United Mortgages Ni

United Mortgages Ni We provide expert financial advice and mortgages from a comprehensive list of lenders

https://calendly.com/stephen-unitedmortgagesni/mortgage-review

Mortgage Brokers based in Northern Ireland serving the whole UK

04/11/2025

"How much can I afford to borrow" is a super common question and rightly so

Determing your budget is very important

There's no point in making offers on a property if you can't get a mortgage to support that

Need help understanding your own situation? Just let us know by sending a message

WARNING - Your home may be repossessed if you do not keep up repayments on your mortgage

29/10/2025

Hi folks, Stephen here making my official introduction on social media

Over the years we've helped thousands of clients

But until now, it's always been on the phone or in person and never on social media!

We see that people are spending their time differently, and there are new ways we can people here as well. So you can expect to see plenty more content helping you with

- Mortgages
- Deposits
- Affordability
- The home buying process
- Credit

Everything that you'll need

So make sure you follow along for the journey

WARNING - Your home may be repossessed if you do not keep up repayments on your mortgage

Thank you, Connor, for your trust and loyalty! 🙏
19/04/2024

Thank you, Connor, for your trust and loyalty! 🙏

This intriguing linguistic combination reflects the historical context and practices surrounding mortgages.In medieval E...
17/04/2024

This intriguing linguistic combination reflects the historical context and practices surrounding mortgages.

In medieval Europe, when individuals borrowed money to purchase property, they would often pledge the property itself as security for the loan.

However, unlike modern mortgages where property ownership is transferred to the borrower upon purchase, the historical mortgage arrangement was quite different.

The word "mortgage" reflected the understanding that the pledge or security would become "dead" (or void) once the debt was fully repaid.

In other words, the mortgage would cease to exist, and the borrower would regain full ownership of the property.

Over time, the term has evolved, but its etymology provides a fascinating insight into the history of lending and property ownership.

Did you know where the word 'mortgage' originated?

Let us know!

While the interest rate is an important factor in determining the cost of a mortgage, it does not tell the whole story. ...
15/04/2024

While the interest rate is an important factor in determining the cost of a mortgage, it does not tell the whole story.

The true cost of a mortgage includes additional fees, the total amount of interest paid over the loan term, potential fluctuations in interest rates, tax implications, and opportunity costs.

Therefore, it's essential for borrowers to consider all of these factors when evaluating the cost of a mortgage.

Get in touch with us for professional guidance: www.unitedmortgagesni.co.uk/contact

Looking for the right insurance? 🛡️We've got what you need. United Mortgages provides professional advice on a range of ...
12/04/2024

Looking for the right insurance? 🛡️

We've got what you need.

United Mortgages provides professional advice on a range of insurance products, such as life insurance, critical illness insurance, income protection, and family protection.

Get in touch with our insurance experts today: www.unitedmortgagesni.co.uk/contact

Looking to get a mortgage?Here are 10 tips to help you out:✔ Check Your CreditKnow your credit score and improve it if n...
10/04/2024

Looking to get a mortgage?

Here are 10 tips to help you out:

✔ Check Your Credit
Know your credit score and improve it if needed.

✔ Budget Wisely
Set your budget that includes the cost, fees, and price of the property.

✔ Stability Matters
You should avoid changing jobs before applying.

✔ Reduce Debts
Clearing your debts shows you can handle money responsibly.

✔ Proof of Income
Gather your documents like payslips and bank statements.

✔ Self-Employed
Show your proof of income stability or your bank accounts for the last three years.

✔ Save for a Bigger Deposit
More mortgage options if you have a greater deposit.

✔ Consider Joint Applications
Having a partner can increase your chances, particularly if you both have stable income and credit score.

✔ Avoid Changes to Your Application
If started, avoid changing your details.

✔ Get Expert Help
Consider United Mortgages for guidance in getting a mortgage.

Are you considering your mortgage options?

Let us assist you in locating the ideal fit!

Contact us at www.unitedmortgagesni.co.uk/contact

With just a £5k deposit, first-time buyers may now obtain a 99% mortgage!In an effort to assist people without financial...
08/04/2024

With just a £5k deposit, first-time buyers may now obtain a 99% mortgage!

In an effort to assist people without financial help from family, this no-fee offer comprises a five-year fixed-rate mortgage at 5.99%.

Various viewpoints from industry experts have been presented regarding this mortgage launch, emphasising both the possible advantages and difficulties that could arise.

Read more on this at:

www.ftadviser.com/mortgages/2024/03/27/first-time-buyers-99-mortgage-with-5k-deposit-launched/

Thank you, Philip, for choosing United Mortgages! ✨ We appreciate your trust and cooperation throughout the process. ...
05/04/2024

Thank you, Philip, for choosing United Mortgages! ✨

We appreciate your trust and cooperation throughout the process.

Did you know that 88% of homebuyers opt for a mortgage instead of paying cash? 🏡 At United Mortgages, we're here to guid...
03/04/2024

Did you know that 88% of homebuyers opt for a mortgage instead of paying cash? 🏡

At United Mortgages, we're here to guide you through the mortgage process seamlessly.

Contact us today: www.unitedmortgagesni.co.uk/contact

Thinking about buying a home but worried about your credit score? 💳 Don't let myths hold you back! At United Mortgages, ...
01/04/2024

Thinking about buying a home but worried about your credit score? 💳

Don't let myths hold you back!

At United Mortgages, we specialise in helping clients with various credit scores find the right mortgage solutions.

Get in touch with us at www.unitedmortgagesni.co.uk/contact

Address

Innovation Factory, 385 Springfield Road, Forthriver Business Park
Belfast
BT127DG

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 12pm

Telephone

+447977115212

Website

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