Lee Fitzpatrick - Mortgage and Protection Adviser

28/08/2026

18/08/2026

Remortgaging next year?🏠😎
Start this week.📅

Remortgaging isn’t just about timing, it’s about being prepared.

Looking ahead now means you can spot the strongest deals, understand how rate changes might affect you, and make a plan that protects your budget.

A quick conversation this week could save you a lot of hassle next year!

06/08/2026

£21.5M Paid Out Daily 🫵👩‍❤️‍👨

Protection insurers paid out £7.84 billion in 2025 to help customers safeguard their finances.
New figures from the ABI and GRiD show that insurers paid the equivalent of £21.5 MILLION EVERY DAY, providing vital financial support to people facing bereavement, illness and injury.
Protection continues to prove its value — delivering real help when life takes an unexpected turn.🙏

04/08/2026

🏡 House Prices Still Rising!

The Northern Ireland housing market remains one of the strongest in the UK.
Property Pal's latest Q2 2026 report shows the average NI house price has risen to £239,234, up 3.8% year-on-year.

Demand remains healthy, with buyer enquiries up 7% on last year and properties reaching sale agreed status in around 36 days, roughly two weeks faster than the long-term average.

30/07/2026

BILLS DON'T STOP BECAUSE YOU'RE ILL!

Nearly 1 million people in the UK are off work through illness or injury each year🥲
Every year, close to a million people across the UK find themselves suddenly unable to work due to serious illness or injury - often for months at a time.
For most households, savings and statutory sick pay only stretch so far before the mortgage and bills start to bite.
It's a reminder that protecting your income matters just as much as protecting your life.

28/07/2026

Co-Ownership:-🏠
Struggling to save a full deposit?
Co-Ownership lets first-time buyers in Northern Ireland purchase a share of their home - typically 50% to 90% - with a mortgage, while Co-Ownership owns the rest and you pay a modest rent on their share. You can increase your share over time through "staircasing." Since 1978, the scheme has helped over 35,000 households across NI onto the property ladder.

https://co-ownership.org/understanding-co-ownership/what-is-co-ownership

22/07/2026

🏡 Good news for homeowners and buyers!

✅ Mortgage rates are improving, creating new opportunities for buyers and those looking to remortgage.
✅ Northern Ireland remains one of the UK's most affordable places to buy a home.
Many people are surprised at just how affordable life insurance, critical illness cover and income protection can be. With the cost of living still a key concern, now is a great time to review your mortgage and make sure you and your family are protected if the unexpected happens.🏠

16/07/2026

Are you — or someone close to you — experiencing a big life change such as:

👉 Buying your first home
👉 Thinking about moving
👉 Welcoming a new baby
👉 Receiving a promotion
👉 Navigating redundancy, divorce or illness

Major moments often come with major financial decisions. At Mortgage Advice Bureau, we’re here to help you make sense of it all — with clear, friendly, expert advice tailored to your situation.
If you, a relative, friend or colleague could benefit from guidance, we’d be delighted to support them.🏠😎

09/07/2026

🚨 STOP SCROLLING if you're saving for your first home! 🚨

Summer Holidays gives us a bit of time to check things out. 😎
Think you can't afford to buy? Think again... 👀
Some first-time buyers could now borrow more than they could this time last year.
Even more surprising? Half of first-time buyers don't realise their borrowing power may have improved?