Toni Dawson - Loan Market

Toni Dawson - Loan Market Whether you're looking to buy, build, invest, refinance, re-fix, or you just need advice, I CAN HELP! Terms, conditions, fees and charges may apply.

With over 14 years working in the industry, and having spent the past 17 years either buying, selling, investing, building, renovating or developing for myself, I have both the experience and the expertise to guide you. I provide no-nonsense, down to earth advice and I'm not just about focusing on today's transaction. Instead I'm here for you for the long-term, and will shape my advice accordingly

. I am also fully qualified and registered;

- I have the The New Zealand Certificate in Financial Services (Level 5) - which is the qualification you need to meet the legal requirements for giving financial advice in New Zealand. I also have a Graduate Diploma in Personal Financial Planning and a Bachelor of Business Studies.

- I am registered a financial service provider (FSP1000506 and FSP1000874) under The Loan Market Group Limited (FSP101485) financial advice provider (FAP) license (NZBN 9429035417583). If you would like to learn more, please see the Publicly Available Disclosure on my website https://www.loanmarket.co.nz/brokers/toni-dawson


The information provided on this page is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Normal lending criteria apply. Rates subject to change. Approved applicants only.

When the headlines say the property market is quiet, most people freeze. But seasoned property investors do the exact op...
02/06/2026

When the headlines say the property market is quiet, most people freeze. But seasoned property investors do the exact opposite.

Latest data from Cotality shows that multiple property owners are quietly holding a 24% share of the property market right now.

While everyone else is hesitating, they are capitalising on less competition and better negotiating power. And with tax rules like 100% interest deductibility fully back in play, the math on long-term wealth creation is stacking up again.

If you already own a home, you might be closer to buying your first rental property than you think.

Explore our website to see how you could use your current position to start investing.

https://adviser.loanmarket.co.nz/toni-dawson/products-services/investment-loans/

Happy King’s Birthday!There is nothing quite like a long weekend to make you look around your home and start planning a ...
31/05/2026

Happy King’s Birthday!

There is nothing quite like a long weekend to make you look around your home and start planning a few upgrades.

Whether it’s modernising your kitchen, refreshing your bathroom, or practical maintenance like roofing and painting before the winter weather turns, you don't necessarily have to sell to get the space you want.

There are some competitive renovation loan options in the market right now designed specifically to help you fall in love with your home all over again.

Enjoy the rest of your day off, and let’s chat later this week about exploring your options.

Budget 2026 - the Winner and the Losers. This is taken direct from this morning's TMNZ "NZ Budget 2026 Review with Westp...
28/05/2026

Budget 2026 - the Winner and the Losers.
This is taken direct from this morning's TMNZ "NZ Budget 2026 Review with Westpac Chief Economist".
Word for word.
Kelly Eckhold is the WP Chief Economist by the way.

I'll refrain from sharing my own comments and opinions 😊

We are grateful for the kind words and the trust our clients place in us every day! 🙏 Looking for an expert adviser who ...
28/05/2026

We are grateful for the kind words and the trust our clients place in us every day! 🙏

Looking for an expert adviser who can help you navigate your options and keep things simple?

Let’s connect today to discuss how we can help.

27/05/2026

Great that the RBNZ isn't going to put a dampener on the economy. For now.

The Reserve Bank of New Zealand has held the Official Cash Rate steady at 2.25% once again in today’s announcement.This ...
27/05/2026

The Reserve Bank of New Zealand has held the Official Cash Rate steady at 2.25% once again in today’s announcement.

This extended period of stability gives Kiwis a steady window to review their options. However, a "paused" cash rate doesn't mean you should leave your mortgage on autopilot.

If you have a fixed rate up for renewal soon, or you're planning a property move, now is the time to look at your options.

Let’s get your strategy sorted early. Reach out today for a quick mortgage review!

27/05/2026

The Reserve Bank has kept the Official Cash Rate @ 2.25%.
The increase in fuel prices can have an inflationary effect... but they can also have a deflationary effect!
Call me if you'd like more information about what this means for YOU.
Let's look at your situation, and come up with a plan for YOUR SITUATION. 📃

You've been saving. You've been planning. Now you're wondering… is now still the right time to build or renovate? 🤔Accor...
25/05/2026

You've been saving. You've been planning. Now you're wondering… is now still the right time to build or renovate? 🤔

According to the latest QV data, while the rapid inflation of previous years has eased, new short-term pressures are emerging:

🏗️ Fuel-driven spikes: Rising diesel prices have caused an immediate 7.8% jump in excavation costs, with site preparation and demolition also trending upward.

⏳ Shorter quote validity: Due to this volatility, many builders are narrowing their quote validity periods to 30 days or less, requiring homeowners to be ready to act quickly.

💰 Contingency buffers: Lenders are closely monitoring project feasibility, often requiring a robust contingency buffer of 10% to 20% to account for variations.

The good news? With overall cost growth remaining relatively moderate at 0.4% in March, a well-structured plan can still see a project move forward successfully.

Read more on the blog for our full breakdown of what is driving costs and how to plan your finances smarter.

https://adviser.loanmarket.co.nz/toni-dawson/blog/construction-costs-steady-overall-but-fuel-prices-add-pressure/

21/05/2026

If you need help unpacking and translating all that, please reach out.

Look! It's the Local Loan Market Lawn Bowls team!
21/05/2026

Look! It's the Local Loan Market Lawn Bowls team!

Address

38 A Wakelin Road
Auckland
2018

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+64276469269

Website

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