Hogaan Microfinance

Hogaan Microfinance Empowering Somali communities through inclusive, affordable, and sustainable microfinance solutions.

Hogaan Microfinance is a financial institution licensed by the Central Bank of Somalia, providing Sharia-compliant financial services to micro, small, and medium enterprises (MSMEs). We prioritize financing productive sectors of the economy, including Agriculture, Livestock, Fisheries, and Renewable Energy, to support sustainable livelihoods and economic growth. We are committed to strengthening economic resilience by delivering accessible, inclusive, and client-focused financial solutions tailored to the needs of underserved communities across Somalia.

Waxaan ka qaybgalnay aqoon-is-weydaarsi muhiim ah oo ku saabsanaa u diyaargarowga maaliyadeed iyo maalgelinta ganacsiyad...
27/08/2026

Waxaan ka qaybgalnay aqoon-is-weydaarsi muhiim ah oo ku saabsanaa u diyaargarowga maaliyadeed iyo maalgelinta ganacsiyada yaryar iyo kuwa dhexdhexaadka ah (SMEs), kaas oo ka dhacay magaalada Nairobi, Kenya, 26โ€“27 August 2026.

Intii uu socday aqoon-is-weydaarsigu, waxaa si qoto dheer looga wada hadlay sidii ganacsiyada yaryar iyo kuwa dhexdhexaadka ah loogu diyaarin lahaa helitaanka maalgelin, iyadoo xoogga la saaray tayaynta qorshayaasha ganacsiga, hannaanka diiwaangelinta iyo dukumentiyada ganacsiga, maaraynta lacagaha soo gala iyo kuwa baxa, fahamka shuruudaha hayโ€™adaha maaliyadeed, iyo sidii loo dhisi lahaa xiriir wax ku ool ah oo u dhexeeya ganacsatada iyo hayโ€™adaha maaliyadeed. Sidoo kale, waxaa si gaar ah looga hadlay caqabadaha haysta ganacsiyada ay haweenku hoggaamiyaan iyo sidii loogu fududayn lahaa helitaanka adeegyada maaliyadeed.

Hogaan Microfinance waxaa ka goโ€™an inay sii xoojiso dadaalkeeda ku aaddan fududaynta helitaanka adeegyo maaliyadeed oo waafaqsan baahida bulshada, iyo taageeridda kobaca iyo horumarka ganacsiyada yaryar iyo kuwa dhexdhexaadka ah ee Soomaaliya.

๐๐š๐ข๐๐จ๐š | ๐Ÿ๐Ÿ‘ ๐€๐ฎ๐ ๐ฎ๐ฌ๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”Hogaan Microfinance ayaa ka qayb-gashay madal muhiim ah oo looga hadlay xoojinta isku-xirka suuqa...
24/08/2026

๐๐š๐ข๐๐จ๐š | ๐Ÿ๐Ÿ‘ ๐€๐ฎ๐ ๐ฎ๐ฌ๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”

Hogaan Microfinance ayaa ka qayb-gashay madal muhiim ah oo looga hadlay xoojinta isku-xirka suuqa (Market Linkages) ee iskaashatooyinka ay hoggaamiyaan haweenka ganacsatada.

Madasha waxaa soo qabanqaabiyay Bay Women Association iyo Wasaaradda Qorsheynta iyo Maalgashiga Koonfur Galbeed Soomaaliya (KGS), iyadoo maalgelisay Hayโ€™adda Diakonia. Kulanka waxaa kasoo qeyb galay hayโ€™adaha maaliyadeed, bangiyada, iskaashatooyinka iyo hayโ€™adaha Microfinance.

Hogaan Microfinance waxaa goโ€™an taageeridda ganacsatada, kobcinta adeegyada maaliyadeed iyo ballaarinta fursadaha maalgelinta, gaar ahaan haweenka iyo ganacsiyada yaryar.

Waxaan mar waliba naga go'an inaan qayb ka noqono dadaallada lagu xoojinayo ganacsiga, isku-xirka suuqa iyo helitaanka adeegyo maaliyadeed oo waara oo loo dhan yahay.

We are proudly participated in the Inclusive Finance in Somaliaโ€™s Livestock Sector (IFSLS) program for Risk Sharing Mech...
09/08/2026

We are proudly participated in the Inclusive Finance in Somaliaโ€™s Livestock Sector (IFSLS) program for Risk Sharing Mechanism Workshop, organized by Mercy Corps in Mogadishu.

The workshop attended together with financial institutions, development partners, regulators, and other key stakeholders to discuss innovative approaches to reducing financing risks and expanding access to Sharia-compliant finance for Somaliaโ€™s livestock sector and MSMEs.

