MHQ

MHQ We’re more than mortgage brokers. Financial Freedom Faster. Award-winning mortgage advisers. Useful tools online.

MHQ is an independent financial coaching firm helping driven, forward-thinking Kiwis build long-term wealth through New Zealand’s favourite asset type: property.

We’re excited to announce that all seven of our MHQ advisers have made the NZ Adviser Top Advisers 2026 list. From first...
01/09/2026

We’re excited to announce that all seven of our MHQ advisers have made the NZ Adviser Top Advisers 2026 list. From first-home buyers to property investors, our advisers work with clients across the property journey - and this recognition is a reflection of the experience and commitment our team brings to every conversation.

👉 Read more about it here: https://mhq.co.nz/press-release/mhq-advisers-named-among-new-zealands-top-mortgage-advisers-2026/

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Disclaimer: This video is by mhq (trading as mortgagehq, FSP [FSP463846]). It provides general information only and is not personalised financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances.

22/08/2026

While the default choice for many is to only contribute the minimum required amount to their KiwiSaver, looking at the data reveals a different story. The compounding effect of making extra contributions can significantly accelerate your progress toward your financial goals. Because these additional payments come directly out of your paycheck as forced savings, you quickly adjust to the change and benefit from a wealth-building strategy that works quietly in the background. A key role for future financial advisors will be coaching people on the long-term value of boosting their contributions.

See how everyday investors grew their wealth:
https://mhq.co.nz/20-case-studies-of-mum-and-dad-investors-2/

🎧 Listen to the full podcast
Youtube: youtube.com/
Spotify: https://open.spotify.com/show/0kG1HB4QpRbMPYaYTrxjs8
Apple: https://podcasts.apple.com/us/podcast/leverage-addicts/id1674078954

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Disclaimer: This video is by mhq (trading as mortgagehq, FSP [FSP463846]). It provides general information only and is not personalised financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances.

20/08/2026

Growth or aggressive KiwiSaver funds aren't suitable for everyone, which is why balanced, moderate, and conservative options exist. However, because the majority of people are investing in KiwiSaver for the long term, growth or aggressive funds are typically a suitable choice for them.

See how everyday investors grew their wealth:
https://mhq.co.nz/20-case-studies-of-mum-and-dad-investors-2/

🎧 Listen to the full podcast
Youtube: youtube.com/
Spotify: https://open.spotify.com/show/0kG1HB4QpRbMPYaYTrxjs8
Apple: https://podcasts.apple.com/us/podcast/leverage-addicts/id1674078954

⁠

Disclaimer: This video is by mhq (trading as mortgagehq, FSP [FSP463846]). It provides general information only and is not personalised financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances.

18/08/2026

Is passive investing always the best choice? While it might seem easy to just throw your money into a cheap passive fund or an S&P 500 index, you might not be getting the diversification you think. With the top seven stocks making up close to half of the index, passive funds often lack systematic risk metrics and sector weight management. When done right, active management offers extra benefits and the crucial portfolio diversification that passive funds can miss. Investment management is full of nuances - it's not always as simple as picking the cheapest option.

See how everyday investors grew their wealth:
https://mhq.co.nz/20-case-studies-of-mum-and-dad-investors-2/

🎧 Listen to the full podcast
Youtube: youtube.com/
Spotify: https://open.spotify.com/show/0kG1HB4QpRbMPYaYTrxjs8
Apple: https://podcasts.apple.com/us/podcast/leverage-addicts/id1674078954

⁠

Disclaimer: This video is by mhq (trading as mortgagehq, FSP [FSP463846]). It provides general information only and is not personalised financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances.

16/08/2026

Are you guilty of setting and forgetting your KiwiSaver? For many people who stick with a default fund or a standard bank fund without a second thought, getting the right advice can be eye-opening. Switching from a mismatched fund to one aligned with your actual financial goals can unlock the true potential of your savings - whether you are building wealth or working toward buying your first home. Don't wait until it is too late to find out what your fund is doing for you!

See how everyday investors grew their wealth:
https://mhq.co.nz/20-case-studies-of-mum-and-dad-investors-2/

🎧 Listen to the full podcast
Youtube: youtube.com/
Spotify: https://open.spotify.com/show/0kG1HB4QpRbMPYaYTrxjs8
Apple: https://podcasts.apple.com/us/podcast/leverage-addicts/id1674078954

⁠

Disclaimer: This video is by mhq (trading as mortgagehq, FSP [FSP463846]). It provides general information only and is not personalised financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances.

