Paul Kozan - DLC The Mortgage Firm

09/19/2024

Exciting News for First-Time Homebuyers! 🏡🇨🇦
The federal government has just upped the game—now, you can secure an insured mortgage up to $1.5 MILLION with a 30-year amortization! This means more buying power and lower monthly payments, making your dream home more affordable than ever. Don't miss this incredible opportunity— Chat with one of our mortgage experts about how this change can work for you!

04/01/2024

Have a great Easter weekend!
Here’s hoping it’s filled with friends, family, food and some delicious chocolate eggs!! 🐇

03/20/2024

Is your mortgage part of the 80%?
Talk to you soon!

Brace yourself for a mortgage shake-up! 80% of mortgages are due for renewal by 2024. This means if you currently have a mortgage it's likely you fall into this 80%.
Unsure how to go about your renewal? Here’s a quick guide to navigating your mortgage renewal smoothly:
1. Chat with a DLC Mortgage Expert early (at least 90 days before your term ends).
2. Don't procrastinate. Start exploring options well in advance.
3. Think about a shorter fixed rate to adapt to rate changes quicker.
4. Open to risks? A variable-rate mortgage could offer flexibility and savings.
5. Stretching your amortization period could ease your monthly payments.
6. Consider refinancing for more cash or better terms.

Facing these changes doesn't have to be daunting. A DLC Mortgage Expert will provide professional advice and help you make informed decisions to keep your home sweet home comfortable. Reach out today!

06/14/2023

RENEWAL TIME?
Contact Paul.

For your convenience...
Online Mortgage Application: https://velocity-client.newton.ca/en/client/journey/home?shortCode=1fj70t810z6yo

05/30/2023

Most people who are thinking about a transfer or switch want to take advantage of a lower interest rate or to get a new mortgage product with terms that better suits their needs.

https://dominionlending.ca/mortgage-tips/the-real-deal-about-transfers-and-switches

Apply Online with Paul: https://velocity-client.newton.ca/en/client/journey/home?shortCode=1fj70t810z6yo

05/19/2023

Enjoy your long weekend!!

05/15/2023

Looking to make some home improvements? If you have at least 20% equity, you can borrow up to 80% of your loan-to-value ratio to help pay for those renos!

Need some more clarity on this? Reach out to me at anytime.
~Paul

APPLY ONLINE: https://velocity-client.newton.ca/en/client/journey/home?shortCode=1fj70t810z6yo

05/15/2023

Thank you, Mothers!!💐

05/12/2023

The Canadian government has recently introduced a First Home Savings Account to help first-time homebuyers save for their down payment!

The FHSA is specifically designed to help first-time homebuyers save for their down payment without having to pay taxes on the interest earned on their savings.

Want to learn more about the FHSA?
Reach out to me at anytime.
~Paul

APPLY ONLINE: https://velocity-client.newton.ca/en/client/journey/home?shortCode=1fj70t810z6yo

04/07/2023

Enjoy your Easter break with family and friends!

Apply Online: https://velocity-client.newton.ca/en/client/journey/home?shortCode=1fj70t810z6yo

03/28/2023

What is the First Time Homebuyer Incentive? The first time homebuyer incentive program is a shared-equity mortgage with the Canadian government that helps qualified first-time buyers reduce their monthly mortgage payments to better afford a home.

Read more about the First Time Homebuyer Incentive on our blog:
https://dominionlending.ca/.../what-is-the-first-time...

Contact Paul or Apply Online: https://velocity-app.newton.ca/app/en/client/journey/home?shortCode=1fj70t810z6yo

03/08/2023