Brian A. Williams - NMLS #545226 - BankSouth Mortgage

10/27/2025

Final chance to register for our Non-QM Loans webinar! Join us for expert tips and real-world lending strategies.

info.banksouthmortgage.com/non-qm-webinar

10/23/2025

Excited to invite my agent and builder partners to a powerful Non-QM Loans webinar hosted by BankSouth Mortgage. We’ll cover real scenarios for self-employed buyers, investors, and more. Let me know if you’d like to attend!

info.banksouthmortgage.com/non-qm-webinar

07/31/2025

Customize your mortgage with BankSouth Mortgage and take control of your financial journey. 🏡💰 Don't miss out — apply now and take the first step towards a mortgage plan that aligns perfectly with your life's milestones.

07/28/2025

Are you looking to lock in a lower rate? 👉 Introducing our Split Buydown – a unique opportunity for borrowers to secure lower initial payments with contributions from both the seller and lender. Learn more today!

07/25/2025

Let’s take a moment to recognize the unsung heroes who keep our systems secure, our tech running smoothly, and our digital world functioning behind the scenes.

From solving surprise glitches to keeping everything backed up and locked down, thank you for everything you do.

Mortgage magic doesn’t happen without IT.

07/22/2025

Want lower monthly payments and more flexibility?

BankSouth Mortgage's 6-month and 1-year Interest-Only ARMs give your purchase strategy power in a high-rate world.

👉 10-year interest-only period
👉 Ideal for short-term ownership or equity growth
👉 Available for primary, second homes, and investments

Exploring smarter financing options starts with a conversation — I'm here to help you take the next step with confidence.

07/17/2025

🏡 Renting Covers Today. Buying Invests in Tomorrow.

• Rent prices rose 26% between 2020–2024*
• Most buyers don’t need 20% down
• Fixed-rate mortgage = stable monthly payment
• Homeowners build equity with every payment

Is renting still the right fit for your future?

📈 Rents have climbed significantly since 2020—with no return on that money.*

🏡 Buying a home offers something rent never will: equity, stability, and the chance to invest in your future.

You don’t have to go it alone—and you don’t need 20% down to start.

💬 Leave a 🏠 in the comments if you want to explore what buying could look like for you—or contact me directly.



*Source: Harvard Joint Center for Housing Studies (2024)

07/14/2025

Did you know that 58% of agency loans this year were made to first-time buyers?

I’m seeing this in my own market, and I love helping these clients take the leap with clarity and support.

If you’re thinking about buying your first home or know someone who is, this blog breaks it down and shows how to get started.

First-time homebuyers made up 58% of Q1 2025 loans. Gen Z and Millennials are buying—here’s how to take your first step.

07/11/2025

It’s All American Pet Photo Day, and I love any excuse to celebrate the pets who turn houses into home.

Whether they greet us at the door, curl up by our feet, or steal the comfiest spot on the couch, they’re family.

📸 Drop a photo of your pet in the comments! I’d love to see the companions who keep you company at home.

07/10/2025

Buying a home is not as scary as you may think. Call today to discuss our first-time homebuyer programs!

04/30/2025

Did you know you may be able to cancel your Private Mortgage Insurance (PMI) before it automatically drops off? If your loan balance has reached 80% of the original property value, you can request PMI cancellation—helping you save money on your monthly mortgage payment!

Here's what you need to know:
✅ You can request cancellation once your loan reaches 80% of the original value.
✅ PMI automatically drops off when your loan hits 78%.
✅ You must have good payment history and be current on payments.
✅ An appraisal may be required in some cases.

If you’re ready to explore your options, let’s talk! Give us a call today to see if you qualify.

04/28/2025

🛑 Don’t let wire fraud steal your dream home.
As you approach closing day, stay alert. Cybercriminals are targeting real estate transactions—and once funds are wired to the wrong account, they’re gone.

✅ Always call to verify wiring instructions
✅ Be suspicious of last-minute changes
✅ Never click on unexpected links
✅ Reach out to me if anything feels off

I’m your first line of defense. Let’s protect your home and your peace of mind. 🏡🔒