14/08/2026

More and more people are shifting toward aggressive KiwiSaver strategies. Why is this trend happening?Investors now have a better understanding of market risks. Having experienced multiple ups and downs, including the fluctuations of 2021 and 2022, they have watched their balances drop and then recover. This firsthand experience has built a stronger appetite for navigating market volatility to achieve better long-term returns.

See how everyday investors grew their wealth:
https://mhq.co.nz/20-case-studies-of-mum-and-dad-investors-2/

🎧 Listen to the full podcast
Youtube: youtube.com/
Spotify: https://open.spotify.com/show/0kG1HB4QpRbMPYaYTrxjs8
Apple: https://podcasts.apple.com/us/podcast/leverage-addicts/id1674078954

⁠

Disclaimer: This video is by mhq (trading as mortgagehq, FSP [FSP463846]). It provides general information only and is not personalised financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances.

12/08/2026

Is your KiwiSaver fund actually safer if it is with a bank? KiwiSaver schemes have multiple layers of protection, including an external custodian to hold the funds and an independent trustee to supervise the schemes, meaning the risk to your investment is structurally the same.

See how everyday investors grew their wealth:
https://mhq.co.nz/20-case-studies-of-mum-and-dad-investors-2/

🎧 Listen to the full podcast
Youtube: youtube.com/
Spotify: https://open.spotify.com/show/0kG1HB4QpRbMPYaYTrxjs8
Apple: https://podcasts.apple.com/us/podcast/leverage-addicts/id1674078954

⁠

Disclaimer: This video is by mhq (trading as mortgagehq, FSP [FSP463846]). It provides general information only and is not personalised financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances.

For property investors, the value of a mortgage broker goes well beyond finding a competitive interest rate.A well-struc...
11/08/2026

For property investors, the value of a mortgage broker goes well beyond finding a competitive interest rate.

A well-structured loan can make it easier to grow your portfolio over time.

Every lender assesses income, debt, and investment properties differently, so having access to multiple options can make a real difference when planning your next purchase.

The best mortgage strategy isn't just about today's rate - it's about creating a lending structure that supports your long-term property journey.

👉 Learn more: https://mhq.co.nz/mortgage/why-use-a-mortgage-broker-nz-key-benefits-downsides/

⁠

Disclaimer: This video is by mhq (trading as mortgagehq, FSP [FSP463846]). It provides general information only and is not personalised financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances.

10/08/2026

Ever wondered what sets KiwiSaver apart from a managed fund?

While the underlying investments can be very similar, the biggest difference comes down to liquidity. A managed fund allows you to withdraw your money whenever you please, making it great for short-term access or peace of mind for a rainy day.

On the other hand, KiwiSaver comes with specific guardrails that keep your money locked away for a longer period. Choosing the right option depends entirely on your financial situation and how accessible you need your funds to be.

See how everyday investors grew their wealth:
https://mhq.co.nz/20-case-studies-of-mum-and-dad-investors-2/

🎧 Listen to the full podcast
Youtube: youtube.com/
Spotify: https://open.spotify.com/show/0kG1HB4QpRbMPYaYTrxjs8
Apple: https://podcasts.apple.com/us/podcast/leverage-addicts/id1674078954

⁠

Disclaimer: This video is by mhq (trading as mortgagehq, FSP [FSP463846]). It provides general information only and is not personalised financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances.

Thinking about getting a mortgage? You might want to consider a mortgage broker.That means you may have more options if ...
09/08/2026

Thinking about getting a mortgage? You might want to consider a mortgage broker.

That means you may have more options if your situation is unique or if one lender isn't the right fit.

Choosing a mortgage isn't just about finding the lowest interest rate. It's about finding a lending solution that supports your long-term financial strategy.

👉 Learn more: https://mhq.co.nz/mortgage/why-use-a-mortgage-broker-nz-key-benefits-downsides/

⁠

Disclaimer: This video is by mhq (trading as mortgagehq, FSP [FSP463846]). It provides general information only and is not personalised financial advice. Opinions in this video are general in nature and are not a recommendation, opinion or guidance to any viewer in relation to acquiring or disposing of a financial product. Viewers should not rely on these opinions and should always seek specific independent financial advice appropriate to their own individual circumstances.

Address

Geneva House, Level 2, 3 Te Kehu Way, Mount Wellington
Auckland
1060

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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+64800733462

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