Krista Cherkewich - Conexus Mobile Mortgage Specialist

10/28/2026

📈 Bank of Canada Raises Policy Rate to 2.50%: What Homeowners, Buyers, and Those Renewing Need to Know

The Bank of Canada has announced an increase to its policy rate, bringing it to 2.50%. While this may not impact everyone immediately, it's an important update for homeowners, prospective home buyers, and anyone with an upcoming mortgage renewal.

🏡 Homeowners with variable-rate mortgages may see an increase in interest costs, depending on the terms of their mortgage.

🔑 Home buyers should be aware that rising rates can affect affordability and borrowing power, making it even more important to understand your financing options before starting your home search.

📅 Those renewing their mortgage should begin exploring their options early. With rates continuing to change, reviewing your mortgage strategy before renewal can help ensure you're making the best decision for your financial goals.

No matter where you are in your homeownership journey, understanding how interest rate changes affect your mortgage can help you make informed decisions and plan with confidence.

If you'd like to discuss how this latest rate announcement may impact you, I'd be happy to help.

Krista Cherkewich
Mobile Mortgage Specialist | Conexus Credit Union
📞 306-527-2809
📧 [email protected]

The Bank of Canada hiked interest rates to ward off upside inflation risks posed by higher energy prices, and said it may need to raise borrowing costs further.

10/21/2026

🏡 Mortgage Renewal Coming Up? Don't Leave Money on the Table.

Many homeowners simply sign the renewal offer they receive from their lender, but experts say your renewal should be viewed as an opportunity to negotiate and explore your options. Starting the process early can potentially save you thousands over your next mortgage term.

One important thing to know: if you accept an early renewal offer, your new rate may take effect before your current term expires, meaning you could lose the benefit of your existing lower rate sooner than necessary.

As a Mobile Mortgage Specialist with Conexus Credit Union, I can help you: ✅ Lock in rates up to 120 days before your renewal date ✅ Compare options from your current lender and alternatives ✅ Review more than just the rate, including flexibility, prepayment privileges, portability, and future plans ✅ Determine the best mortgage strategy based on your unique goals and circumstances

The best mortgage decision isn't always the lowest rate. It's the one that makes the most sense for you.

If your mortgage is renewing within the next 4 months, let's start the conversation today.

📞 Krista Cherkewich
Mobile Mortgage Specialist
☎️ 306-527-2809
📧 [email protected]

Homeowners may be tempted to take the mortgage rate offered in a renewal letter, but savvy borrowers see it as the start of a negotiation process that could lead to big savings.

09/23/2026

🙌🏻 Chea Henderson you ARE a WINNER

Chea will be enjoying the Oct 2nd Rider Home Game vs the Calgary Stampeders live and in person.

Thank you to everyone who followed us, liked, tagged, and shared. 💜

09/23/2026

09/20/2026

🏡 BLOCK 44 IS TAKING SHAPE! 🔥

📲 Contact Jason
DIRECTLY (306) 216-7644

Today’s progress is looking fantastic ‼️
and NOW is the time to secure your home at Block 44 in The Towns, East Regina!

🔑 TAKING DEPOSITS NOW — don’t miss your chance to be part of this growing community and buy now ahead of possible future price increases.

🤩🤩🤩INCLUDED🤩🤩🤩

• Full appliance package
• Air conditioning
• Front landscaping
• Blind package
• Parking pad
• NO CONDO FEES!

🙌Are you a first homebuyer ask me for how you can qualify for the GST rebate 💰 

• 🏠 End townhomes feature a separate side entrance — offering future potential for a legal basement suite!

📍 Sought-after THE TOWNS, East Regina location close to schools, parks, shopping and Costco.

These homes are coming to life quickly — get in early and make Block 44 your new address!

09/18/2026

https://www.canadianmortgagetrends.com/2026/09/trade-war-pressures-mount-on-canadas-mortgage-and-housing-market/

Tariffs are adding to borrowing and construction costs while raising fresh concerns about employment, credit access and housing demand.

09/17/2026

📈 Fixed mortgage rates have already started to rise, and now there's growing discussion about the possibility of a Bank of Canada rate hike that could impact prime rates too.

If you're thinking about buying a home, refinancing, or renewing your mortgage, now may be the time to explore your options.

✅ No-obligation 120-day rate hold
✅ Protection against future rate increases
✅ Peace of mind while you shop or plan

A rate hold costs nothing, but it could save you money if rates continue to climb.

📞 306-527-2809
📧 [email protected]

Let's connect and make sure you're prepared for whatever comes next.

The Bank of Canada’s governing council warned that it may need to hike interest rates, saying the longer gasoline prices remain elevated, the more likely that would pass through to other goods and services.

09/13/2026

Fixed mortgage rates are on the rise! 📈

If you're shopping for a home, have a mortgage renewal coming up, or are considering refinancing, now is a great time to secure a no-obligation 120-day rate hold. Locking in your rate today can help protect you from further increases and ensure you're getting a competitive rate when it's time to fund your mortgage.

If you'd like more information or want to take advantage of a no-obligation rate hold, contact me:

📞 306-527-2809
📧 [email protected]

For more on the recent increase in fixed mortgage rates, check out this article: 🔗 https://www.canadianmortgagetrends.com/2026/09/bond-yield-surge-pushes-fixed-mortgage-rates-higher-across-canada/

Don't wait until rates rise further. Let's connect and discuss your options today!

Major lenders have raised fixed rates, while some borrowers may face larger increases as discretionary discounts disappear.

09/10/2026

🏈 ENTER TO WIN 2 tickets to the October 2nd Rider Game vs the Stamps.

HOW TO ENTER:

1. Like and follow both and on Facebook and Instagram
2. Tag your bestie
3. Share this video for a bonus entry

The winner will be announced at 7pm on September 21st. The lucky winner will receive the tickets electronically.

***This contest is in no way sponsored or associated with Facebook, Instagram, or Meta.