๐‡๐จ๐ ๐š๐š๐ง ๐Œ๐ข๐œ๐ซ๐จ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž ๐š๐ฒ๐š๐š ๐ค๐š ๐ช๐š๐ฒ๐› ๐ ๐š๐ฌ๐ก๐š๐ฒ ๐€๐ง๐ง๐ฎ๐š๐ฅ ๐‘๐ž๐ ๐ข๐จ๐ง๐š๐ฅ ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ ๐…๐š๐ข๐ซ ๐จ๐จ ๐ฅ๐š๐ ๐ฎ ๐ช๐š๐›๐ญ๐š๐ฒ ๐ฆ๐š๐ ๐š๐š๐ฅ๐š๐๐š ๐๐š๐ฒ๐๐ก๐š๐›๐จ.Bandhiggan aya...
03/08/2026

๐‡๐จ๐ ๐š๐š๐ง ๐Œ๐ข๐œ๐ซ๐จ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž ๐š๐ฒ๐š๐š ๐ค๐š ๐ช๐š๐ฒ๐› ๐ ๐š๐ฌ๐ก๐š๐ฒ ๐€๐ง๐ง๐ฎ๐š๐ฅ ๐‘๐ž๐ ๐ข๐จ๐ง๐š๐ฅ ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ ๐…๐š๐ข๐ซ ๐จ๐จ ๐ฅ๐š๐ ๐ฎ ๐ช๐š๐›๐ญ๐š๐ฒ ๐ฆ๐š๐ ๐š๐š๐ฅ๐š๐๐š ๐๐š๐ฒ๐๐ก๐š๐›๐จ.

Bandhiggan ayaa isu keenay ganacsatada, maalgeliyeyaasha, hay'adaha maaliyadeed, iyo hay'adaha horumarinta si loo xoojiyo iskaashiga, loo abuuro fursado maalgelin, loona taageero koboca ganacsiyada yaryar iyo kuwa dhexdhexaadka ah (MSMEs).

Intii uu bandhiggu socday, Hogaan Microfinance waxay soo bandhigtay adeegyadeeda maaliyadeed ee loogu talagalay horumarinta ganacsiyada, gaar ahaan kuwa ay hoggaamiyaan haweenka iyo dhallinyarada. Ka qaybgalka bandhiggan wuxuu muujinayaa sida Hogaan Microfinance uga go'an tahay xoojinta koboca dhaqaalaha iyo fududeynta helitaanka adeegyo maaliyadeed oo waara oo loo dhan yahay.

๐‡๐จ๐ ๐š๐š๐ง ๐Œ๐ข๐œ๐ซ๐จ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž was honored to participate as the financial service provider in the Engagement and Linkages of Youth...
23/07/2026

๐‡๐จ๐ ๐š๐š๐ง ๐Œ๐ข๐œ๐ซ๐จ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž was honored to participate as the financial service provider in the Engagement and Linkages of Youth & Women Farmer Groups to Financial Institutions held in Baidoa, Bay Region.

Through this initiative, we supported cooperatives and farmer groups by facilitating access to finance and inclusive financial services, helping strengthen their financial capacity and promote sustainable livelihoods.

We extend our sincere appreciation to ๐™‚๐™๐™€๐˜ฟ๐™Š, ๐‘บ๐’‚๐’—๐’† ๐’•๐’‰๐’† ๐‘ช๐’‰๐’Š๐’๐’…๐’“๐’†๐’, and ๐‘ซ๐‘จ๐‘ต๐‘ฐ๐‘ซ๐‘จ for organizing and supporting this important initiative. Your commitment to empowering women, youth, and farming communities through financial inclusion is making a lasting impact.

๐‡๐จ๐ ๐š๐š๐ง ๐Œ๐ข๐œ๐ซ๐จ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž is proud to participate in the 4-Day Training of Trainers (ToT) on Agricultural Finance and Financia...
21/07/2026

๐‡๐จ๐ ๐š๐š๐ง ๐Œ๐ข๐œ๐ซ๐จ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž is proud to participate in the 4-Day Training of Trainers (ToT) on Agricultural Finance and Financial Product Design in Baidoa.

This training strengthens our capacity to develop innovative, Sharia-compliant financial solutions that support farmers, agribusinesses, and rural communities across Somalia.

We thank IFAD, Shaqodoon Organization, RLRP, and the Ministry of Agriculture and Irrigation for this valuable initiative.

