09/09/2026
Mortgage insurance can feel like just another line item in a monthly paymentโฆ but that extra cost matters. ๐
With many traditional loan options, financing more than 80% of a homeโs value means mortgage insurance gets added to the equation.
And that can mean:
๐ก A higher monthly paymentโจ๐ก More money going toward mortgage insuranceโจ๐ก Less of that payment going toward building equity in your home
But with SouthStateโs Portfolio Prime, eligible borrowers may be able to finance up to 90% of the homeโs value with no mortgage insurance.ยน
Same idea of putting less than 20% down โ very different outcome.
Because without MI added to the payment, you may be able to keep that monthly cost lower while putting more of your payment toward the home itself.
Keep more. Build equity faster.ย ๐
And thatโs exactly what this series is about: showing you where the โtraditionalโ way isnโt necessarily the only way.
Chapter 1 down. More options coming next. ๐
๐๐จ๐ซ๐ญ๐ ๐๐ ๐ ๐๐๐ฏ๐ข๐๐ ๐๐จ๐ฎ ๐๐๐ง ๐๐ซ๐ฎ๐ฌ๐ญ.
๐๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ ๐๐จ๐ฎ ๐๐๐ง ๐๐จ๐ฎ๐ง๐ญ ๐๐ง.
๐๐ข๐ฅ๐ฅ๐ข๐๐ฆ ๐๐๐ซ๐ญ๐๐ข๐ง โ ๐๐จ๐ฎ๐ซ ๐๐ซ๐ฎ๐ฌ๐ญ๐๐ ๐๐จ๐ซ๐ญ๐ ๐๐ ๐ ๐๐๐ฏ๐ข๐ฌ๐จ๐ซ.
๐ฒ 770.315.0782
๐ง [email protected]
๐ Apply Now: southstatebank.com/williamsartain
Disclosures: All loans are subject to credit approval and program guidelines. SouthState Bank, N.A., NMLS ID #403455, Member FDIC. Program availability subject to change without notice.ย Portfolio Loans | SouthState Mortgage