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Sandra Yarnold - Aussie Mortgage Broker

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Australia
Townsville, QLD
Sandra Yarnold - Aussie Mortgage Broker

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Find. Buy. Own. Whether you're buying your first home, upgrading, investing, or refinancing, I'll guide you through the process step by step.

Townsville based
Servicing clients Australia - wide

Call Sandra 0489 305 750

27/10/2026

https://www.aussie.com.au/insights/articles/buying-northern-queensland-costs-borrowing/

08/10/2026

Australia’s car market is moving. There were 108,778 new vehicle deliveries in September 2026, up 1.8% on the same month last year, and the second-highest September on record.

And buyers are choosing new technology. In September, electrified vehicles (EVs, hybrids and plug-in hybrids) made up almost half of monthly sales, at 49.8% of the market. The Tesla Model Y was the third best selling model last month, following the Ford Ranger and Toyota RAV4.

When are you thinking of changing cars? Here at Aussie we don't just do Home loans, we can help with car loans as well.

Not just car loans either. Any asset. Farm machinery, Semi trailers or just consolidating several loans into one manageable payment.

We also offer access to Buyer's agents, Conveyancing, Building & Contents Insurance, MPP and of course we still do Home Loans.

So, call me today on 0489 305 750 to see how I can help you.

29/09/2026

The Reserve Bank of Australia (RBA) has increased the cash rate by 0.25 percentage points to 4.60% at its September 2026 meeting.

The decision marks the fourth rate rise in 2026, following three consecutive increases earlier in the year.

The latest available ABS data showed annual CPI inflation eased to 3.5% in July, while trimmed mean inflation remained at 3.6%. Both measures were above the RBA’s 2-3% target range.

In its August minutes, the RBA said inflation remained too high and that it would remain attentive to the data and evolving risks, including the possibility of raising the cash rate again if upside inflation risks materialised.

Some economists, including ANZ, are forecasting a further 25 basis-point increase in November, which would take the cash rate to 4.85% by the end of 2026.

This remains a forecast, not a confirmed RBA decision, and may change as new economic data becomes available.

Dr Diaswati Mardiasmo, Chief Economist at PRD Real Estate, said: “At the moment, based on everything the RBA has released, we are looking at a higher interest rate environment, at least until the first quarter of 2027, with some more stabilisation in early 2027 and possibly a cash rate cut in mid-to-late 2027.”

A rate rise typically increases repayments for borrowers if their lender passes on some or all of the change. Lenders can set their own timing and pricing, so the effect will vary by lender, loan and borrower circumstances.

Mardiasmo said a further increase would mark a shift into a higher-rate environment: “That’s where the pain is really going to start because it’s not a neutral position anymore. It’s proper tightening.”

If you have a home loan and are thinking about refinancing or are planning to buy, now's the time to work out how this increase could affect your repayments, borrowing power, and plans.

Text me on 0489 305 750 to arrange a phone appointment today.

01/09/2026

Welcome to Spring!!☀️

Can you believe it's September already?

Spring is a season of fresh starts, new beginnings and making plans for what's ahead - and that includes your home and financial goals.

Whether you're dreaming of buying your first home, refinancing, upgrading, investing or simply wanting to see what options are available, spring is a great time to start a conversation.

Thank you to all my wonderful customers for your continued support, referrals and trust. I'm so grateful to be part of your home ownership journey.

Here's to warmer days, fresh opportunities and plenty of exciting new beginnings!

Happy Spring, everyone!

Sandra x

02/06/2026

Another 5-star review! ⭐⭐⭐⭐⭐

I'm so thankful for the kind words and trust my clients placed in me throughout their home-buying journey.

There's nothing quite like helping someone achieve their dream of home ownership, and reviews like this remind me why I love what I do.

Thank you for your support – it truly means the world to me.

02/06/2026

Feeling incredibly grateful today! ⭐⭐⭐⭐⭐

I recently received my first 5-star review, and I wanted to take a moment to say thank you.

Helping clients achieve their property goals, especially first-home buyers, is one of the most rewarding parts of what I do. Knowing that I was able to make the process easier and less stressful means so much to me.

Thank you to my wonderful clients for placing their trust in me and allowing me to be part of such an important milestone in their lives. Congratulations again on your new home!

I'm looking forward to helping many more families and individuals achieve their property dreams in the future.

29/04/2026

Think Aussie only do Home Loans?

Not at all, we call help you to Find, Buy, Own.

Whether its Asset Finance, Building Insurance, Conveyancing, Buyers Agents or Sellers Assist - we have you covered.

Looking to finance a new car - give me a call.

Small Business owners - The ATO’s $20,000 Instant Asset Write-Off is legislated to revert to $1,000 on 1 July 2026.*

That’s not a typo. One Thousand Dollars.

The same threshold we had before Tony Abbott was PM. (Yes, really.)

Unless Parliament moves again, that’s the cliff. And every SME in the country is about to hear about it from their accountant in May.

12/04/2026

Happy Monday! 😊

I’m putting together an 8 Week Monday Money Makeover to help you get pre-approval ready for your first home or investment property 🏡💰

Each week will focus on simple, practical steps to get your finances in the best possible shape — from budgeting and credit scores to structuring your loans the right way.

I’d love your input 👇
What questions do you have about getting ready for a home loan or investment?
Drop them in the comments or send me a message — I’ll build the course around what YOU want to know.

Let’s get you one step closer to approval 🙌

05/04/2026

Wishing you an egg-stra happy Easter from all the team at Aussie Townsville!

13/03/2026

How healthy is your credit score? Get in touch with me for a free check up today.

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Domain Central
Townsville, QLD

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