Kara Lenius - Mortgage Broker

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Kara Lenius - Mortgage Broker 🏡 judgement-free mortgage advice + unsolicited dog content 🐶

You don't have to accept the first offer your lender presents. Swipe through to see your options, and send me a message ...
11/04/2026

You don't have to accept the first offer your lender presents. Swipe through to see your options, and send me a message if your renewal is coming up in the next 6 months.

👻 Some mortgage decisions are tricks that could cost you, while others are treats that work in your favour.Swipe through...
10/30/2026

👻 Some mortgage decisions are tricks that could cost you, while others are treats that work in your favour.

Swipe through to see which mortgage moves deserve a treat and which ones are better left behind this Halloween.

Want to make sure you’re making the right moves? Reach out to me and let’s explore your options together.

Words like these mean the world to me. 🤍I had the privilege of working with Kylie and her family during those sweet, sle...
10/29/2026

Words like these mean the world to me. 🤍

I had the privilege of working with Kylie and her family during those sweet, sleepless weeks just after my son was born. Helping a family secure their home while my own family was growing is something I’ll always treasure.

Thank you, Kylie! 🤍

10/27/2026

This weekend, enjoy TWO fun Halloween events at Wascana Centre, both free of charge!

👻 Saturday, October 31 – Spooktacular!

Join the Wascana Centre ecology team for a celebration of Halloween and animals!

⏰ 1-4 p.m.
📍 Wascana Place, 2900 Wascana Drive

🧑 Perfect for all ages.
✅ No fee or registration required.

🦎 Live animals with Prairie Aquatics and Exotics
🔍 Solve the challenge room and survive the impeding mass extinction
🦉 Owl pellet dissections
🐾 Learn about predators and prey
🧑‍⚕️ Animal dissections
🎃 Enjoy a spooky Halloween craft
🧪 Fun experiments with EYES
.. and more!

🎃 Sunday, November 1 – Pumpkin Way

📍 Drop your jack-o-lanterns off at the Queen Elizabeth II (QEII) Gardens from noon - 4 p.m.
🤩 Marvel at the giant display of pumpkins within the QEII Gardens from 4 - 8 p.m.
🦙 Fenek Farms will be here with a mini petting zoo from 4 - 6 p.m. as well!

All pumpkins will be donated to Fenek Farms to be used as animal feed.

Many refinancing discussions begin with interest savings. The more important conversation is often what equity can accom...
10/27/2026

Many refinancing discussions begin with interest savings. The more important conversation is often what equity can accomplish. Whether it is improving cash flow, consolidating higher-cost debt, funding business growth, or creating future flexibility, the structure matters as much as the pricing.

I approach refinancing as a strategic planning tool, not simply a rate exercise. Reach out anytime to discuss how your equity could support your next financial goal.

10/24/2026

The mortgage payment on this whole house is less than typical basement suite rent in Regina. 👀

3719 Victoria Avenue in Cathedral was just reduced to $184,900 with Gemma Nance and Jackie Zingle | Regina REALTOR® with The Team at Coldwell Banker Local Realty.

Here’s what the payments could look like:
➡️ 5% down: ~$1,051
➡️ 10% down: ~$987
➡️ 20% down: ~$868

Wondering if you qualify, or how much you’d really need saved? DM me “VICTORIA” and I’ll run the numbers for your situation.

*Principal and interest only, based on list price, a 25-year amortization, and average 5-year fixed rates of 4.89% (insured) and 5.09% (conventional) as of October 23, 2026. Rates subject to change, OAC. Taxes, utilities and closing costs not included. Typical basement suite rent of $1,300 - $1,600/month is based on current Regina rental listings for 2-bedroom self-contained basement suites.

10/22/2026

There’s a lot more to working with a mortgage broker than finding you a great rate. Here are a few underrated reasons. 🏡

Questions? My inbox is always open.

10/20/2026

📊 Canada’s inflation rate edged higher to 3.1% in September, but the underlying numbers tell a more encouraging story. While rising gasoline prices drove much of the increase, key measures of core inflation eased below the Bank of Canada’s 2% target, suggesting broader price pressures are cooling.

For borrowers, this is a positive sign. With core inflation showing signs of easing, economists see little reason for the Bank of Canada to raise its policy rate at its upcoming October 28 meeting. While no rate decision is guaranteed, the latest data offers some reassurance for Canadians keeping an eye on borrowing costs.

Whether you are buying, renewing, or refinancing, these developments are worth watching. Rather than trying to predict exactly where rates will go next, focus on finding a mortgage strategy that supports your budget, timeline, and long-term financial goals.

If you have questions about what the latest inflation data could mean for your mortgage, reach out to me. We can review your options and discuss what makes sense for your financial goals.

Address

315 Victoria Avenue
Regina, SK
S4N0P5

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