25/02/2026
✨ Special Guest Announcement – Amy Donnelly from Atom Bank ✨
We’re delighted to welcome Amy Donnelly from Atom Bank as our specialist lender guest at the Northern Mortgages FREE First-Time Buyer Event!
📅 Thursday 26th February
🕖 7pm
📍 Balmoral Hotel, Belfast
Amy will be explaining how adverse credit doesn’t always mean the end of your homeownership journey — and what options may still be available to you.
At the event, she’ll cover:
✔️ Late payments on loans or credit cards
✔️ Defaults (including satisfied defaults)
✔️ County Court Judgments (CCJs)
✔️ Debt Management Plans (past or current)
✔️ Missed mortgage payments
✔️ Historic credit blips and how long they matter
✔️ What lenders look for NOW — not just your past
If you’ve ever been told “no” by a bank, or you’re worried your credit history might hold you back, this session is not to be missed.
💬 Learn what lenders like Atom Bank will consider
💬 Understand how long credit issues affect applications
💬 Find out what you can do today to improve your chances
This is a completely FREE event, packed with expert advice from mortgage brokers, solicitors, estate agents, and lenders — all in one room.
🎟️ Get your FREE tickets now at:
👉 www.northernmortgages.com
**your home may be repossessed if you do not keep up your mortgage repayments **