Lois Kitchen - Mortgage and Protection Broker

Lois Kitchen - Mortgage and Protection Broker 🏡Motherhood & Mortgages
📍RM Financial, Belfast
📩 Promising a swift, fun and stressfree mortgage process
🍼 Individual and family protection

I'm Lois 🥰 I have been a Mortgage and Protection Broker for 3 years! I have now taken the decision to venture into the big bad work for being a self-employed broker with the support of Milecross Financial Services to ensure I can advise my clients in a way that suits them! I live in the seaside town (city) of Bangor 🌊 I love everything property and home decor related, and can spend hours creating vision boards and doing projects around our home! 🏡

At home we have two very spoilt pugs, named Bella and Frank - they love the cosy relaxed side of life and are usually found snuggling on the sofa! 🐾

I love helping people, which is the factor behind me choosing this career path - I can't wait to start helping you all with your property and mortgage goals! ♥️

Nothing makes my day more than client feedback like this 🥰 If you’re ready to start your own mortgage journey, whether i...
08/09/2025

Nothing makes my day more than client feedback like this 🥰 If you’re ready to start your own mortgage journey, whether it’s your first home, a move, or a remortgage, I’d love to help!

📩 Message me today to arrange your mortgage appointment.

Fixed vs Variable - Which should you choose? 🤔There’s no one-size-fits-all when it comes to mortgages. It really depends...
09/07/2025

Fixed vs Variable - Which should you choose? 🤔

There’s no one-size-fits-all when it comes to mortgages. It really depends on your lifestyle, goals, and how comfortable you are with rate changes.

📍 I work with clients across Northern Ireland and beyond to help them make confident decisions, without the jargon.

💬 DM “MORTGAGE HELP” if you want to chat options with a friendly, qualified expert (that’s me!).

Buying a home in 2025? Here’s what’s in (and what to leave behind 👋)From getting pre-approved to asking all the question...
16/06/2025

Buying a home in 2025? Here’s what’s in (and what to leave behind 👋)

From getting pre-approved to asking all the questions — these are the smart moves every buyer should be making this year. Ready to make confident choices on your mortgage journey?

📝 Save this for later & share with someone who’s house-hunting!
💬 Got questions? Drop them in the comments or DM me — I’m here to help.

Mortgages don’t have to be scary when you’ve got someone in your corner who actually loves the paperwork 🤓✨Big thanks fo...
02/06/2025

Mortgages don’t have to be scary when you’ve got someone in your corner who actually loves the paperwork 🤓✨
Big thanks for the lovely words—helping amazing clients like you is the best part of the job! 💛

🌱 Thinking of buying an energy-efficient home? A Green Mortgage could reward you with better rates for going eco-friendl...
29/05/2025

🌱 Thinking of buying an energy-efficient home? A Green Mortgage could reward you with better rates for going eco-friendly! 💡🌍

📩 DM me to find out if you qualify and let’s make your home greener and save you money! 💚

Another happy client! Ready for the same 5-star service? Get in touch today! 📩✨
18/03/2025

Another happy client! Ready for the same 5-star service? Get in touch today! 📩✨

Started a new job and wondering if you can still get a mortgage? The answer is YES! ✅As long as you have a signed employ...
26/02/2025

Started a new job and wondering if you can still get a mortgage? The answer is YES! ✅

As long as you have a signed employment contract dated within the next 3 months, showing your start date, contract type, and salary, lenders can use your pending income for affordability.

Only have one payslip? No problem! A lender will just need to see your contract to back it up.

💡 Keep in mind—lenders prefer little to no gaps in employment history. If there are any, they may ask for an explanation.

Got questions? Drop me a message! 📩

🏡💖 Love is in the air… 💖🏡This Valentine’s Day, let’s talk about the perfect match—you and your ideal mortgage! Whether y...
14/02/2025

🏡💖 Love is in the air… 💖🏡

This Valentine’s Day, let’s talk about the perfect match—you and your ideal mortgage! Whether you're buying your first home together, remortgaging for a better deal, or looking for a place to call your own, I’m here to make sure you fall in love with the right mortgage. 💕

Don’t settle for less than you deserve—let’s find a mortgage that fits you just right! 📞💌

🌟 Another Happy Client! 🌟I absolutely love getting positive feedback from my clients. Helping clients achieve their home...
22/01/2025

🌟 Another Happy Client! 🌟
I absolutely love getting positive feedback from my clients. Helping clients achieve their home goals and getting reviews like this is why I love what I do!

If you're thinking about buying your first home, remortgaging, or just want expert advice, I'd love to help make your journey just as smooth and stress-free.

📩 Send me a message or give me a call to get started today!

☀️ Rise and shine! For me there is nothing like that first sip of coffee in the morning to kickstart my day! ☕️ whether ...
22/01/2025

☀️ Rise and shine! For me there is nothing like that first sip of coffee in the morning to kickstart my day! ☕️ whether I’m working to deadlines or planning big moves with clients! 🏡

If you are thinking of moving to a new home, remortgaging or need some advice on what your mortgage goals are and how to achieve them - let’s have a chat and turn your morning coffee thoughts into a reality 🏡🪜

📩Drop me a DM to get started 💬

Address

RM Financial, 370-374 Upper Newtownards Road
Belfast
BT43EY

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