๐Š๐ž๐ฒ๐๐ฌ๐ข๐๐ฅ๐ฎ๐ฌ: waa barnaamij kaydin oo nidaamsan, kuna saleysan yoolal cad, kaas oo ka caawinayaa macaamiisha inay si joogt...
14/07/2026

๐Š๐ž๐ฒ๐๐ฌ๐ข๐๐ฅ๐ฎ๐ฌ: waa barnaamij kaydin oo nidaamsan, kuna saleysan yoolal cad, kaas oo ka caawinayaa macaamiisha inay si joogto ah oo habaysan u keydsadaan lacagtooda, si ay u gaaraan xasillooni maaliyadeed. Marka macaamilku dhammaystiro muddada kaydinta ee lagu heshiiyay, waxa uu heli karaa maalgelin u dhiganta kaydkiisa, taas oo u sahleysa inuu horumariyo ganacsigiisa ama uu daboolo baahiyaha kale ee noloshiisa dhaqaale.

Haddii aadan wali soo gudbin codsigaaga, fadlan soo dir maanta. Waxaa harsan laba maalin oo keliya ka hor inta uusan dha...
08/07/2026

Haddii aadan wali soo gudbin codsigaaga, fadlan soo dir maanta. Waxaa harsan laba maalin oo keliya ka hor inta uusan dhammaan waqtiga k**a dambaysta ah ee codsiyada.

๐–๐ž ๐š๐ซ๐ž ๐‡๐ข๐ซ๐ข๐ง๐ : ๐‘๐ž๐ฅ๐š๐ญ๐ข๐จ๐ง๐ฌ๐ก๐ข๐ฉ ๐Ž๐Ÿ๐Ÿ๐ข๐œ๐ž๐ซ (๐Ÿ ๐๐จ๐ฌ๐ข๐ญ๐ข๐จ๐ง๐ฌ)

๐Ÿ“ Locations: Afgoye & Hudur, Somalia
๐Ÿ“‘ Reports To: Branch Manager
๐Ÿ’ผ Employment Type: Full-Time
โณ Application Deadline: 10 July 2026

๐‰๐จ๐› ๐’๐ฎ๐ฆ๐ฆ๐š๐ซ๐ฒ

Hogaan Microfinance is seeking two dynamic and customer-focused Relationship Officers to join our expanding team in Afgoye and Hudur. The successful candidates will be responsible for building and maintaining strong client relationships, promoting financial inclusion, and delivering high-quality, Shariah-compliant financial services.

The Relationship Officer will play a key role in client acquisition, portfolio growth, customer support, and community engagement while ensuring excellent service delivery and adherence to Hogaan Microfinance's policies and Islamic finance principles.

Key Responsibilities
1. Client Acquisition & Business Development
โœ… Identify, recruit, and onboard new clients within the assigned branch catchment area.
โœ… Promote Hogaan Microfinance's products and services to individuals, entrepreneurs, and small businesses.
โœ… Achieve branch business development and client acquisition targets.

2. Client Relationship Management
โœ… Build and maintain long-term relationships with existing clients.
โœ… Provide timely support and respond professionally to client inquiries and complaints.
โœ… Conduct regular client visits and follow-ups to ensure high levels of customer satisfaction and retention.

3. Credit & Financing Support
โœ… Guide clients through the application process for Shariah-compliant financing products.
โœ… Collaborate with Credit Officers in loan appraisal, disbursement, monitoring, and repayment follow-up.
โœ… Ensure compliance with Hogaan Microfinance's policies, procedures, and regulatory requirements.

4. Community Engagement & Market Development
โœ… Represent Hogaan Microfinance in community meetings, business forums, and local outreach activities.
โœ… Conduct market assessments and gather customer feedback to support product and service improvement.
โœ… Promote financial literacy and increase awareness of responsible financial services within the community.

Qualifications & Skills
โœ”๏ธ Diploma or Bachelor's degree in Business Administration, Finance, Marketing, Economics, or a related field.
โœ”๏ธ Minimum of 1โ€“2 years of experience in client relationship management, microfinance, banking, or financial services.
โœ”๏ธ Knowledge of Islamic finance principles will be an added advantage.
โœ”๏ธ Strong communication, interpersonal, negotiation, and networking skills.
โœ”๏ธ Demonstrated ability to build trust and maintain long-term client relationships.
โœ”๏ธ Proficiency in Somali and good command of written and spoken English.
โœ”๏ธ Willingness to travel within the assigned branch service area.

How to Apply
Interested candidates should submit their CV and cover letter no later than 10 July 2026 to [email protected]

Subject Line:
Relationship Officer โ€“ Afgoye Branch, or
Relationship Officer โ€“ Hudur Branch

๐Ÿ“Œ Only shortlisted candidates will be contacted.

