Focus Mortgage Solutions

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Focus Mortgage Solutions FOCUS Mortgage Solutions is your best option for Canada's lowest Mortgage Rates. Put us to the test Quite frankly...we are the best there is at what we do!

No one else even comes close. We are old fashioned and believe in the "golden rule" - that is to say, we appreciate our neighbours and we treat them like we want to be treated. No Hassles - No Nonsense - and above all - No B.S.! Just good old fashion respect for our clients and their uniqueness. It goes without saying we have low rates - everyone does...but we have a bit more to offer - we know there is more to a great mortgage than just a rate. We make sure your mortgage fits your lifestyle and permits the maximum benefits you need!

10/12/2026

Happy Thanksgiving Everyone!
.. Also, welcome Emily as the newest member, and the future, of FOCUS Mortgage Solutions Inc.

Bringing us in to the 21st Century. 😜

10/01/2026

Rate Watch!

On October 29, 2025 (yep - a year ago in change), the Bank of Canada dropped the interest rate from 2.50% to 2.25% - where it has stayed since.

October 28th, 2026 is the next meeting by the Bank of Canada and I anticipate we are going to see a .25% increase. Which again, is like $11.00/month per $100k owed using a standard 25 year amortization.

The Canadian Bond Rate continues to defy the norm and is staying high...like - W***y Nelson and Snoop Dogg high! It's crazy - and the worst part is nobody knows when it's gonna settle down.

We are seeing a concerning trend with lenders these days - they are contracting the rate discount for the Adjustable Rate Products (because they are all greedy vampiric as****es) - and we are seeing Fixed rates flirt closer to 5% than 4% as they should be - check that - they SHOULD be at 2.50%! It's obscene what we are seeing these days.

One of these days I will launch an Instagram page where you can hear how I really feel about all this nonsense. Lmao!

Just a heads up - the Bank of Canada is closely monitoring the cost of Oil and Gas...and as it continues to creep up - i...
09/18/2026

Just a heads up - the Bank of Canada is closely monitoring the cost of Oil and Gas...and as it continues to creep up - it is pushing up the consumer spending index which unfortunately has the appearance that Canadians are spending too much money...in this case it is begrudgingly and not by will - but the metric doesn't account for forced spending. The Bank of Canada's job is to monitor consumer spending and make adjustments to the greater good of the economy - when we spend more, they want to charge more to get us to spend less...it sounds like control - and it is - but it is what it is. Been this way for decades upon decades.

As such - here is what you can expect...if the cost of Oil and Gas does not come down - SOON! - then we can expect the Bank of Canada to flex a bit and bump up the Prime Rate by a quarter of a percent...(0.25%) - and for those at home with Adjustable/Variable Rate mortgage products - they want to know how much this impacts their mortgage on a monthly basis. The math is for every $100,000.00 you owe - your payment will be impacted approximately by $11.00/per month...so if you have a mortgage of around $200,000.00 - then expect your mortgage payment to bump up by around $22.00/per month.

All in all - the sky is not falling...it's a bit grim looking, but it's still in tact.

The economy is in the sh***er... You can send your "Thank You Letters" to the Prime Minister and his team...but it's not...
09/15/2026

The economy is in the sh***er... You can send your "Thank You Letters" to the Prime Minister and his team.
..but it's not all bad news. We at FOCUS, along with our group of talented Lenders, still have affordable Mortgage Rates.

Get yours today! Call or text to see if you can snap up today's special!

Dad's...they are awesome AF.I raise a glass to all of you still standing, and I pour one out for those who are gone.You ...
06/21/2026

Dad's...they are awesome AF.

I raise a glass to all of you still standing, and I pour one out for those who are gone.

You matter.

Happy Father's Day.

05/22/2026

Just a quick heads up... Our website has been down for a few weeks and will likely be down for a few more. Unfortunately our website was part of the security breach experienced by Squareflo.

We are currently in crisis mode trying to navigate this difficult time. In the meantime our service has not dropped off in any capacity for our clients.

Please continue to spread the word we are still in operation - providing the best Mortgage programs, products, rates, and service levels the industry dreams to offer.

That's right, I said dreams... Because most people in this industry can only dream of being able to fulfill their clients needs and obligations the way we do! 😁 😁

We are the best there is at what we do... We're kind of a big deal.

April 6th marks the 8th anniversary of the horrific Humboldt Broncos bus tragedy. Don't forget to leave your sticks out ...
04/06/2026

April 6th marks the 8th anniversary of the horrific Humboldt Broncos bus tragedy.

Don't forget to leave your sticks out for the boys.

It's also green shirt day in honor of those who lost their lives and also the survivors.

STOP Using the Bank for your Mortgage...Use FOCUS instead, here's why:• FOCUS works for YOU, not the bank — We have mult...
03/25/2026

STOP Using the Bank for your Mortgage...Use FOCUS instead, here's why:

• FOCUS works for YOU, not the bank — We have multiple lenders to find you the best deal.
• We extend lower rates and exclusive products you won’t find on your own.
• Our service is always free - we charge your lender!!
• We simplify the process — from pre-approval to closing.
• Not all brokers are the same — experience, communication, and trust matter...we're all that and a bag 'o chips!

Bottom line: FOCUS will save you time, stress, and money.

FOCUS Mortgage Solutions - where being the good is done by example, not just with words.

With Trump's tariff rhetoric and Carney's lack of a back bone... It's fair to say there are some troubling things on the...
02/22/2026

With Trump's tariff rhetoric and Carney's lack of a back bone... It's fair to say there are some troubling things on the horizon.

How will this impact your mortgage??

Well, it's a double edged sword. If a recession hits, we can expect rates to creep up to recover...and that blows because rates have been at historically high thresholds for the better part of the last 5 years.

Don't sweat it too much though...we are a sting country and we've been through worse times.

Listen, I don't care if you use Focus Mortgage Solutions or if you use another mortgage broker, just make sure to speak to someone who's educated and licensed before you make any rash decisions regarding your mortgage.

It cost nothing to use or speak to an actual professional.

Address

1801 MacKay Street
Regina, SK
S4N6E7

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 10am - 4pm

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