Gareth Veale - Mortgage & Financial Adviser

25/05/2026

Quoted in OneRoof

GV Financial director and financial adviser Gareth Veale said the number of new mortgage pre-approvals he was processing was down 30% year-on-year, adding that those with existing pre-approvals were in no rush to buy.
He said increases in petrol prices and other cost-of-living pressures were “making people think twice about more debt or purchasing a home”.

The shine of looking for a new property also seemed to have worn off, he said. “The people who are looking aren’t really as keen as they were because of the general ill-feeling around the market. They are saying, ‘We might hold off now’.”
Veale said borrowers were more focused on restructuring their loans. “I’m seeing a lot less new purchases and a lot more restructuring and people wanting to take advantage of cashbacks and lower interest rates rather than purchase new property.”

New home loan applications fall as nervous buyers hold fire.

18/05/2026

💰 Still paying a low equity premium on your mortgage rate?

You could be paying more interest than you need to - even if your situation hasn't improved since you first got your loan.

🏡 Property values may have increased
📉 Your lending position may have changed
✅ You could now qualify for special rates

Get in contact with Gareth Veale today to review your home loan and see if we can get you onto better rates — where you belong!

📞 Let’s have a chat and see what’s possible.

18/05/2026

Here are just some of the great reasons why you could save money by looking at refinancing your home loan with me!

📅 Book a meeting with Gareth today to find out how these benefits could work for you.

🎯 Potentially lower your monthly payments by unlock competitive rates that could save you money. Especially if you are sitting with lending with a non-bank lender.
💸 Receive up to 1.25 % cash back at settlement, putting more money back in your pocket. Let the bank work for you and not the other way around!
🧰 Consolidate your debt into a single, manageable payment for simplicity. Loans coming out of your ears are no good for anyone!
🤝 Get personalised, expert advice tailored to your financial goals. Let me take the guess work out of loan structure and interest rates!
🏡 Refresh your mortgage and gain greater flexibility for renovations or other needs. You may be looking to purchase a rental too! Let me sort your finances out!

18/05/2026

Here are just some of the great reasons why you could save money by looking at refinancing your home loan with me!

📅 Book a meeting with Gareth today to find out how these benefits could work for you.

🎯 Potentially lower your monthly payments by unlock competitive rates that could save you money. Especially if you are sitting with lending with a non-bank lender.

💸 Receive up to 1.25 % cash back at settlement, putting more money back in your pocket. Let the bank work for you and not the other way around!

🧰 Consolidate your debt into a single, manageable payment for simplicity. Loans coming out of your ears are no good for anyone!

🤝 Get personalised, expert advice tailored to your financial goals. Let me take the guess work out of loan structure and interest rates!

🏡 Refresh your mortgage and gain greater flexibility for renovations or other needs. You may be looking to purchase a rental too! Let me sort your finances out!

25/03/2026

Welcome (soon) to a new financial year! We're open for business so please get in touch for all your mortgage finance related needs. Always here to help!

24/03/2026

Canterbury is leading the country right now when it comes to the economy.

In the December quarter, it was one of the strongest regions across most measures, and the outlook looks better than anywhere else. Jobs are growing, up 1.6%, and strong dairy prices, along with Fonterra’s capital return, are putting more money into the region.

People are also spending more. Retail spending has been above the national average since 2023 and grew 6.7% over the past year. The housing market has held up well, and construction is up 8.3%.

All of this points to a region that’s in a strong position, with solid growth and good employment opportunities continuing ahead.

18/11/2025

Get in quick! This offer won't last long. Great coming into Christmas.

Push to win new customers could spark a new mortgage battle.