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Platinum Mortgages - Mortgage Broker

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Platinum Mortgages - Mortgage Broker

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Multiple Award Winning Mortgage Broker

Specialising in solutions where the bank has said no!

30/10/2026

🏡💙 Some clients really do hold a special place in your heart!

A HUGE congratulations to Jess & John on settling into their beautiful new family home! 🥂🔑

Jess and John were some of my very first clients, and I had the privilege of helping them purchase their first home all those years ago.

Fast-forward a few years, two beautiful children, and a whole new chapter of life… and here we are again! ❤️

These two have been an absolute dream to work with. Always asking the right questions, trusting the process, and bringing their wonderfully quirky sense of humour along for the ride! 😂

How lucky am I to call them my clients, not once, but TWICE! 🥹

Jess & John, thank you for trusting me with such important milestones in your lives. It’s been such a privilege watching your little family grow, and I couldn’t be happier for you all.

Here’s to bigger spaces, new adventures and a lifetime of beautiful memories in your new home! 🏡💙

Congratulations, you two! You deserve every bit of happiness coming your way! 🥂

30/10/2026

🏡 YOUR LIFE CHANGES… BUT DOES YOUR MORTGAGE CHANGE WITH YOU?

One of my favourite parts of being a mortgage adviser is getting to help the same clients through different chapters of their lives. 💙

Many years ago, I helped a lovely couple purchase their very first home. Fast-forward to today, and life looks a little different!

One of them is now self-employed, their financial circumstances have evolved, and the bank that was perfect for them all those years ago no longer offers the mortgage product that best suits their needs.

So, what did we do?

We explored their options, found a more suitable lending solution, and arranged a refinance to another bank.

✅ Unconditional approval secured
✅ New lending structure tailored to their needs
✅ Loan documents being prepared
✅ Settlement scheduled for next week!

And just like that, they’re heading into their next chapter with a mortgage structure that better reflects where they are in life today.

Here’s the thing… your existing bank isn’t necessarily always going to be the right bank for you.

As your career, family, income and financial goals change, your mortgage should be reviewed too.

Sometimes the best solution isn’t staying where you’ve always been. Sometimes it’s making a change.

And that’s exactly why having a mortgage adviser in your corner can make such a difference.

Your first home might be where our journey begins, but it certainly doesn’t have to be where it ends. 💙

Angela Downie
Platinum Mortgages New Zealand Limited

29/10/2026

🏡💙 ANOTHER SUCCESS STORY!

From Non-Bank Lending to Back with the Bank! 🎉

This is exactly why I LOVE what I do! 🙌

Just over 12 months ago, I helped a brother and sister refinance their investment property lending with a non-bank lender.

With multiple properties, trusts involved and a slightly more complex lending structure, traditional bank lending wasn’t the right fit at the time.

But we had a plan! 💡

The non-bank lender was never intended to be the forever solution. It was a short-term stepping stone towards a much bigger, long-term goal — getting them back to a mainstream bank!

✨ Fast-forward 12 months…

✅ Financial position improved
✅ Long-term lending strategy achieved
✅ Investment property lending refinanced
✅ Trust structures navigated
✅ Formal bank approval SECURED! 🎉
✅ Loan documents now being arranged with their solicitor for settlement next week!

And the best part? We’ve been able to make what could have been a complicated process feel so much simpler for our clients. 💙

The takeaway?

Just because a traditional bank isn’t an option TODAY doesn’t mean it won’t be an option TOMORROW.

Sometimes it’s about finding the right lender for where you are now, while having a clear strategy for where you want to be in 12–24 months.

Non-bank lending doesn’t have to be a last resort. It can be a stepping stone to something bigger! 🏡

A fantastic outcome, and I’m so excited for these clients as we get closer to settlement!

If you’ve been told “no” by your bank, or your investment property lending is a little more complex, let’s have a chat. There may be options you haven’t considered. 💙

📞 0800 LENDING (0800 536 346)
🌐 www.platinummortgages.co.nz

25/09/2026

🎄 Could you be in your own home this Christmas? 🏡

If buying is on your radar, now is the time to get your pre-approval underway.