We were honored to participate in the Capacity Building Training for Licensed Non-Deposit Taking Microfinance Institutio...
06/07/2026

We were honored to participate in the Capacity Building Training for Licensed Non-Deposit Taking Microfinance Institutions (NDFIs) organized by the Central Bank of Somalia(CBS) in Mogadishu.

The training enhanced our knowledge of key regulatory and operational areas, including AML/CFT compliance, governance, consumer protection, financial reporting, and licensing requirements.

๐–๐ž ๐š๐ซ๐ž ๐‡๐ข๐ซ๐ข๐ง๐ : ๐‘๐ž๐ฅ๐š๐ญ๐ข๐จ๐ง๐ฌ๐ก๐ข๐ฉ ๐Ž๐Ÿ๐Ÿ๐ข๐œ๐ž๐ซ (๐Ÿ ๐๐จ๐ฌ๐ข๐ญ๐ข๐จ๐ง๐ฌ)๐Ÿ“ Locations: Afgoye & Hudur, Somalia๐Ÿ“‘ Reports To: Branch Manager๐Ÿ’ผ Emplo...
02/07/2026

๐–๐ž ๐š๐ซ๐ž ๐‡๐ข๐ซ๐ข๐ง๐ : ๐‘๐ž๐ฅ๐š๐ญ๐ข๐จ๐ง๐ฌ๐ก๐ข๐ฉ ๐Ž๐Ÿ๐Ÿ๐ข๐œ๐ž๐ซ (๐Ÿ ๐๐จ๐ฌ๐ข๐ญ๐ข๐จ๐ง๐ฌ)

๐Ÿ“ Locations: Afgoye & Hudur, Somalia
๐Ÿ“‘ Reports To: Branch Manager
๐Ÿ’ผ Employment Type: Full-Time
โณ Application Deadline: 10 July 2026

๐‰๐จ๐› ๐’๐ฎ๐ฆ๐ฆ๐š๐ซ๐ฒ

Hogaan Microfinance is seeking two dynamic and customer-focused Relationship Officers to join our expanding team in Afgoye and Hudur. The successful candidates will be responsible for building and maintaining strong client relationships, promoting financial inclusion, and delivering high-quality, Shariah-compliant financial services.

The Relationship Officer will play a key role in client acquisition, portfolio growth, customer support, and community engagement while ensuring excellent service delivery and adherence to Hogaan Microfinance's policies and Islamic finance principles.

Key Responsibilities
1. Client Acquisition & Business Development
โœ… Identify, recruit, and onboard new clients within the assigned branch catchment area.
โœ… Promote Hogaan Microfinance's products and services to individuals, entrepreneurs, and small businesses.
โœ… Achieve branch business development and client acquisition targets.

2. Client Relationship Management
โœ… Build and maintain long-term relationships with existing clients.
โœ… Provide timely support and respond professionally to client inquiries and complaints.
โœ… Conduct regular client visits and follow-ups to ensure high levels of customer satisfaction and retention.

3. Credit & Financing Support
โœ… Guide clients through the application process for Shariah-compliant financing products.
โœ… Collaborate with Credit Officers in loan appraisal, disbursement, monitoring, and repayment follow-up.
โœ… Ensure compliance with Hogaan Microfinance's policies, procedures, and regulatory requirements.

4. Community Engagement & Market Development
โœ… Represent Hogaan Microfinance in community meetings, business forums, and local outreach activities.
โœ… Conduct market assessments and gather customer feedback to support product and service improvement.
โœ… Promote financial literacy and increase awareness of responsible financial services within the community.

Qualifications & Skills
โœ”๏ธ Diploma or Bachelor's degree in Business Administration, Finance, Marketing, Economics, or a related field.
โœ”๏ธ Minimum of 1โ€“2 years of experience in client relationship management, microfinance, banking, or financial services.
โœ”๏ธ Knowledge of Islamic finance principles will be an added advantage.
โœ”๏ธ Strong communication, interpersonal, negotiation, and networking skills.
โœ”๏ธ Demonstrated ability to build trust and maintain long-term client relationships.
โœ”๏ธ Proficiency in Somali and good command of written and spoken English.
โœ”๏ธ Willingness to travel within the assigned branch service area.

How to Apply
Interested candidates should submit their CV and cover letter no later than 10 July 2026 to [email protected]

Subject Line:
Relationship Officer โ€“ Afgoye Branch, or
Relationship Officer โ€“ Hudur Branch

๐Ÿ“Œ Only shortlisted candidates will be contacted.

Address

Waaberi Mall, Maka Almukarama Street
Mogadishu

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Saturday 08:00 - 17:00
Sunday 08:00 - 17:00

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