Neve Jervis - Mortgages

Neve Jervis - Mortgages Co-Founder & Mortgage Adviser at Treehouse Mortgages

OCR UPDATE The Reserve Bank has today increased the Official Cash Rate by 0.25%, taking the OCR to 2.75%. While another ...
02/09/2026

OCR UPDATE

The Reserve Bank has today increased the Official Cash Rate by 0.25%, taking the OCR to 2.75%.

While another increase isn’t necessarily the news mortgage holders wanted to hear, it’s important to remember that the OCR is only one piece of the puzzle when it comes to mortgage rates.

If you’re planning a refix, buying, or just want to understand how this affects your mortgage, now is a good time to review your options and make sure your lending is set up to fit the current market and your longer-term plans.

In times like these, having a strategy and good advice matters more than trying to perfectly time the market.

If your mortgage is coming up for review, get in touch and let’s make a plan.

021 051 0254 / [email protected]

“The market is quiet”... Not at Treehouse Mortgages!We’re seeing plenty of movement, with first home buyers getting onto...
31/08/2026

“The market is quiet”... Not at Treehouse Mortgages!

We’re seeing plenty of movement, with first home buyers getting onto the property ladder and refinances happening left, right and centre.

There seems to be a real shift in confidence, with more people ready to make a move, review their lending or simply find out what their options look like.

In a changing market, good advice matters.

It’s not just about finding the best option for you today; it’s about making sure your lending is structured to work for you now and into the future.

If you’ve been sitting on the sidelines waiting for the right time, it might be worth having a conversation.

[email protected]
021 051 0254

OCR ANNOUNCEMENT The next OCR announcement is coming up on 2 September, and it’s going to be another interesting one to ...
27/08/2026

OCR ANNOUNCEMENT

The next OCR announcement is coming up on 2 September, and it’s going to be another interesting one to watch.

Following July’s increase, the OCR is currently sitting at 2.50%, while annual inflation remains above the Reserve Bank’s target range.

So, where to from here?

There are still a number of factors pulling in different directions. Inflation remains elevated, while other parts of the economy continue to show signs of weakness, meaning there will be plenty for the Reserve Bank to weigh up before making its next move.

Whether we see another increase or a hold, the commentary that comes with this announcement will be just as important in understanding where interest rates could be heading next.

What’s your prediction for September.. hold, increase or drop?

As always, I’ll break down the announcement and what it could mean for your mortgage once it’s released.

021 051 0254 / [email protected]

S E T T L E M E N T! 🏡 This one has been a long time coming! We first started working with these clients back in October...
26/08/2026

S E T T L E M E N T! 🏡

This one has been a long time coming!

We first started working with these clients back in October 2024, and since then there have been plenty of moving parts, changes in circumstances and multiple applications to different lenders as their situation evolved.

After a lot of persistence, problem-solving and working through each change as it came, we finally got them unconditional and today they can officially call this place theirs!

So, so happy to see this one across the line. Some settlements just feel that little bit more special after the journey it took to get there.

A huge congratulations to our clients - I couldn’t be more stoked for you! 🏡

Thinking about buying your first home, upgrading, or investing? We’d love to help you understand your options and put a plan in place.

021 051 0254 / [email protected]

S E T T L E M E N T! 🏡 A huge congratulations to our clients who have officially settled on their first home! When notic...
24/08/2026

S E T T L E M E N T! 🏡

A huge congratulations to our clients who have officially settled on their first home!

When notice came up on their rental, it felt like the right time to see if buying could be an option… and here we are!

They found a beautifully renovated home that was ready to move straight into and make their own.

Such an exciting way to turn an unexpected change into an amazing new chapter.

Thinking about buying your first home, upgrading, or investing? We’d love to help you understand your options and put a plan in place.

021 051 0254 / [email protected]

S E T T L E M E N T! 🏡 A huge congratulations to Tahlia, who has officially purchased her very own home! Buying on your ...
17/08/2026

S E T T L E M E N T! 🏡

A huge congratulations to Tahlia, who has officially purchased her very own home!

Buying on your own in is no small achievement, and it was an absolute pleasure helping Tahlia put the plan in place and get this one across the line.

I always love seeing solo buyers back themselves and make it happen. Such an exciting milestone and one to be incredibly proud of!

Thinking about buying on your own but not sure if the numbers will work? Sometimes all it takes is a conversation and a good plan.

Get in touch and let’s see what’s possible.

021 051 0254 / [email protected]

APARTMENT BUYING! We recently had a client come to us after being declined by their previous Adviser/Bank due to the siz...
14/08/2026

APARTMENT BUYING!

We recently had a client come to us after being declined by their previous Adviser/Bank due to the size of the apartment they wanted to purchase.

Did that mean they couldn’t buy it? Not at all.

A simple sidestep to a different bank, with different apartment lending criteria, meant we were able to get the approval across the line.

Apartment purchases are becoming more common and can be a great, more affordable way to get onto the property ladder. But size, location and deposit requirements can all impact which lenders will work.

Sometimes a decline doesn’t mean no, it just means we need to look at a different option.

If an apartment is on your radar, or you’ve already been told it can’t be done, get in touch.

021 051 0254 / [email protected]

S E T T L E M E N T! 🏡 A huge congratulations to our clients on the successful sale of their home and settlement on thei...
06/08/2026

S E T T L E M E N T! 🏡

A huge congratulations to our clients on the successful sale of their home and settlement on their next one!

From putting their property on the market to securing their new home, everything moved quickly. With both settlements lining up on the same day, careful planning was key to making the transition as smooth and stress-free as possible.

Buying and selling at the same time can feel overwhelming, but with the right team around you, it doesn’t have to be.

Congratulations again and thank you for trusting us to be part of your journey!

021 051 0254 / [email protected]

OCR UPDATE The Reserve Bank has increased the Official Cash Rate, signalling its continued focus on bringing inflation b...
08/07/2026

OCR UPDATE

The Reserve Bank has increased the Official Cash Rate, signalling its continued focus on bringing inflation back under control.

If you have a mortgage, this doesn’t necessarily mean your repayments will increase overnight. Lenders have already priced in much of today’s decision, and the impact will depend on your current loan structure and when your fixed rate is due to expire.

Now is a great time to review your lending and make sure your mortgage is still structured to suit your goals.

If you’d like to chat about your options or your next fixed rate, feel free to get in touch.

021 05 102 54 / [email protected]

OCR ANNOUNCEMENT 📢 The next OCR announcement is just around the corner, and all eyes will be on what happens next. Will ...
06/07/2026

OCR ANNOUNCEMENT 📢

The next OCR announcement is just around the corner, and all eyes will be on what happens next.

Will it stay the same? Drop? Or will we see a rise?

What’s your prediction? Let me know in the comments below.

021 05 102 54 / [email protected]

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