Banks are getting busier, lending conditions can change, and having your finance sorted means you’re ready when the right home comes along.

Let’s see what’s possible. 💙

18/09/2026

DON’T WAIT UNTIL YOU FIND THE HOUSE 🏡

Thinking about buying?
Start with the finance — not the property search.

Getting your numbers sorted early means you can understand:

✓ What you could realistically borrow
✓ What deposit you may need
✓ Which lenders may suit your situation
✓ What you can work on before making an offer

You don’t need to be “ready” to have the first conversation.

Sometimes the best thing we can do is simply put a plan in place so that when the right property appears, you’re ready for it. 💙

PlatinumMortgages

17/09/2026

Being self-employed doesn’t mean home ownership is out of reach. 🏡

Your income can look very different on paper, and not every lender assesses self-employed income the same way.

Sometimes it’s about knowing which lender to approach, how to present the numbers, and finding a solution that actually fits your situation.

You work hard for your business — let’s see if we can make your income work harder for your property goals. 💙

17/09/2026

🏡 Sometimes, it’s simply about asking the right questions.

These clients came to me with a goal — they wanted to purchase the home they’re currently renting directly from their landlord.

Their situation wasn’t necessarily going to fit neatly inside the box with a traditional bank, so we had the opportunity to look at things a little differently.

We explored the options, worked through the numbers, approached a non-bank lender and today…

CONDITIONAL APPROVAL! 🎉

A 10% deposit, a non-bank stepping-stone solution, and hopefully a pathway from renting the property they already call home… to actually owning it. 🏡

This is exactly why I always say — ask the question.

You don’t necessarily need to have the “perfect” situation to start a conversation about buying a home. Sometimes there’s another way to structure things, and sometimes thinking outside the box can open a door you didn’t realise was there.

Absolutely thrilled for these clients. Now onto the next step! 🤞🩵

NZProperty

16/09/2026

A little something different from the usual mortgage posts… a little bit about me. 💙

When I’m not talking mortgages, you’ll usually find me at F45, caravanning, spending time with family and friends, or proudly watching my boy compete in Brazilian jiu-jitsu.

I was born in South Africa, spent a few years living in Australia, and have called New Zealand home for most of my life. 🇿🇦 🇦🇺 🇳🇿

And the part of my job I love the most? Being the person who gets to give a client an approval after their bank has given them a decline. That feeling never gets old. 🏡

If I had to choose three words I hope my clients would use to describe me:

Creative. Genuine. Responsive.

Because behind every mortgage application is a real person, a family, a goal and usually a pretty big life moment — and I genuinely love being part of it.

Same person. Different hats. 💙

16/09/2026

🏡 Your first home is a BIG deal.

Buying your first home can feel exciting, overwhelming and a little confusing all at once — but you don’t have to figure it out alone.

Whether you’re only just starting to wonder “Could I actually buy?” or you already have a deposit and you’re ready to make a move, I can help you understand your options and put a clear plan in place.

Sometimes the possibilities are much better than you think. 💙

Your first home starts with a conversation. Let’s see what’s possible.

16/09/2026

A very exciting next chapter for J & J! 🏡✨

After selling their first home, they’ve now officially gone UNCONDITIONAL on their new purchase — with settlement approaching next month! 🔑

There’s something pretty special about helping clients through more than one chapter of their property journey. From that very first home to the next step up, it’s such a privilege to be part of it.

A huge congratulations to you both — I’m so excited to see you get the keys! 🥂🏡

Angela Downie
Director & Financial Adviser
Platinum Mortgages New Zealand Limited

Address

190 Hibiscus Coast Highway
Auckland
0932

Opening Hours

Monday	7am - 8pm
Tuesday	7am - 8pm
Wednesday	7am - 8pm
Thursday	7am - 8pm
Friday	7am - 8pm
Saturday	9am - 7pm
Sunday	9am - 7pm

Telephone

+64800536346

Website

https://platinummortgages.co.nz/

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