Mortgages by Paige - NMLS #200705

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Mortgages by Paige - NMLS #200705 VP, Sr. Loan Officer at SouthState Bank
NMLS #200705
(1)

Paige has been in the mortgage industry for 17 years and a Mortgage Bankers Association Gold Award winner for multiple years. Her approach to helping customers determine the right loan is simple; she treats each client as if theyโ€™re her only client. Paige maintains a thorough knowledge of industry and product-specific guidelines and prioritizes attending professional development and continuing education courses. From first-time homebuyers to retirees, Paige helps her clients accomplish the goal of homeownership and refinance by guiding them through each step of the loan process while keeping it as stress-free as possible.

The One Where Good Things Come to Those Who Wait ๐ŸฅนShe knew exactly where she wanted to live. And she wasnโ€™t about to set...
10/22/2026

The One Where Good Things Come to Those Who Wait ๐Ÿฅน

She knew exactly where she wanted to live. And she wasnโ€™t about to settle for anything less!

Sometimes finding the right home takes a little patienceโ€ฆ but being ready when the right one comes along? THAT makes all the difference. ๐Ÿ‘

And that was exactly our plan with this sweet client! We had everything lined up on the financing side so when the right home came along, she was ready to make her move with a strong offer.

And here we areโ€ฆ CLOSED! ๐Ÿฅณ

She was such a joy to work with, and I couldnโ€™t be happier to see her patience pay off!

A BIG thank you to Susan Renno with RE/MAX Around Atlanta for putting together the winning deal, Karen Cannon with Karen Cannon Realtors, and Sandy Zigler and bethneal08 for making this such a smooth transaction.

A little patience, a lot of preparation, and one very happy homeowner! โค๏ธ

๐‹๐ž๐ง๐๐ข๐ง๐  ๐ญ๐ก๐š๐ญ ๐ฆ๐ž๐ž๐ญ๐ฌ ๐ฒ๐จ๐ฎ ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐š๐ง๐ ๐›๐ซ๐ข๐ง๐ ๐ฌ ๐ฒ๐จ๐ฎ ๐ก๐จ๐ฆ๐žโ€”๐๐š๐ข๐ ๐ž ๐’๐ž๐ข๐›๐ž๐ซ๐ญ, ๐˜๐จ๐ฎ๐ซ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐€๐ฅ๐ฅ๐ฒ.

๐Ÿ“ฒ 770.315.0782
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/paigeseibert


Waiting for rates to drop? So is everyone else. ๐Ÿ‘€But hereโ€™s what you might be overlookingโ€ฆLess competition, more room to...
10/22/2026

Waiting for rates to drop? So is everyone else. ๐Ÿ‘€

But hereโ€™s what you might be overlookingโ€ฆ

Less competition, more room to negotiate, and sellers who may be willing to help with closing costs or even buy down your interest rate.

And who doesnโ€™t love having a little more negotiating power when buying a home?! ๐Ÿ˜Ž

Now, Iโ€™m not saying buying right now is the right move for everyone. But I also wouldnโ€™t count yourself out just because rates arenโ€™t where weโ€™d all LOVE them to be!

Thereโ€™s a lot more to buying a home than just the interest rate, and sometimes the numbers might surprise you.

Swipe through for a few things worth considering!

And if youโ€™ve been thinking about buying but arenโ€™t quite sure where to start, give me a call! Iโ€™d love to help you explore your options and figure out what makes sense for YOU. ๐Ÿ’ช

๐‹๐ž๐ง๐๐ข๐ง๐  ๐ญ๐ก๐š๐ญ ๐ฆ๐ž๐ž๐ญ๐ฌ ๐ฒ๐จ๐ฎ ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐š๐ง๐ ๐›๐ซ๐ข๐ง๐ ๐ฌ ๐ฒ๐จ๐ฎ ๐ก๐จ๐ฆ๐žโ€”๐๐š๐ข๐ ๐ž ๐’๐ž๐ข๐›๐ž๐ซ๐ญ, ๐˜๐จ๐ฎ๐ซ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐€๐ฅ๐ฅ๐ฒ.

๐Ÿ“ฒ 770.315.0782
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/paigeseibert


The One Where Maryland Met Its Match (and It Has a Pool!) โ˜€๏ธ๐ŸกFrom Maryland to metro ATLโ€ฆ with a backyard pool waiting on...
10/16/2026

The One Where Maryland Met Its Match (and It Has a Pool!) โ˜€๏ธ๐Ÿก

From Maryland to metro ATLโ€ฆ with a backyard pool waiting on the other end. Not a bad welcome to Georgia! ๐Ÿ˜Ž

These sweet clients were relocating from Maryland and searching for the perfect place to call home. Thanks to Rhonda Hofer, they found just that, complete with a beautiful backyard pool!

