29/10/2026
Found your dream home? Brilliant. But before you start mentally moving the furniture in, there's the small matter of getting the mortgage sorted. 🏡
Mortgage pre-approval is about more than your income and deposit. Banks also look at your expenses, existing debts and whether the repayments stack up.
And being pre-approved doesn't necessarily mean you're ready to make an unconditional offer.
We've put together a handy guide explaining what banks actually look for, what you'll need and how to get started.
👇 Read the latest EasyStreet blog:
https://www.easystreet.nz/blog/mortgage-pre-approval-christchurch