The Mortgage Centre NI

The Mortgage Centre NI Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from The Mortgage Centre NI, Mortgage brokers, 2 Westland Road, Belfast.

First Time Buyers - Home Mover - Remortgage - Buy To Let
Co-Ownership - Let to Buy - Right To Buy - Home Insurance - Life Insurance - Critical Illness - Income Protection

Your home may be repossessed if you do not keep up repayments on your mortgage

Life insurance is about making sure the people you love have financial security if you're no longer around.The right cov...
10/09/2026

Life insurance is about making sure the people you love have financial security if you're no longer around.

The right cover can help your family pay the mortgage, cover household bills and maintain financial
stability during an incredibly difficult time.

It's one of the most important conversations you can have.

If you'd like to understand your options, get in touch.

Call: 02890 020599
Mobile: 078 771 30022
Email: [email protected]
Website: www.themortgagecentre-ni.com

Buy-to-Let still plays a role in many people's long-term financial plans - but it's no longer "set and forget".Things to...
08/09/2026

Buy-to-Let still plays a role in many people's long-term financial plans - but it's no longer "set and forget".

Things to think about before investing:
• Rental yield after tax and costs
• Mortgage affordability
• Maintenance and empty periods
• Long-term exit strategy

Example:
Mark and Ellie bought a small flat near a university. They see it as a long-term asset-not quick profit, but gradual growth.

Property can still work - but only when the numbers make sense.

Call: 02890 020599
Mobile: 078 771 30022
Email: [email protected]
Website: www.themortgagecentre-ni.com

buytolet

The example used is fictional and for illustrative purposes only.

For parents, one of the biggest financial risks isn't necessarily something happening to the family home.It's what happe...
03/09/2026

For parents, one of the biggest financial risks isn't necessarily something happening to the family home.

It's what happens if a parent is no longer around to provide their income.

Family income benefit can provide a regular income to your family if you die during the policy term, subject to the policy terms.

It can be used to help with the everyday costs of raising a family:
> Housing
> School costs
> Household expenses
> General living costs

Because protecting your family isn't just about leaving them a lump sum.

Sometimes it's about helping make sure life can continue as normally as possible.

What's the one household expense you'd worry about most if your income disappeared?

Call: 02890 020599
Mobile: 078 771 30022
Email: [email protected]
Website: www.themortgagecentre-ni.com

"I'm waiting for mortgage rates to come down."It's one of the most common things I hear.But here's the question.What if ...
01/09/2026

"I'm waiting for mortgage rates to come down."

It's one of the most common things I hear.

But here's the question.
What if the house you want increases in value while you're waiting?

Trying to time the mortgage market is a bit like trying to predict the British weather. No one knows exactly what will happen next.

Instead of asking "When will rates be lowest?" ask:
> Can I comfortably afford the repayments?
> Does buying now fit my long-term plans?
> Am I in a stronger financial position than I was six months ago?

Buying a home isn't just about today's interest rate- it's about where you want to be in five or ten years.

If you're unsure whether now is the right time, let's have a conversation.
Sometimes a 20-minute chat can provide far more clarity than weeks of online research.

What's your view - would you buy now or keep waiting?

Call: 02890 020599
Mobile: 078 771 30022
Email: [email protected]
Website: www.themortgagecentre-ni.com

Your mortgage could quietly become more expensive...Many homeowners don't realise that when their fixed-rate deal ends, ...
27/08/2026

Your mortgage could quietly become more expensive...

Many homeowners don't realise that when their fixed-rate deal ends, they often move onto their lender's standard variable rate.

That could mean paying more each month than necessary.

The good news?

You don't have to wait until your current deal expires to start looking at your options.

Reviewing your mortgage several months before your renewal date can give you more choice and more time to make the right decision.

If your mortgage deal ends this year, send me a message and let's see what's available.

Your future self (and your bank balance) might thank you.

Call: 02890 020599
Mobile: 078 771 30022
Email: [email protected]
Website: www.themortgagecentre-ni.com

25/08/2026

Buying your first home is exciting… but many people start in the wrong place.

They fall in love with a property before knowing what they can actually borrow.

Starting with a mortgage plan helps you:

• Understand your real budget
• Avoid disappointment later
• Move quickly when you find the right home

If you're thinking about buying your first home and want to understand your options contact us below:

Call: 02890 020599
Mobile: 078 771 30022
Email: [email protected]
Website: www.themortgagecentre-ni.com

Life can be unpredictable, but your financial security doesn't have to be.Critical illness insurance offers a safety net...
20/08/2026

Life can be unpredictable, but your financial security doesn't have to be.

Critical illness insurance offers a safety net when you need it most
> Cover major illnesses
> Support your family
> Maintain your lifestyle
Discover how our tailored plans can protect you from life's unexpected
twists.

Let's secure your future together!

Message or call us today for a fee free consultation and quote.

Don't wait until it's too late!
Call: 02890 020599
Mobile: 078 771 30022
Email: [email protected]
Website: www.themortgagecentre-ni.com


When people think about life cover, they often focus on the payout. But what really matters is what that money does:• It...
18/08/2026

When people think about life cover, they often focus on the payout. But what really matters is what that money does:

• It can clear or reduce a mortgage balance
• It can help cover everyday living costs while a family finds its feet
• It can protect long-term plans like education or retirement savings
Questions worth asking yourself:
> If my income stopped tomorrow, how long could my household cope?
> Would my partner need to move home or change jobs?
> Would savings stretch far enough to cover the gap?

Life cover isn't one-size-fits-all:
• Some people need cover that reduces alongside their mortgage
• Others want a fixed lump sum for flexibility
• Families often benefit from policies that pay out monthly rather than in one go

It's not about over-insuring. It's about matching cover to real life - your home, your income, your dependants, and your plans.

Good life insurance planning doesn't remove risk - it removes financial panic from an already difficult situation.

Call: 02890 020599
Mobile: 078 771 30022
Email: [email protected]
Website: www.themortgagecentre-ni.com


Cash flow can stall. Decisions get delayed. Staff feel uncertain.Business protection is about keeping the company functi...
13/08/2026

Cash flow can stall.
Decisions get delayed.
Staff feel uncertain.

Business protection is about keeping the company functioning when a key person can't.

It can help:
• Cover lost profit
• Repay business debt
• Protect shareholder value
• Give remaining owners options

It's not pessimism. It's continuity planning.
Let's make sure your business survives the unexpected.

Call: 02890 020599
Mobile: 078 771 30022
Email: [email protected]
Website: www.themortgagecentre-ni.com

But what would happen if illness or injury meant you couldn't work for several months?Income protection is designed to p...
11/08/2026

But what would happen if illness or injury meant you couldn't work for several months?

Income protection is designed to provide a regular income while you're unable to work, helping you keep up with everyday living costs.

Many people insure their phone before they insure their income.

Could you afford to be without yours?

Get in touch for a protection review.

Call: 02890 020599
Mobile: 078 771 30022
Email: [email protected]
Website: www.themortgagecentre-ni.com

Address

2 Westland Road
Belfast
BT146NH

Opening Hours

Monday 10am - 9pm
Tuesday 10am - 9pm
Wednesday 10am - 5pm
Thursday 10am - 9pm
Friday 10am - 5pm

Telephone

+442890020599

Website

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