And we had a little something up our sleeve on the financing side, too! Our portfolio loan products helped take some of the sting out of rising rates, making this move even sweeter. ๐Ÿ‘

A big thank you to Rhonda Hofer with Berkshire Hathaway HomeServices , Cheryl Bridges with Keller Williams North Atlanta, and Listings, Contract-to-Close & Marketing for KW Legacy agents for making this one such an easy closing!

Welcome to Georgia, yโ€™all! ๐Ÿ‘

๐‹๐ž๐ง๐๐ข๐ง๐  ๐ญ๐ก๐š๐ญ ๐ฆ๐ž๐ž๐ญ๐ฌ ๐ฒ๐จ๐ฎ ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐š๐ง๐ ๐›๐ซ๐ข๐ง๐ ๐ฌ ๐ฒ๐จ๐ฎ ๐ก๐จ๐ฆ๐žโ€”๐๐š๐ข๐ ๐ž ๐’๐ž๐ข๐›๐ž๐ซ๐ญ, ๐˜๐จ๐ฎ๐ซ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐€๐ฅ๐ฅ๐ฒ.

๐Ÿ“ฒ 770.315.0782
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/paigeseibert


More ways to get home. ๐ŸคSometimes the biggest hurdle isnโ€™t finding the home โ€” itโ€™s finding a financing option that actua...
10/08/2026

More ways to get home. ๐Ÿค

Sometimes the biggest hurdle isnโ€™t finding the home โ€” itโ€™s finding a financing option that actually works for how you need to buy it.

Traditional options like down payment assistance programs and VA loans can be great tools for the right borrower, but they arenโ€™t the only paths to 100% financing.

SouthStateโ€™s Buyer Advantageยฎ Portfolio Loan Program gives eligible borrowers another option:

๐Ÿก Up to 100% financing available

๐Ÿก The traditional financing options youโ€™d expect, plus portfolio solutions

๐Ÿก More flexibility to meet different borrower needs

Because financing shouldnโ€™t necessarily be one-size-fits-all.

Different buyers. Different circumstances. Different ways to get home. ๐Ÿ™Œ

And that wraps up this series โ€” four examples of why knowing all of your options can make a pretty meaningful difference.

Have questions about which financing path could make sense for you? Iโ€™m always happy to talk through it with you.

๐‹๐ž๐ง๐๐ข๐ง๐  ๐ญ๐ก๐š๐ญ ๐ฆ๐ž๐ž๐ญ๐ฌ ๐ฒ๐จ๐ฎ ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐š๐ง๐ ๐›๐ซ๐ข๐ง๐ ๐ฌ ๐ฒ๐จ๐ฎ ๐ก๐จ๐ฆ๐žโ€”๐๐š๐ข๐ ๐ž ๐’๐ž๐ข๐›๐ž๐ซ๐ญ, ๐˜๐จ๐ฎ๐ซ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐€๐ฅ๐ฅ๐ฒ.

๐Ÿ“ฒ 770.315.0782
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/paigeseibert


Letโ€™s say youโ€™re under contract and the seller gives you a $4,750 seller credit. ๐Ÿ‘€Okayโ€ฆ now what are you doing with it?B...
10/02/2026

Letโ€™s say youโ€™re under contract and the seller gives you a $4,750 seller credit. ๐Ÿ‘€

Okayโ€ฆ now what are you doing with it?

Because the same $4,750 can do very different things depending on what matters most to you right now.

๐Ÿค” Less cash out of pocket at closing?
๐Ÿค” A little more breathing room in year one?
๐Ÿค” Or smaller monthly savings that stick around long-term?

Thereโ€™s no one-size-fits-all answer hereโ€”and thatโ€™s kind of the point.

Swipe through, pick your A, B or C, and then letโ€™s run the numbers to see what actually makes sense for you.

๐‹๐ž๐ง๐๐ข๐ง๐  ๐ญ๐ก๐š๐ญ ๐ฆ๐ž๐ž๐ญ๐ฌ ๐ฒ๐จ๐ฎ ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐š๐ง๐ ๐›๐ซ๐ข๐ง๐ ๐ฌ ๐ฒ๐จ๐ฎ ๐ก๐จ๐ฆ๐žโ€”๐๐š๐ข๐ ๐ž ๐’๐ž๐ข๐›๐ž๐ซ๐ญ, ๐˜๐จ๐ฎ๐ซ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐€๐ฅ๐ฅ๐ฒ.

๐Ÿ“ฒ 770.315.0782
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/paigeseibert


The One Where Being Nice Runs in the Family ๐ŸฅนOne of the best kinds of referrals: a past client sending his daughter my w...
10/02/2026

The One Where Being Nice Runs in the Family ๐Ÿฅน

One of the best kinds of referrals: a past client sending his daughter my way for her very first home. And apparently being an absolute joy to work with is genetic. ๐Ÿ˜‚

We found the perfect condo for her AND her pups, and Iโ€™m so happy I got to be a little part of this very big first. ๐Ÿพ๐Ÿ”‘

Huge thank you to Bob Freeman Bob Freeman - HNR REALTORยฎ with Harry Norman Realtors for finding her home and keeping this one moving from start to finish.

