding and take the opportunity to do what is right and feel what is right. Go beyond a mortgage. You can see the financial hurt and feel the real life pains and struggles by glimpsing these pages of their life. It is a real honor to me to get that trust. I hope it is to you. There are opportunities to have impacts on people on intimate levels. Sometimes we can add some words, some love and some guidance along the way. While we are developing a loan program for someone, we have opportunities to do so much more than that as we get our 30 days or so with these new friends that were placed in our lives. They fight the same battles. We all do. With some words of encouragement, some humor, and a sprinkling of concern and love, we get to do so much more than help them get a home. We can help them feel at peace in their home. Hone ALL of your skills daily, friends. It is SOOOO worth it! NOTHING is better than seeing someone glow and knowing you were lucky enough to have played a small part.

07/31/2024

Speaking of unstoppable, Tanya Brown managed to get this one to closing with spectacular speed and efficency AND it's our first one with our newest partner, Ms Julie Poindexter 😍😍😍 so grateful for our network and the ability to work together to make dreams come true 😁😁

Cheers to closings, friends, and growth 😎😎🎉🎉🥂

07/02/2024

Offering 0% Down Conventional AND FHA!!!

CALL me for more info 😎😍 (or DM, text, email, you get the idea)

Stephanie Glass
Bay Shores Mortgage Group
NMLS 964746
[email protected]
www.TeamBSRGTampa.com
https://app.notaryhub.com/notary/stephanie-glass-n6Ly12oGbz
Direct/Cell - 810.824.1906

Bay Shores Mortgage Group - NMLS # 2451638

07/02/2024

It NEVER EVER gets old 😭😍😍😍 congrats to one of my favorite clients ever to work with!!! This sucker was smooth as butter and having an amazing client and LO to work with makes it just ducky 😁😍

Incredible work as always to the fabulous Tanya Brown and CONGRATULATIONS TAMMY 🥰🥰🥰

06/22/2024

Well the week may have been trying BUT we got this happy guy to closing today and count 'em THREE CTCs for the unstoppable Tanya Brown 😍😍😍

Let us help be a part of your journey!!! Call us, DM us, text us, email us, send a smoke signal, charter a carrier pigeon, whatever you've gotta do but let us know how we can help!!!

05/30/2024

Just another day in paradise making dreams come true!!! These 2 are the cutest and Tanya Brown, Christina Fraley, and I could not be more thrilled to be a part of their journey 🫶🏻🫶🏻

Smiling faves and happy tears is a great way to start wrapping up this week 😍😁🥰

05/30/2024

Consistently Amazing!!!! Tanya Brown with our team at American Lending Source and Christina Fraley, real estate agent extraordinaire always always always blow clients away with their service and speed!!!!

This one was an extra fun client and despite an added level of difficulty due to DPA, we still got er done fast and gave the client an awesome experience.

Call us today for all of your Georgia, Florida, California, and Texas needs!!!

05/28/2024

Tanya Brown and the team at American Lending Source never fail to impress!!!! Lots of finagling and blood, sweat, and tears went into this one but we made some very happy folks first time Homebuyers 😍😍😍

Let us help YOU!!! Cali, GA, FL, MI, TX, MT.

NO down payment? No problem. Need VOE Lending? We got you. Gifted funds? All day long baby. Give us a jingle.

05/27/2024

Michigan, California, Florida, Georgia, Texas, Montana - call me and let's get you home 🫶🏻🫶🏻🫶🏻

Stephanie Glass
Mortgage Loan Originator | NMLS #964746
Barrett Financial Group, LLC | Corp NMLS #181106
2314 S Val Vista Drive, Suite 201, Gilbert, AZ 85295
(810) 824-1906 phone
[email protected]
https://www.blink.mortgage/app/signup/p/barrettfinancial/stephanieglass