We deal with a large number of New Zealand Non Bank or second tier lenders who focus on finding mortgage solutions, with less criteria than a Bank and have a greater tolerance for the hiccups or speed bumps in life, that happen to all of us. When Kim built this site it was a first in New Zealand, may be in the World! A website providing information about Non Bank Loans, alternative solutions when
your Bank says NO! This can cover a broad range of finance from residential home loans, refinancing, top ups, funding to build a minor dwelling, shared ownership & second mortgages. Then if we look at commercial business, we are helping with developments, subdivisions, lifestyle and rural properties, with dairy and chicken farms being the most common for some reason?Rental property investors, often those with the larger portfolios, are now looking to borrow at levels higher than 60% LVR available through Banks. There are still Non Bank options for loans up to 80% with very attactive interest rates.In the current financial climate there have been many people who have now been tagged with credit issues through non payment of loans, credit cards or day to day bills. Often there are very good reasons, covid, redundancy, ill health, reduced hours / commission or business failure.The good news is that there are still a number of lenders who assist with home loans with bad credit, late or missed payments, even in situations where a mortgagee sale has commenced. We have helped many people in circumstances where their Bank or Mortgage Broker has said NO!So if you are not getting the answers or service from your Bank, maybe they are too slow, or you are recently self employed or on contract income, had some bad credit or poor repayment history, or you just "don't fit our credit policy", contact NonBk Ltd as there might be a solution for you, as you can't always bank on your Bank, especially in these times! Financial Advisers solving problems with both Bank and Non Bank Solutions. NOTE: NonBk Limited is not a Registered Bank. Financial Advice Provider Licensee First Rate Mortgages Limited (FSP 271665), trading as First Rate Mortgages Ltd, NonBk Ltd – Non Bank Loans, Home Loans, Mortgages and Finance; A Second Mortgage, is the Licensed Financial Advice Provider