So excited for this sweet crew and their new place to call home! ๐Ÿค

๐‹๐ž๐ง๐๐ข๐ง๐  ๐ญ๐ก๐š๐ญ ๐ฆ๐ž๐ž๐ญ๐ฌ ๐ฒ๐จ๐ฎ ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐š๐ง๐ ๐›๐ซ๐ข๐ง๐ ๐ฌ ๐ฒ๐จ๐ฎ ๐ก๐จ๐ฆ๐žโ€”๐๐š๐ข๐ ๐ž ๐’๐ž๐ข๐›๐ž๐ซ๐ญ, ๐˜๐จ๐ฎ๐ซ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐€๐ฅ๐ฅ๐ฒ.

๐Ÿ“ฒ 770.315.0782
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/paigeseibert


When your assets tell a bigger story than your income on paper. ๐Ÿ‘€Traditional mortgage qualifying tends to focus heavily ...
09/30/2026

When your assets tell a bigger story than your income on paper. ๐Ÿ‘€

Traditional mortgage qualifying tends to focus heavily on income. But for some borrowers, that doesnโ€™t exactly show the full financial picture.

Maybe youโ€™re retired.

Maybe youโ€™ve spent years building substantial liquid assets.

Maybe your wealth is sitting in investments rather than showing up as a traditional paycheck every two weeks.

Thatโ€™s where SouthStateโ€™s Portfolio Prime Liquidity can open another door.

๐Ÿ’ฐ Eligible liquid assets can be used to help qualify

๐Ÿ’ฐ No traditional debt-to-income ratio

๐Ÿ’ฐ Available for purchase, refinance + cash-out options

๐Ÿ’ฐ Primary and secondary residences may be eligible

You built the wealth โ€” so having a loan option that actually knows how to look at it can make a pretty meaningful difference.

Because sometimes the issue isnโ€™t whether you have the financial strength to buy the home. Itโ€™s whether the loan knows how to recognize it.

Chapter 3 down. More possibilities ahead. ๐Ÿ˜‰

๐‹๐ž๐ง๐๐ข๐ง๐  ๐ญ๐ก๐š๐ญ ๐ฆ๐ž๐ž๐ญ๐ฌ ๐ฒ๐จ๐ฎ ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐š๐ง๐ ๐›๐ซ๐ข๐ง๐ ๐ฌ ๐ฒ๐จ๐ฎ ๐ก๐จ๐ฆ๐žโ€”๐๐š๐ข๐ ๐ž ๐’๐ž๐ข๐›๐ž๐ซ๐ญ, ๐˜๐จ๐ฎ๐ซ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐€๐ฅ๐ฅ๐ฒ.

๐Ÿ“ฒ 770.315.0782
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/paigeseibert


You may have heard that appraisals are changing this Novemberโ€ฆ But before anyone starts panicking over โ€œnew appraisal ru...
09/25/2026

You may have heard that appraisals are changing this Novemberโ€ฆ

But before anyone starts panicking over โ€œnew appraisal rules,โ€ hereโ€™s the part that actually matters. ๐Ÿ‘€๐Ÿก

The way an appraiser determines a homeโ€™s value isnโ€™t changing.

โœ”๏ธ Comparable sales still matter.
โœ”๏ธ Market conditions still matter.
โœ”๏ธ And the appraiser is still independently developing and supporting their opinion of value.

What IS changing is how all of that information is collected, documented and reported โ€” with a new appraisal format, more standardized property data and updated technology behind the scenes.

So, new forms? Yes.
A whole new way of determining what a home is worth? Nope.

For my Realtor friends, though, this does make accurate property details and good documentation even more important โ€” especially things like square footage, renovations, finished basements, ADUs and anything that may not match public records.

๐Ÿ—“๏ธ November 2nd is the date to know. ๐Ÿ—“๏ธ

And as always, if you have questions about what these changes could mean for you or your clients, Iโ€™m just a call or email away. ๐Ÿ™‹โ€โ™€๏ธ

๐‹๐ž๐ง๐๐ข๐ง๐  ๐ญ๐ก๐š๐ญ ๐ฆ๐ž๐ž๐ญ๐ฌ ๐ฒ๐จ๐ฎ ๐ฐ๐ก๐ž๐ซ๐ž ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐š๐ง๐ ๐›๐ซ๐ข๐ง๐ ๐ฌ ๐ฒ๐จ๐ฎ ๐ก๐จ๐ฆ๐žโ€”๐๐š๐ข๐ ๐ž ๐’๐ž๐ข๐›๐ž๐ซ๐ญ, ๐˜๐จ๐ฎ๐ซ ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐€๐ฅ๐ฅ๐ฒ.

๐Ÿ“ฒ 770.315.0782
๐Ÿ“ง [email protected]
๐Ÿ”— Apply Now: southstatebank.com/paigeseibert


Address

3475 Piedmont Road, NE
Gainesville, FL
30305

Telephone

+17703150782

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