Paddy Rice First Time Buyer Mortgages

Directions Website Contact the business

Paddy Rice First Time Buyer Mortgages Helping First Time Buyers Secure A Mortgage To Buy Their First Home. Taking The Stress Out Of It All

20/10/2026

The deposit is only part of what you need to save. Solicitor fees, valuation, survey — it all adds up. Factor in an extra £2,000–£3,000 on top of your deposit and you won't get caught short.

19/10/2026

Critical illness cover pays out a lump sum if you're diagnosed with a serious illness — not just if you die.Cancer, heart attack, stroke — these are things that can stop you working for months or years.Drop me a DM or comment below if you want to know more.

18/10/2026

How much does incoe protection actually cost ?

Drop me a DM or comment below if you want to know what it would look like for you.

17/10/2026

Co-Ownership lets Northern Ireland buyers purchase with a much smaller deposit.You buy a share of the property and pay rent on the rest.Comment DEPOSIT and I'll send you our free guide — it covers this and all your other deposit options.

16/10/2026

Do you need life insurance when you buy your first home?Honest answer — it depends.But ask yourself this:If something happened to you, who clears the mortgage?Can your partner manage the full payment alone?What's the plan for your children?Life insurance covers that debt if you're no longer here to pay it.Drop a comment or DM to find out what cover would cost.

15/10/2026

Most people know what life insurance is. Far fewer know about family income benefit — and for young families, it's often the more useful option. Instead of a lump sum, it pays your family a monthly income if you die. Every month. For the rest of the policy term. Enough to cover the mortgage, bills and everyday life. Drop a comment or DM to find out what it would cost for your situation.

14/10/2026

The day you get a mortgage, you take on a commitment that lasts 25–35 years.Most buyers think about the monthly payment.Few think about what happens to it if they can't work.Income protection pays you a monthly income if illness or injury keeps you off.Your mortgage keeps getting paid.Drop me a DM or comment below if you want to know more.

13/10/2026

Bank vs broker — what's the actual difference?🏦 Your bank: their products only.🔍 A broker: searches across dozens of lenders.More choice. More options. Someone handling the process for you.For most first-time buyers, a broker just makes sense.

12/10/2026

How much can you actually borrow?Most lenders offer 4 to 4.5x your annual salary.£30,000 salary = roughly £120,000–£150,000.Joint application? Both incomes go in.But your outgoings matter too — car finance, loans and credit cards all reduce that figure.The only way to know your real number is to actually run it.

11/10/2026

Planning to start viewing houses?Get a Mortgage in Principle first.It shows you what you can borrow — and shows estate agents you're serious.Doesn't affect your credit score if it's done properly.Can usually be sorted very quickly.Don't start viewing without one.

Address

222 Lisburn Road
Belfast
BT96GD

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 7:30pm
Friday 9am - 5:30pm
Saturday 9am - 12:30pm

Website

,

Alerts

Be the first to know and let us send you an email when Paddy Rice First Time Buyer Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Paddy Rice First Time Buyer Mortgages:

Shortcuts

Share

Category