The Keith Spain Team - NMLS #208658 - BankSouth Mortgage

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Galt, CA
The Keith Spain Team - NMLS #208658 - BankSouth Mortgage

VP, Sr. Loan Officer at BankSouth Mortgage
NMLS #208658 Keith is an active member of the Mortgage Bankers Association of Georgia (MBAG).

Customer service, enthusiasm, and follow-up are the words that come to mind when clients and partners are asked about Keith Spain. Since his career began in 1998, he has built a strong reputation in both the real estate and mortgage industry. Throughout his career, Spain has represented some of the nations largest financial institutions, including JP Morgan Chase. A native of Tennessee, he currently resides in Atlanta.

10/27/2025

Final chance to register for our Non-QM Loans webinar! Join us for expert tips and real-world lending strategies.

info.banksouthmortgage.com/non-qm-webinar

10/23/2025

I’ve helped several self-employed buyers close with Non-QM solutions. If you’re working with clients who don’t fit the traditional mold, this webinar is a must.

info.banksouthmortgage.com/non-qm-webinar

07/10/2025

📊 Market Insight Update
Fannie Mae’s new forecast suggests home sales will remain below average and rates are likely to stay in the mid-6% range through 2025.

What does this mean for you? It may be time to rethink the wait-and-see approach. Thoughtful planning and expert guidance can uncover opportunities—especially in a shifting market.

🧭 Considering a move, refinance, or investment in 2025? Let’s chart the right course.

📲 Message me or book a consult for strategic insight tailored to your goals.

04/28/2025

💰 Refinancing isn’t just about rates—it’s about restructuring your mortgage to meet your financial goals.

If you want to lower your payments, consolidate debt, and improve cash flow, restructuring might be the right move.

Give me a call and let’s review your options today!

04/22/2025

🌎 Happy Earth Day! 🌱

At BankSouth Mortgage, we help people finance the place they call home—but today, we’re reminded that our first home is the planet we all share.

From energy-efficient upgrades to green-certified properties, we're proud to support homeowners who are making eco-conscious choices for a better tomorrow.

Let’s celebrate the beauty of home—both big and small.

04/20/2025

🌸 Easter is a time for fresh starts—and maybe a fresh new home! Spring brings new possibilities, and if homeownership is on your mind, this season might be the perfect time to take the next step. Here’s to new beginnings, warm memories, and the comfort of home. Happy Easter! 🏡🐰

09/28/2024

Happy National Good Neighbor Day! Here’s to building strong communities, one home at a time. Ready to find your new neighborhood? I’m here to help! 🏡🤝

09/23/2024

Your journey to homeownership is personal and unique. At BankSouth Mortgage, we respect your individual journey and are committed to helping you own it every step of the way.

09/20/2024

🚨 New Loan Limit = Big Savings! 🚨

I’m always ready to respond to your needs with personalized solutions. With BankSouth Mortgage’s new conforming loan limit increase for standard home loans*, you could qualify for more with conventional loans — whether you’re buying your dream home or refinancing. Let me help you explore your options and make the process simple and stress-free. 🏡💰

Key Benefits:
✅More borrowing power
✅Potential savings through refinancing
✅Consolidate smaller loans into one

*Fannie Mae & Freddie Mac or conforming agency

Reach out today! I'm here to support you every step of the way.

09/19/2024

🚨 Big News: The Fed just cut interest rates by 50 basis points for the first time since 2020! 📉 This is a great time for buyers and homeowners to explore mortgage options. Whether you're thinking about buying your dream home or refinancing, let's chat about how these changes could benefit you. 🏡

📲 Contact me to get started!

08/07/2024

🏡✨ Hear what our amazing clients have to say about their home-buying journey with us! Ready to find your dream home? Contact me today!

12/14/2023

📣 Exciting times are upon us in the mortgage industry! The Federal Reserve has announced an end to rate hikes and predicts a decrease in borrowing costs in 2024. This could mean more affordable mortgages and a more welcoming housing market. It's a breath of fresh air in an uncertain economy.

If you're excited about what this means for your homebuying or refinancing plans, give me a call today!

Address

3290 Northside Pkwy NW Suite 600
Galt, CA
30327

Telephone

+14044346185

Website

https://banksouthmortgage.com/loan-officer/keith-spain/

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